Dollar cost averaging (DCA) in TH means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+296.1%
Final Value$190.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+250.6%
Final Value$168.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+204.3%
Final Value$146.1K
Worst possible — still beats not investing
Best vs Worst gap91.7 pp
Your timing vs best-45.5%
Your timing vs worst+46.3%
If You Keep Investing…
Based on this stock's historical CAGR of 21.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.4x your moneyfrom $18K invested
5 Years$51K~1.7x your moneyfrom $30K invested
10 Years$187K~3.1x your moneyfrom $60K invested
20 Years$1.5M~12.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.7x your money
10 Years~3.1x your money
20 Years~12.9x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$37K+$25K est. gain
$309K+$285K est. gain
$250/mo
$12K+$3K est. gain
$25K+$10K est. gain
$94K+$64K est. gain
$771K+$711K est. gain
$500/mo
$24K+$6K est. gain
$51K+$21K est. gain
$187K+$127K est. gain
$1.5M+$1.4M est. gain
$1,000/mo
$49K+$13K est. gain
$102K+$42K est. gain
$375K+$255K est. gain
$3.1M+$2.8M est. gain
* Projection assumes historical CAGR of 21.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$4.81
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$5.64
$10,500
$12,226
+16.43%
$1,726
Mar 2, 2020
$4.75
$11,000
$10,796
-1.85%
$-204
Apr 2, 2020
$1.48
$11,500
$3,864
-66.40%
$-7,636
May 4, 2020
$1.79
$12,000
$5,160
-57.00%
$-6,840
Jun 2, 2020
$2.33
$12,500
$7,236
-42.11%
$-5,264
Jul 2, 2020
$1.59
$13,000
$5,438
-58.17%
$-7,562
Aug 3, 2020
$1.46
$13,500
$5,493
-59.31%
$-8,007
Sep 2, 2020
$1.39
$14,000
$5,730
-59.07%
$-8,270
Oct 2, 2020
$1.23
$14,500
$5,570
-61.58%
$-8,930
Nov 2, 2020
$0.91
$15,000
$4,621
-69.19%
$-10,379
Dec 2, 2020
$1.60
$15,500
$8,625
-44.36%
$-6,875
Jan 4, 2021
$1.62
$16,000
$9,233
-42.30%
$-6,767
Feb 2, 2021
$1.88
$16,500
$11,214
-32.03%
$-5,286
Mar 2, 2021
$1.64
$17,000
$10,283
-39.51%
$-6,717
Apr 5, 2021
$2.60
$17,500
$16,802
-3.99%
$-698
May 3, 2021
$2.96
$18,000
$19,629
+9.05%
$1,629
Jun 2, 2021
$3.95
$18,500
$26,693
+44.29%
$8,193
Jul 2, 2021
$3.74
$19,000
$25,774
+35.65%
$6,774
Aug 2, 2021
$3.55
$19,500
$24,965
+28.03%
$5,465
Sep 2, 2021
$4.06
$20,000
$29,051
+45.26%
$9,051
Oct 4, 2021
$3.95
$20,500
$28,764
+40.31%
$8,264
Nov 2, 2021
$4.05
$21,000
$29,993
+42.82%
$8,993
Dec 2, 2021
$3.55
$21,500
$26,790
+24.60%
$5,290
Jan 3, 2022
$3.77
$22,000
$28,950
+31.59%
$6,950
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in TH
Investing $500 per month in Target Hospitality Corp. (TH) over the past 6 years would be worth approximately $168K today. That's +250.6% total return on $48K invested, with a +21.9% compound annual growth rate (CAGR).