Dollar cost averaging (DCA) in SIF means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+315.2%
Final Value$199.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+279.7%
Final Value$182.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+242.2%
Final Value$164.3K
Worst possible — still beats not investing
Best vs Worst gap73.0 pp
Your timing vs best-35.4%
Your timing vs worst+37.5%
If You Keep Investing…
Based on this stock's historical CAGR of 23.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$25K~1.4x your moneyfrom $18K invested
5 Years$53K~1.8x your moneyfrom $30K invested
10 Years$204K~3.4x your moneyfrom $60K invested
20 Years$1.9M~15.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.8x your money
10 Years~3.4x your money
20 Years~15.6x your money
$100/mo
$5K+$1K est. gain
$11K+$5K est. gain
$41K+$29K est. gain
$375K+$351K est. gain
$250/mo
$12K+$3K est. gain
$26K+$11K est. gain
$102K+$72K est. gain
$936K+$876K est. gain
$500/mo
$25K+$7K est. gain
$53K+$23K est. gain
$204K+$144K est. gain
$1.9M+$1.8M est. gain
$1,000/mo
$50K+$14K est. gain
$105K+$45K est. gain
$407K+$287K est. gain
$3.7M+$3.5M est. gain
* Projection assumes historical CAGR of 23.4% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$4.40
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$4.50
$10,500
$10,727
+2.16%
$227
Mar 2, 2020
$4.31
$11,000
$10,774
-2.05%
$-226
Apr 2, 2020
$1.98
$11,500
$5,450
-52.61%
$-6,050
May 4, 2020
$2.40
$12,000
$7,106
-40.79%
$-4,894
Jun 2, 2020
$3.65
$12,500
$11,307
-9.55%
$-1,193
Jul 2, 2020
$4.00
$13,000
$12,891
-0.84%
$-109
Aug 3, 2020
$3.73
$13,500
$12,521
-7.25%
$-979
Sep 2, 2020
$4.01
$14,000
$13,961
-0.28%
$-39
Oct 2, 2020
$3.61
$14,500
$13,068
-9.88%
$-1,432
Nov 2, 2020
$3.50
$15,000
$13,170
-12.20%
$-1,830
Dec 2, 2020
$3.82
$15,500
$14,855
-4.16%
$-645
Jan 4, 2021
$8.72
$16,000
$34,454
+115.34%
$18,454
Feb 2, 2021
$9.12
$16,500
$36,537
+121.44%
$20,037
Mar 2, 2021
$8.45
$17,000
$34,351
+102.06%
$17,351
Apr 5, 2021
$14.50
$17,500
$59,445
+239.69%
$41,945
May 3, 2021
$13.43
$18,000
$55,559
+208.66%
$37,559
Jun 2, 2021
$11.11
$18,500
$46,461
+151.14%
$27,961
Jul 2, 2021
$10.50
$19,000
$44,410
+133.74%
$25,410
Aug 2, 2021
$10.89
$19,500
$46,559
+138.77%
$27,059
Sep 2, 2021
$8.50
$20,000
$36,841
+84.21%
$16,841
Oct 4, 2021
$8.63
$20,500
$37,905
+84.90%
$17,405
Nov 2, 2021
$7.65
$21,000
$34,100
+62.38%
$13,100
Dec 2, 2021
$8.78
$21,500
$39,637
+84.36%
$18,137
Jan 3, 2022
$6.56
$22,000
$30,115
+36.89%
$8,115
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Frequently Asked Questions
Common questions about DCA investing in SIF
Investing $500 per month in SIFCO Industries, Inc. (SIF) over the past 6 years would be worth approximately $182K today. That's +279.7% total return on $48K invested, with a +23.4% compound annual growth rate (CAGR).