Dollar cost averaging (DCA) in SRDX means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+25.1%
Final Value$56.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+16.2%
Final Value$52.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+9.8%
Final Value$49.4K
Worst possible — still beats not investing
Best vs Worst gap15.4 pp
Your timing vs best-8.9%
Your timing vs worst+6.5%
If You Keep Investing…
Based on this stock's historical CAGR of 2.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$32K~1.1x your moneyfrom $30K invested
10 Years$68K~1.1x your moneyfrom $60K invested
20 Years$156K~1.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.1x your money
20 Years~1.3x your money
$100/mo
$4K+$137 est. gain
$6K+$392 est. gain
$14K+$2K est. gain
$31K+$7K est. gain
$250/mo
$9K+$342 est. gain
$16K+$979 est. gain
$34K+$4K est. gain
$78K+$18K est. gain
$500/mo
$19K+$685 est. gain
$32K+$2K est. gain
$68K+$8K est. gain
$156K+$36K est. gain
$1,000/mo
$37K+$1K est. gain
$64K+$4K est. gain
$136K+$16K est. gain
$313K+$73K est. gain
* Projection assumes historical CAGR of 2.6% continues. Actual returns will vary.
Your DCA Results by Date
71 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$40.96
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$39.19
$10,500
$10,068
-4.12%
$-432
Mar 2, 2020
$35.80
$11,000
$9,697
-11.85%
$-1,303
Apr 2, 2020
$33.91
$11,500
$9,685
-15.78%
$-1,815
May 4, 2020
$36.19
$12,000
$10,836
-9.70%
$-1,164
Jun 2, 2020
$38.01
$12,500
$11,881
-4.95%
$-619
Jul 2, 2020
$43.00
$13,000
$13,941
+7.24%
$941
Aug 3, 2020
$47.82
$13,500
$16,004
+18.55%
$2,504
Sep 2, 2020
$45.78
$14,000
$15,821
+13.01%
$1,821
Oct 2, 2020
$39.98
$14,500
$14,317
-1.27%
$-183
Nov 2, 2020
$36.80
$15,000
$13,678
-8.81%
$-1,322
Dec 2, 2020
$38.87
$15,500
$14,947
-3.57%
$-553
Jan 4, 2021
$44.25
$16,000
$17,516
+9.48%
$1,516
Feb 2, 2021
$44.67
$16,500
$18,182
+10.20%
$1,682
Mar 2, 2021
$53.50
$17,000
$22,276
+31.04%
$5,276
Apr 5, 2021
$58.25
$17,500
$24,754
+41.45%
$7,254
May 3, 2021
$57.01
$18,000
$24,727
+37.37%
$6,727
Jun 2, 2021
$51.29
$18,500
$22,746
+22.95%
$4,246
Jul 2, 2021
$54.32
$19,000
$24,590
+29.42%
$5,590
Aug 2, 2021
$54.77
$19,500
$25,294
+29.71%
$5,794
Sep 2, 2021
$60.06
$20,000
$28,237
+41.18%
$8,237
Oct 4, 2021
$54.76
$20,500
$26,245
+28.02%
$5,745
Nov 2, 2021
$53.89
$21,000
$26,328
+25.37%
$5,328
Dec 2, 2021
$44.35
$21,500
$22,167
+3.10%
$667
Jan 3, 2022
$49.72
$22,000
$25,351
+15.23%
$3,351
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Frequently Asked Questions
Common questions about DCA investing in SRDX
Investing $500 per month in Surmodics, Inc. (SRDX) over the past 6 years would be worth approximately $52K today. That's +16.2% total return on $45K invested, with a +2.6% compound annual growth rate (CAGR).