Dollar cost averaging (DCA) in RF means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More RF Analysis
RF DCA Calculator
Dollar Cost Averaging — Regions Financial Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+88.9%
Final Value$90.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+78.4%
Final Value$85.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+69.0%
Final Value$81.1K
Worst possible — still beats not investing
Best vs Worst gap19.9 pp
Your timing vs best-10.5%
Your timing vs worst+9.4%
If You Keep Investing…
Based on this stock's historical CAGR of 9.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.1x your moneyfrom $18K invested
5 Years$38K~1.3x your moneyfrom $30K invested
10 Years$98K~1.6x your moneyfrom $60K invested
20 Years$341K~2.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.3x your money
10 Years~1.6x your money
20 Years~2.8x your money
$100/mo
$4K+$526 est. gain
$8K+$2K est. gain
$20K+$8K est. gain
$68K+$44K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$49K+$19K est. gain
$171K+$111K est. gain
$500/mo
$21K+$3K est. gain
$38K+$8K est. gain
$98K+$38K est. gain
$341K+$221K est. gain
$1,000/mo
$41K+$5K est. gain
$76K+$16K est. gain
$195K+$75K est. gain
$682K+$442K est. gain
* Projection assumes historical CAGR of 9.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$17.09
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$15.86
$10,500
$9,780
-6.85%
$-720
Mar 2, 2020
$14.51
$11,000
$9,448
-14.11%
$-1,552
Apr 2, 2020
$8.39
$11,500
$6,024
-47.62%
$-5,476
May 4, 2020
$10.16
$12,000
$7,795
-35.04%
$-4,205
Jun 2, 2020
$11.70
$12,500
$9,477
-24.19%
$-3,023
Jul 2, 2020
$10.60
$13,000
$9,189
-29.32%
$-3,811
Aug 3, 2020
$10.76
$13,500
$9,827
-27.20%
$-3,673
Sep 2, 2020
$11.79
$14,000
$11,268
-19.51%
$-2,732
Oct 2, 2020
$11.95
$14,500
$12,075
-16.73%
$-2,425
Nov 2, 2020
$13.76
$15,000
$14,403
-3.98%
$-597
Dec 2, 2020
$16.17
$15,500
$17,426
+12.43%
$1,926
Jan 4, 2021
$15.95
$16,000
$17,855
+11.59%
$1,855
Feb 2, 2021
$17.76
$16,500
$20,381
+23.52%
$3,881
Mar 2, 2021
$21.11
$17,000
$24,726
+45.45%
$7,726
Apr 5, 2021
$20.99
$17,500
$25,273
+44.42%
$7,773
May 3, 2021
$21.80
$18,000
$26,749
+48.60%
$8,749
Jun 2, 2021
$23.25
$18,500
$29,028
+56.91%
$10,528
Jul 2, 2021
$20.26
$19,000
$25,966
+36.66%
$6,966
Aug 2, 2021
$19.11
$19,500
$24,992
+28.16%
$5,492
Sep 2, 2021
$20.04
$20,000
$26,930
+34.65%
$6,930
Oct 4, 2021
$21.82
$20,500
$29,822
+45.48%
$9,322
Nov 2, 2021
$23.96
$21,000
$33,247
+58.32%
$12,247
Dec 2, 2021
$22.63
$21,500
$32,138
+49.48%
$10,638
Jan 3, 2022
$22.67
$22,000
$32,694
+48.61%
$10,694
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Frequently Asked Questions
Common questions about DCA investing in RF
Investing $500 per month in Regions Financial Corporation (RF) over the past 6 years would be worth approximately $86K today. That's +78.4% total return on $48K invested, with a +9.6% compound annual growth rate (CAGR). This includes $10K from reinvested dividends.