Dollar cost averaging (DCA) in SERV means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+64.8%
Final Value$37.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+45.4%
Final Value$32.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+27.7%
Final Value$29.4K
Worst possible — still beats not investing
Best vs Worst gap37.1 pp
Your timing vs best-19.3%
Your timing vs worst+17.7%
If You Keep Investing…
Based on this stock's historical CAGR of 19.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$48K~1.6x your moneyfrom $30K invested
10 Years$161K~2.7x your moneyfrom $60K invested
20 Years$1.1M~9.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.7x your money
20 Years~9.0x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$32K+$20K est. gain
$216K+$192K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$81K+$51K est. gain
$541K+$481K est. gain
$500/mo
$23K+$5K est. gain
$48K+$18K est. gain
$161K+$101K est. gain
$1.1M+$962K est. gain
$1,000/mo
$47K+$11K est. gain
$95K+$35K est. gain
$322K+$202K est. gain
$2.2M+$1.9M est. gain
* Projection assumes historical CAGR of 19.0% continues. Actual returns will vary.
Your DCA Results by Date
26 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 11, 2024
$5.32
$10,000
$10,000
+0.00%
$0
Apr 11, 2024
$4.44
$10,500
$8,846
-15.75%
$-1,654
May 13, 2024
$3.34
$11,000
$7,154
-34.96%
$-3,846
Jun 11, 2024
$2.70
$11,500
$6,283
-45.36%
$-5,217
Jul 11, 2024
$2.38
$12,000
$6,039
-49.68%
$-5,961
Aug 12, 2024
$11.21
$12,500
$28,943
+131.54%
$16,443
Sep 11, 2024
$6.93
$13,000
$18,392
+41.48%
$5,392
Oct 11, 2024
$8.68
$13,500
$23,537
+74.35%
$10,037
Nov 11, 2024
$9.35
$14,000
$25,854
+84.67%
$11,854
Dec 11, 2024
$12.38
$14,500
$34,732
+139.53%
$20,232
Jan 13, 2025
$14.78
$15,000
$41,965
+179.77%
$26,965
Feb 11, 2025
$18.84
$15,500
$53,993
+248.34%
$38,493
Mar 11, 2025
$6.97
$16,000
$20,475
+27.97%
$4,475
Apr 11, 2025
$5.31
$16,500
$16,099
-2.43%
$-401
May 12, 2025
$8.62
$17,000
$26,634
+56.67%
$9,634
Jun 11, 2025
$12.76
$17,500
$39,926
+128.15%
$22,426
Jul 11, 2025
$10.04
$18,000
$31,915
+77.30%
$13,915
Aug 11, 2025
$10.38
$18,500
$33,496
+81.06%
$14,996
Sep 11, 2025
$11.40
$19,000
$37,287
+96.25%
$18,287
Oct 13, 2025
$16.47
$19,500
$54,370
+178.82%
$34,870
Nov 11, 2025
$10.33
$20,000
$34,601
+73.00%
$14,601
Dec 11, 2025
$12.85
$20,500
$43,542
+112.40%
$23,042
Jan 12, 2026
$14.34
$21,000
$49,091
+133.76%
$28,091
Feb 11, 2026
$9.79
$21,500
$34,014
+58.21%
$12,514
Mar 11, 2026
$10.65
$22,000
$37,502
+70.47%
$15,502
Page 1 of 2
Frequently Asked Questions
Common questions about DCA investing in SERV
Investing $500 per month in Serve Robotics Inc. (SERV) over the past 2 years would be worth approximately $33K today. That's +45.4% total return on $23K invested, with a +19.0% compound annual growth rate (CAGR).