Dollar cost averaging (DCA) in STHO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-25.5%
Final Value$21.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-29.8%
Final Value$20.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-33.4%
Final Value$19.3K
Worst possible — still beats not investing
Best vs Worst gap7.9 pp
Your timing vs best-4.3%
Your timing vs worst+3.6%
If You Keep Investing…
Based on this stock's historical CAGR of -10.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -10.8% continues. Actual returns will vary.
Your DCA Results by Date
38 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 28, 2023
$20.00
$10,000
$10,000
+0.00%
$0
Apr 28, 2023
$16.14
$10,500
$8,570
-18.38%
$-1,930
May 30, 2023
$15.38
$11,000
$8,666
-21.21%
$-2,334
Jun 28, 2023
$14.05
$11,500
$8,417
-26.81%
$-3,083
Jul 28, 2023
$15.55
$12,000
$9,816
-18.20%
$-2,184
Aug 28, 2023
$13.65
$12,500
$9,116
-27.07%
$-3,384
Sep 28, 2023
$12.42
$13,000
$8,795
-32.35%
$-4,205
Oct 30, 2023
$11.37
$13,500
$8,551
-36.66%
$-4,949
Nov 28, 2023
$12.07
$14,000
$9,578
-31.59%
$-4,422
Dec 28, 2023
$14.88
$14,500
$12,308
-15.12%
$-2,192
Jan 29, 2024
$12.59
$15,000
$10,913
-27.24%
$-4,087
Feb 28, 2024
$11.83
$15,500
$10,755
-30.62%
$-4,745
Mar 28, 2024
$12.92
$16,000
$12,246
-23.47%
$-3,754
Apr 29, 2024
$12.12
$16,500
$11,987
-27.35%
$-4,513
May 28, 2024
$12.66
$17,000
$13,021
-23.40%
$-3,979
Jun 28, 2024
$12.06
$17,500
$12,904
-26.26%
$-4,596
Jul 29, 2024
$13.31
$18,000
$14,742
-18.10%
$-3,258
Aug 28, 2024
$13.53
$18,500
$15,485
-16.29%
$-3,015
Sep 30, 2024
$13.84
$19,000
$16,340
-14.00%
$-2,660
Oct 28, 2024
$13.01
$19,500
$15,860
-18.66%
$-3,640
Nov 29, 2024
$11.25
$20,000
$14,215
-28.93%
$-5,785
Dec 30, 2024
$9.33
$20,500
$12,289
-40.05%
$-8,211
Jan 28, 2025
$8.86
$21,000
$12,170
-42.05%
$-8,830
Feb 28, 2025
$9.25
$21,500
$13,205
-38.58%
$-8,295
Mar 28, 2025
$8.02
$22,000
$11,949
-45.68%
$-10,051
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Frequently Asked Questions
Common questions about DCA investing in STHO
Investing $500 per month in Star Holdings (STHO) over the past 3 years would be worth approximately $20K today. That's -29.8% total return on $29K invested, with a -10.8% compound annual growth rate (CAGR).