Dollar cost averaging (DCA) in TCOM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+54.0%
Final Value$73.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+43.5%
Final Value$68.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+34.6%
Final Value$64.6K
Worst possible — still beats not investing
Best vs Worst gap19.4 pp
Your timing vs best-10.5%
Your timing vs worst+8.9%
If You Keep Investing…
Based on this stock's historical CAGR of 5.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$35K~1.2x your moneyfrom $30K invested
10 Years$81K~1.3x your moneyfrom $60K invested
20 Years$223K~1.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.3x your money
20 Years~1.9x your money
$100/mo
$4K+$317 est. gain
$7K+$925 est. gain
$16K+$4K est. gain
$45K+$21K est. gain
$250/mo
$10K+$792 est. gain
$17K+$2K est. gain
$40K+$10K est. gain
$112K+$52K est. gain
$500/mo
$20K+$2K est. gain
$35K+$5K est. gain
$81K+$21K est. gain
$223K+$103K est. gain
$1,000/mo
$39K+$3K est. gain
$69K+$9K est. gain
$161K+$41K est. gain
$447K+$207K est. gain
* Projection assumes historical CAGR of 5.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$36.97
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$32.34
$10,500
$9,248
-11.93%
$-1,252
Mar 2, 2020
$30.50
$11,000
$9,221
-16.17%
$-1,779
Apr 2, 2020
$22.36
$11,500
$7,260
-36.87%
$-4,240
May 4, 2020
$24.04
$12,000
$8,306
-30.78%
$-3,694
Jun 2, 2020
$26.65
$12,500
$9,708
-22.34%
$-2,792
Jul 2, 2020
$26.56
$13,000
$10,175
-21.73%
$-2,825
Aug 3, 2020
$27.89
$13,500
$11,184
-17.15%
$-2,316
Sep 2, 2020
$30.60
$14,000
$12,771
-8.78%
$-1,229
Oct 2, 2020
$31.03
$14,500
$13,451
-7.24%
$-1,049
Nov 2, 2020
$29.32
$15,000
$13,209
-11.94%
$-1,791
Dec 2, 2020
$33.15
$15,500
$15,435
-0.42%
$-65
Jan 4, 2021
$33.50
$16,000
$16,098
+0.61%
$98
Feb 2, 2021
$32.01
$16,500
$15,882
-3.75%
$-618
Mar 2, 2021
$39.78
$17,000
$20,237
+19.04%
$3,237
Apr 5, 2021
$39.69
$17,500
$20,691
+18.24%
$3,191
May 3, 2021
$38.56
$18,000
$20,602
+14.46%
$2,602
Jun 2, 2021
$39.68
$18,500
$21,701
+17.30%
$3,201
Jul 2, 2021
$35.49
$19,000
$19,909
+4.78%
$909
Aug 2, 2021
$25.99
$19,500
$15,080
-22.67%
$-4,420
Sep 2, 2021
$31.24
$20,000
$18,626
-6.87%
$-1,374
Oct 4, 2021
$30.33
$20,500
$18,583
-9.35%
$-1,917
Nov 2, 2021
$28.93
$21,000
$18,226
-13.21%
$-2,774
Dec 2, 2021
$28.77
$21,500
$18,625
-13.37%
$-2,875
Jan 3, 2022
$25.14
$22,000
$16,775
-23.75%
$-5,225
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Frequently Asked Questions
Common questions about DCA investing in TCOM
Investing $500 per month in Trip.com Group Limited (TCOM) over the past 6 years would be worth approximately $69K today. That's +43.5% total return on $48K invested, with a +5.9% compound annual growth rate (CAGR). This includes $359 from reinvested dividends.