Dollar cost averaging (DCA) in TRMD means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+386.1%
Final Value$233.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+364.8%
Final Value$223.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+331.1%
Final Value$206.9K
Worst possible — still beats not investing
Best vs Worst gap55.0 pp
Your timing vs best-21.3%
Your timing vs worst+33.7%
If You Keep Investing…
Based on this stock's historical CAGR of 27.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.5x your moneyfrom $18K invested
5 Years$58K~1.9x your moneyfrom $30K invested
10 Years$252K~4.2x your moneyfrom $60K invested
20 Years$3.1M~25.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.5x your money
5 Years~1.9x your money
10 Years~4.2x your money
20 Years~25.8x your money
$100/mo
$5K+$2K est. gain
$12K+$6K est. gain
$50K+$38K est. gain
$619K+$595K est. gain
$250/mo
$13K+$4K est. gain
$29K+$14K est. gain
$126K+$96K est. gain
$1.5M+$1.5M est. gain
$500/mo
$26K+$8K est. gain
$58K+$28K est. gain
$252K+$192K est. gain
$3.1M+$3.0M est. gain
$1,000/mo
$52K+$16K est. gain
$116K+$56K est. gain
$504K+$384K est. gain
$6.2M+$5.9M est. gain
* Projection assumes historical CAGR of 27.4% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$10.50
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$7.71
$10,500
$7,843
-25.31%
$-2,657
Mar 2, 2020
$7.30
$11,000
$7,926
-27.95%
$-3,074
Apr 2, 2020
$7.57
$11,500
$8,719
-24.18%
$-2,781
May 4, 2020
$8.39
$12,000
$10,301
-14.15%
$-1,699
Jun 2, 2020
$8.05
$12,500
$10,384
-16.93%
$-2,116
Jul 2, 2020
$6.65
$13,000
$9,078
-30.17%
$-3,922
Aug 3, 2020
$7.38
$13,500
$10,575
-21.67%
$-2,925
Sep 2, 2020
$6.74
$14,000
$11,224
-19.83%
$-2,776
Oct 2, 2020
$6.75
$14,500
$11,740
-19.03%
$-2,760
Nov 2, 2020
$6.64
$15,000
$12,049
-19.67%
$-2,951
Dec 2, 2020
$7.41
$15,500
$13,946
-10.02%
$-1,554
Jan 4, 2021
$7.34
$16,000
$14,314
-10.53%
$-1,686
Feb 2, 2021
$7.22
$16,500
$14,580
-11.63%
$-1,920
Mar 2, 2021
$8.46
$17,000
$17,585
+3.44%
$585
Apr 5, 2021
$9.20
$17,500
$19,623
+12.13%
$2,123
May 3, 2021
$9.10
$18,000
$19,909
+10.61%
$1,909
Jun 2, 2021
$9.25
$18,500
$20,738
+12.10%
$2,238
Jul 2, 2021
$8.63
$19,000
$19,848
+4.46%
$848
Aug 2, 2021
$8.90
$19,500
$20,969
+7.53%
$1,469
Sep 2, 2021
$8.11
$20,000
$19,607
-1.96%
$-393
Oct 4, 2021
$7.79
$20,500
$19,334
-5.69%
$-1,166
Nov 2, 2021
$8.04
$21,000
$20,454
-2.60%
$-546
Dec 2, 2021
$7.29
$21,500
$19,046
-11.41%
$-2,454
Jan 3, 2022
$8.18
$22,000
$21,871
-0.58%
$-129
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Frequently Asked Questions
Common questions about DCA investing in TRMD
Investing $500 per month in TORM plc (TRMD) over the past 6 years would be worth approximately $223K today. That's +364.8% total return on $48K invested, with a +27.4% compound annual growth rate (CAGR). This includes $79K from reinvested dividends.