Dollar cost averaging (DCA) in TE means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+52.4%
Final Value$73.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+31.6%
Final Value$62.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+12.7%
Final Value$54.1K
Worst possible — still beats not investing
Best vs Worst gap39.7 pp
Your timing vs best-20.8%
Your timing vs worst+18.9%
If You Keep Investing…
Based on this stock's historical CAGR of 4.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$33K~1.1x your moneyfrom $30K invested
10 Years$75K~1.3x your moneyfrom $60K invested
20 Years$191K~1.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.6x your money
$100/mo
$4K+$239 est. gain
$7K+$691 est. gain
$15K+$3K est. gain
$38K+$14K est. gain
$250/mo
$10K+$597 est. gain
$17K+$2K est. gain
$38K+$8K est. gain
$96K+$36K est. gain
$500/mo
$19K+$1K est. gain
$33K+$3K est. gain
$75K+$15K est. gain
$191K+$71K est. gain
$1,000/mo
$38K+$2K est. gain
$67K+$7K est. gain
$150K+$30K est. gain
$382K+$142K est. gain
* Projection assumes historical CAGR of 4.4% continues. Actual returns will vary.
Your DCA Results by Date
76 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 13, 2020
$9.82
$10,000
$10,000
+0.00%
$0
Feb 13, 2020
$9.92
$10,500
$10,602
+0.97%
$102
Mar 13, 2020
$9.67
$11,000
$10,835
-1.50%
$-165
Apr 13, 2020
$9.70
$11,500
$11,368
-1.15%
$-132
May 13, 2020
$9.67
$12,000
$11,833
-1.39%
$-167
Jun 15, 2020
$9.82
$12,500
$12,517
+0.13%
$17
Jul 13, 2020
$10.00
$13,000
$13,246
+1.89%
$246
Aug 13, 2020
$9.98
$13,500
$13,720
+1.63%
$220
Sep 14, 2020
$9.90
$14,000
$14,110
+0.78%
$110
Oct 13, 2020
$9.94
$14,500
$14,667
+1.15%
$167
Nov 13, 2020
$9.85
$15,000
$15,034
+0.23%
$34
Dec 14, 2020
$10.00
$15,500
$15,763
+1.70%
$263
Jan 13, 2021
$10.56
$16,000
$17,138
+7.11%
$1,138
Feb 16, 2021
$12.66
$16,500
$21,055
+27.61%
$4,555
Mar 15, 2021
$10.50
$17,000
$17,963
+5.66%
$963
Apr 13, 2021
$10.07
$17,500
$17,727
+1.30%
$227
May 13, 2021
$9.94
$18,000
$17,999
-0.01%
$-1
Jun 14, 2021
$10.09
$18,500
$18,770
+1.46%
$270
Jul 13, 2021
$9.28
$19,000
$17,763
-6.51%
$-1,237
Aug 13, 2021
$9.35
$19,500
$18,397
-5.65%
$-1,103
Sep 13, 2021
$9.10
$20,000
$18,405
-7.97%
$-1,595
Oct 13, 2021
$9.90
$20,500
$20,523
+0.11%
$23
Nov 15, 2021
$12.20
$21,000
$25,792
+22.82%
$4,792
Dec 13, 2021
$11.31
$21,500
$24,410
+13.53%
$2,910
Jan 13, 2022
$9.43
$22,000
$20,852
-5.22%
$-1,148
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Frequently Asked Questions
Common questions about DCA investing in TE
Investing $500 per month in T1 Energy Inc (TE) over the past 6 years would be worth approximately $63K today. That's +31.6% total return on $48K invested, with a +4.4% compound annual growth rate (CAGR).