Dollar cost averaging (DCA) in RFIL means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+202.4%
Final Value$145.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+182.5%
Final Value$135.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+161.6%
Final Value$125.6K
Worst possible — still beats not investing
Best vs Worst gap40.8 pp
Your timing vs best-20.0%
Your timing vs worst+20.8%
If You Keep Investing…
Based on this stock's historical CAGR of 17.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$46K~1.5x your moneyfrom $30K invested
10 Years$151K~2.5x your moneyfrom $60K invested
20 Years$925K~7.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.5x your money
20 Years~7.7x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$30K+$18K est. gain
$185K+$161K est. gain
$250/mo
$12K+$3K est. gain
$23K+$8K est. gain
$75K+$45K est. gain
$463K+$403K est. gain
$500/mo
$23K+$5K est. gain
$46K+$16K est. gain
$151K+$91K est. gain
$925K+$805K est. gain
$1,000/mo
$46K+$10K est. gain
$92K+$32K est. gain
$301K+$181K est. gain
$1.9M+$1.6M est. gain
* Projection assumes historical CAGR of 17.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$6.77
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$6.21
$10,500
$9,673
-7.88%
$-827
Mar 2, 2020
$6.09
$11,000
$9,986
-9.22%
$-1,014
Apr 2, 2020
$3.85
$11,500
$6,845
-40.48%
$-4,655
May 4, 2020
$5.21
$12,000
$9,763
-18.64%
$-2,237
Jun 2, 2020
$5.68
$12,500
$11,137
-10.91%
$-1,363
Jul 2, 2020
$4.60
$13,000
$9,525
-26.73%
$-3,475
Aug 3, 2020
$4.37
$13,500
$9,549
-29.27%
$-3,951
Sep 2, 2020
$4.35
$14,000
$10,005
-28.54%
$-3,995
Oct 2, 2020
$4.49
$14,500
$10,827
-25.33%
$-3,673
Nov 2, 2020
$4.27
$15,000
$10,797
-28.02%
$-4,203
Dec 2, 2020
$5.03
$15,500
$13,218
-14.72%
$-2,282
Jan 4, 2021
$4.95
$16,000
$13,508
-15.58%
$-2,492
Feb 2, 2021
$5.80
$16,500
$16,327
-1.05%
$-173
Mar 2, 2021
$6.06
$17,000
$17,559
+3.29%
$559
Apr 5, 2021
$6.57
$17,500
$19,537
+11.64%
$2,037
May 3, 2021
$6.55
$18,000
$19,978
+10.99%
$1,978
Jun 2, 2021
$7.61
$18,500
$23,711
+28.17%
$5,211
Jul 2, 2021
$7.41
$19,000
$23,588
+24.15%
$4,588
Aug 2, 2021
$9.33
$19,500
$30,199
+54.87%
$10,699
Sep 2, 2021
$8.29
$20,000
$27,333
+36.67%
$7,333
Oct 4, 2021
$7.84
$20,500
$26,349
+28.53%
$5,849
Nov 2, 2021
$7.73
$21,000
$26,480
+26.09%
$5,480
Dec 2, 2021
$6.83
$21,500
$23,897
+11.15%
$2,397
Jan 3, 2022
$8.22
$22,000
$29,260
+33.00%
$7,260
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in RFIL
Investing $500 per month in RF Industries, Ltd. (RFIL) over the past 6 years would be worth approximately $136K today. That's +182.5% total return on $48K invested, with a +17.8% compound annual growth rate (CAGR). This includes $33 from reinvested dividends.