Dollar cost averaging (DCA) in RAYA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More RAYA Analysis
RAYA DCA Calculator
Dollar Cost Averaging — Erayak Power Solution Group Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-87.8%
Final Value$3.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-96.0%
Final Value$1.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-95.6%
Final Value$1.4K
Worst possible — still beats not investing
Best vs Worst gap7.8 pp
Your timing vs best-8.3%
Your timing vs worst-0.5%
If You Keep Investing…
Based on this stock's historical CAGR of -61.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -61.3% continues. Actual returns will vary.
Your DCA Results by Date
41 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Dec 14, 2022
$7,414.00
$10,000
$10,000
+0.00%
$0
Jan 17, 2023
$5,082.20
$10,500
$7,355
-29.95%
$-3,145
Feb 14, 2023
$5,874.00
$11,000
$9,001
-18.18%
$-1,999
Mar 14, 2023
$5,324.00
$11,500
$8,658
-24.71%
$-2,842
Apr 14, 2023
$3,894.00
$12,000
$6,832
-43.06%
$-5,168
May 15, 2023
$3,806.00
$12,500
$7,178
-42.58%
$-5,322
Jun 14, 2023
$4,840.00
$13,000
$9,628
-25.94%
$-3,372
Jul 14, 2023
$4,400.00
$13,500
$9,253
-31.46%
$-4,247
Aug 14, 2023
$3,146.00
$14,000
$7,116
-49.17%
$-6,884
Sep 14, 2023
$2,310.00
$14,500
$5,725
-60.52%
$-8,775
Oct 16, 2023
$2,146.50
$15,000
$5,820
-61.20%
$-9,180
Nov 14, 2023
$1,799.60
$15,500
$5,379
-65.30%
$-10,121
Dec 14, 2023
$1,584.00
$16,000
$5,235
-67.28%
$-10,765
Jan 16, 2024
$2,244.00
$16,500
$7,916
-52.03%
$-8,584
Feb 14, 2024
$1,630.90
$17,000
$6,253
-63.22%
$-10,747
Mar 14, 2024
$1,649.30
$17,500
$6,824
-61.01%
$-10,676
Apr 15, 2024
$1,393.30
$18,000
$6,265
-65.20%
$-11,735
May 14, 2024
$1,527.90
$18,500
$7,370
-60.16%
$-11,130
Jun 14, 2024
$1,922.80
$19,000
$9,774
-48.56%
$-9,226
Jul 15, 2024
$1,892.00
$19,500
$10,118
-48.11%
$-9,382
Aug 14, 2024
$1,892.00
$20,000
$10,618
-46.91%
$-9,382
Sep 16, 2024
$1,276.00
$20,500
$7,661
-62.63%
$-12,839
Oct 14, 2024
$1,771.00
$21,000
$11,133
-46.99%
$-9,867
Nov 14, 2024
$2,442.00
$21,500
$15,851
-26.28%
$-5,649
Dec 16, 2024
$2,662.00
$22,000
$17,779
-19.19%
$-4,221
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Frequently Asked Questions
Common questions about DCA investing in RAYA
Investing $500 per month in Erayak Power Solution Group Inc. (RAYA) over the past 3 years would be worth approximately $1K today. That's -96.0% total return on $30K invested, with a -61.3% compound annual growth rate (CAGR).