Dollar cost averaging (DCA) in SKY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+76.1%
Final Value$84.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+64.8%
Final Value$79.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+52.6%
Final Value$73.2K
Worst possible — still beats not investing
Best vs Worst gap23.6 pp
Your timing vs best-11.3%
Your timing vs worst+12.2%
If You Keep Investing…
Based on this stock's historical CAGR of 8.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$37K~1.2x your moneyfrom $30K invested
10 Years$91K~1.5x your moneyfrom $60K invested
20 Years$291K~2.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.5x your money
20 Years~2.4x your money
$100/mo
$4K+$448 est. gain
$7K+$1K est. gain
$18K+$6K est. gain
$58K+$34K est. gain
$250/mo
$10K+$1K est. gain
$18K+$3K est. gain
$45K+$15K est. gain
$146K+$86K est. gain
$500/mo
$20K+$2K est. gain
$37K+$7K est. gain
$91K+$31K est. gain
$291K+$171K est. gain
$1,000/mo
$40K+$4K est. gain
$73K+$13K est. gain
$182K+$62K est. gain
$582K+$342K est. gain
* Projection assumes historical CAGR of 8.2% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$32.11
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$28.90
$10,500
$9,500
-9.52%
$-1,000
Mar 2, 2020
$25.51
$11,000
$8,886
-19.22%
$-2,114
Apr 2, 2020
$12.54
$11,500
$4,868
-57.67%
$-6,632
May 4, 2020
$19.39
$12,000
$8,027
-33.11%
$-3,973
Jun 2, 2020
$24.61
$12,500
$10,688
-14.49%
$-1,812
Jul 2, 2020
$24.10
$13,000
$10,967
-15.64%
$-2,033
Aug 3, 2020
$28.75
$13,500
$13,583
+0.61%
$83
Sep 2, 2020
$28.99
$14,000
$14,196
+1.40%
$196
Oct 2, 2020
$27.76
$14,500
$14,094
-2.80%
$-406
Nov 2, 2020
$27.63
$15,000
$14,528
-3.15%
$-472
Dec 2, 2020
$30.51
$15,500
$16,542
+6.72%
$1,042
Jan 4, 2021
$30.01
$16,000
$16,771
+4.82%
$771
Feb 2, 2021
$39.55
$16,500
$22,602
+36.98%
$6,102
Mar 2, 2021
$45.82
$17,000
$26,686
+56.97%
$9,686
Apr 5, 2021
$47.35
$17,500
$28,077
+60.44%
$10,577
May 3, 2021
$45.09
$18,000
$27,237
+51.32%
$9,237
Jun 2, 2021
$53.18
$18,500
$32,623
+76.34%
$14,123
Jul 2, 2021
$54.55
$19,000
$33,964
+78.76%
$14,964
Aug 2, 2021
$57.40
$19,500
$36,238
+85.84%
$16,738
Sep 2, 2021
$64.15
$20,000
$41,000
+105.00%
$21,000
Oct 4, 2021
$60.94
$20,500
$39,448
+92.43%
$18,948
Nov 2, 2021
$64.85
$21,000
$42,479
+102.28%
$21,479
Dec 2, 2021
$81.94
$21,500
$54,174
+151.97%
$32,674
Jan 3, 2022
$77.94
$22,000
$52,029
+136.50%
$30,029
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Frequently Asked Questions
Common questions about DCA investing in SKY
Investing $500 per month in Champion Homes, Inc. (SKY) over the past 6 years would be worth approximately $79K today. That's +64.8% total return on $48K invested, with a +8.2% compound annual growth rate (CAGR).