Dollar cost averaging (DCA) in SOPH means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+20.1%
Final Value$46.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+6.8%
Final Value$41.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-5.3%
Final Value$36.9K
Worst possible — still beats not investing
Best vs Worst gap25.4 pp
Your timing vs best-13.3%
Your timing vs worst+12.1%
If You Keep Investing…
Based on this stock's historical CAGR of 1.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$31K~1.0x your moneyfrom $30K invested
10 Years$64K~1.1x your moneyfrom $60K invested
20 Years$138K~1.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.1x your money
20 Years~1.1x your money
$100/mo
$4K+$73 est. gain
$6K+$206 est. gain
$13K+$851 est. gain
$28K+$4K est. gain
$250/mo
$9K+$182 est. gain
$16K+$515 est. gain
$32K+$2K est. gain
$69K+$9K est. gain
$500/mo
$18K+$363 est. gain
$31K+$1K est. gain
$64K+$4K est. gain
$138K+$18K est. gain
$1,000/mo
$37K+$727 est. gain
$62K+$2K est. gain
$129K+$9K est. gain
$276K+$36K est. gain
* Projection assumes historical CAGR of 1.4% continues. Actual returns will vary.
Your DCA Results by Date
58 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 23, 2021
$16.76
$10,000
$10,000
+0.00%
$0
Aug 23, 2021
$18.19
$10,500
$11,353
+8.13%
$853
Sep 23, 2021
$17.37
$11,000
$11,341
+3.10%
$341
Oct 25, 2021
$15.00
$11,500
$10,294
-10.49%
$-1,206
Nov 23, 2021
$14.33
$12,000
$10,334
-13.88%
$-1,666
Dec 23, 2021
$13.65
$12,500
$10,344
-17.25%
$-2,156
Jan 24, 2022
$12.99
$13,000
$10,344
-20.43%
$-2,656
Feb 23, 2022
$11.56
$13,500
$9,705
-28.11%
$-3,795
Mar 23, 2022
$7.64
$14,000
$6,914
-50.61%
$-7,086
Apr 25, 2022
$7.91
$14,500
$7,658
-47.18%
$-6,842
May 23, 2022
$4.21
$15,000
$4,576
-69.49%
$-10,424
Jun 23, 2022
$2.80
$15,500
$3,543
-77.14%
$-11,957
Jul 25, 2022
$3.44
$16,000
$4,853
-69.67%
$-11,147
Aug 23, 2022
$3.71
$16,500
$5,734
-65.25%
$-10,766
Sep 23, 2022
$2.97
$17,000
$5,091
-70.06%
$-11,909
Oct 24, 2022
$2.32
$17,500
$4,476
-74.42%
$-13,024
Nov 23, 2022
$2.00
$18,000
$4,359
-75.78%
$-13,641
Dec 23, 2022
$2.85
$18,500
$6,712
-63.72%
$-11,788
Jan 23, 2023
$3.00
$19,000
$7,565
-60.19%
$-11,435
Feb 23, 2023
$2.58
$19,500
$7,006
-64.07%
$-12,494
Mar 23, 2023
$4.42
$20,000
$12,502
-37.49%
$-7,498
Apr 24, 2023
$4.80
$20,500
$14,077
-31.33%
$-6,423
May 23, 2023
$4.96
$21,000
$15,046
-28.35%
$-5,954
Jun 23, 2023
$3.84
$21,500
$12,149
-43.49%
$-9,351
Jul 24, 2023
$3.94
$22,000
$12,965
-41.07%
$-9,035
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Frequently Asked Questions
Common questions about DCA investing in SOPH
Investing $500 per month in SOPHiA GENETICS S.A. (SOPH) over the past 5 years would be worth approximately $41K today. That's +6.8% total return on $39K invested, with a +1.4% compound annual growth rate (CAGR).