Dollar cost averaging (DCA) in TEX means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+96.6%
Final Value$94.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+84.4%
Final Value$88.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+71.1%
Final Value$82.1K
Worst possible — still beats not investing
Best vs Worst gap25.6 pp
Your timing vs best-12.3%
Your timing vs worst+13.3%
If You Keep Investing…
Based on this stock's historical CAGR of 10.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$38K~1.3x your moneyfrom $30K invested
10 Years$101K~1.7x your moneyfrom $60K invested
20 Years$365K~3.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.7x your money
20 Years~3.0x your money
$100/mo
$4K+$558 est. gain
$8K+$2K est. gain
$20K+$8K est. gain
$73K+$49K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$50K+$20K est. gain
$182K+$122K est. gain
$500/mo
$21K+$3K est. gain
$38K+$8K est. gain
$101K+$41K est. gain
$365K+$245K est. gain
$1,000/mo
$42K+$6K est. gain
$77K+$17K est. gain
$201K+$81K est. gain
$729K+$489K est. gain
* Projection assumes historical CAGR of 10.1% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$30.17
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$25.47
$10,500
$8,942
-14.84%
$-1,558
Mar 2, 2020
$22.48
$11,000
$8,392
-23.71%
$-2,608
Apr 2, 2020
$13.79
$11,500
$5,679
-50.61%
$-5,821
May 4, 2020
$13.66
$12,000
$6,126
-48.95%
$-5,874
Jun 2, 2020
$17.39
$12,500
$8,299
-33.61%
$-4,201
Jul 2, 2020
$18.21
$13,000
$9,190
-29.31%
$-3,810
Aug 3, 2020
$18.99
$13,500
$10,084
-25.31%
$-3,416
Sep 2, 2020
$19.90
$14,000
$11,067
-20.95%
$-2,933
Oct 2, 2020
$21.59
$14,500
$12,507
-13.75%
$-1,993
Nov 2, 2020
$26.08
$15,000
$15,608
+4.05%
$608
Dec 2, 2020
$31.21
$15,500
$19,178
+23.73%
$3,678
Jan 4, 2021
$34.42
$16,000
$21,650
+35.31%
$5,650
Feb 2, 2021
$36.45
$16,500
$23,427
+41.98%
$6,927
Mar 2, 2021
$43.00
$17,000
$28,137
+65.51%
$11,137
Apr 5, 2021
$46.54
$17,500
$31,038
+77.36%
$13,538
May 3, 2021
$49.30
$18,000
$33,379
+85.44%
$15,379
Jun 2, 2021
$52.20
$18,500
$35,843
+93.74%
$17,343
Jul 2, 2021
$47.03
$19,000
$32,866
+72.98%
$13,866
Aug 2, 2021
$47.67
$19,500
$33,814
+73.40%
$14,314
Sep 2, 2021
$50.49
$20,000
$36,395
+81.97%
$16,395
Oct 4, 2021
$43.41
$20,500
$31,791
+55.08%
$11,291
Nov 2, 2021
$46.65
$21,000
$34,664
+65.07%
$13,664
Dec 2, 2021
$43.35
$21,500
$32,788
+52.50%
$11,288
Jan 3, 2022
$44.28
$22,000
$33,992
+54.51%
$11,992
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Frequently Asked Questions
Common questions about DCA investing in TEX
Investing $500 per month in Terex Corporation (TEX) over the past 6 years would be worth approximately $88K today. That's +84.4% total return on $48K invested, with a +10.1% compound annual growth rate (CAGR). This includes $3K from reinvested dividends.