Dollar cost averaging (DCA) in UCAR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-82.1%
Final Value$5.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-94.0%
Final Value$1.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-95.0%
Final Value$1.4K
Worst possible — still beats not investing
Best vs Worst gap12.9 pp
Your timing vs best-12.0%
Your timing vs worst+0.9%
If You Keep Investing…
Based on this stock's historical CAGR of -60.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -60.4% continues. Actual returns will vary.
Your DCA Results by Date
37 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 20, 2023
$43,180.00
$10,000
$10,000
+0.00%
$0
May 22, 2023
$3,810.00
$10,500
$1,382
-86.83%
$-9,118
Jun 20, 2023
$5,630.00
$11,000
$2,543
-76.88%
$-8,457
Jul 20, 2023
$6,020.00
$11,500
$3,219
-72.01%
$-8,281
Aug 21, 2023
$4,880.00
$12,000
$3,109
-74.09%
$-8,891
Sep 20, 2023
$4,090.00
$12,500
$3,106
-75.15%
$-9,394
Oct 20, 2023
$3,120.00
$13,000
$2,869
-77.93%
$-10,131
Nov 20, 2023
$2,280.00
$13,500
$2,597
-80.76%
$-10,903
Dec 20, 2023
$187.50
$14,000
$714
-94.90%
$-13,286
Jan 22, 2024
$126.50
$14,500
$981
-93.23%
$-13,519
Feb 20, 2024
$101.80
$15,000
$1,290
-91.40%
$-13,710
Mar 20, 2024
$53.50
$15,500
$1,178
-92.40%
$-14,322
Apr 22, 2024
$48.60
$16,000
$1,570
-90.19%
$-14,430
May 20, 2024
$54.20
$16,500
$2,251
-86.36%
$-14,249
Jun 20, 2024
$68.00
$17,000
$3,324
-80.45%
$-13,676
Jul 22, 2024
$78.00
$17,500
$4,313
-75.36%
$-13,187
Aug 20, 2024
$65.80
$18,000
$4,138
-77.01%
$-13,862
Sep 20, 2024
$62.50
$18,500
$4,431
-76.05%
$-14,069
Oct 21, 2024
$70.60
$19,000
$5,505
-71.03%
$-13,495
Nov 20, 2024
$64.50
$19,500
$5,529
-71.64%
$-13,971
Dec 20, 2024
$63.80
$20,000
$5,969
-70.15%
$-14,031
Jan 21, 2025
$90.00
$20,500
$8,921
-56.49%
$-11,579
Feb 20, 2025
$28.90
$21,000
$3,364
-83.98%
$-17,636
Mar 20, 2025
$25.50
$21,500
$3,469
-83.87%
$-18,031
Apr 21, 2025
$25.20
$22,000
$3,928
-82.15%
$-18,072
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Frequently Asked Questions
Common questions about DCA investing in UCAR
Investing $500 per month in U Power Limited (UCAR) over the past 3 years would be worth approximately $2K today. That's -94.0% total return on $28K invested, with a -60.4% compound annual growth rate (CAGR).