Dollar cost averaging (DCA) in VERA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+143.0%
Final Value$97.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+123.1%
Final Value$88.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+100.2%
Final Value$80.1K
Worst possible — still beats not investing
Best vs Worst gap42.8 pp
Your timing vs best-19.9%
Your timing vs worst+22.9%
If You Keep Investing…
Based on this stock's historical CAGR of 17.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$46K~1.5x your moneyfrom $30K invested
10 Years$148K~2.5x your moneyfrom $60K invested
20 Years$892K~7.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.5x your money
20 Years~7.4x your money
$100/mo
$5K+$998 est. gain
$9K+$3K est. gain
$30K+$18K est. gain
$178K+$154K est. gain
$250/mo
$11K+$2K est. gain
$23K+$8K est. gain
$74K+$44K est. gain
$446K+$386K est. gain
$500/mo
$23K+$5K est. gain
$46K+$16K est. gain
$148K+$88K est. gain
$892K+$772K est. gain
$1,000/mo
$46K+$10K est. gain
$92K+$32K est. gain
$297K+$177K est. gain
$1.8M+$1.5M est. gain
* Projection assumes historical CAGR of 17.5% continues. Actual returns will vary.
Your DCA Results by Date
60 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
May 14, 2021
$11.50
$10,000
$10,000
+0.00%
$0
Jun 14, 2021
$15.43
$10,500
$13,917
+32.55%
$3,417
Jul 14, 2021
$14.44
$11,000
$13,524
+22.95%
$2,524
Aug 16, 2021
$17.00
$11,500
$16,422
+42.80%
$4,922
Sep 14, 2021
$27.16
$12,000
$26,737
+122.81%
$14,737
Oct 14, 2021
$16.32
$12,500
$16,566
+32.53%
$4,066
Nov 15, 2021
$23.40
$13,000
$24,252
+86.56%
$11,252
Dec 14, 2021
$22.79
$13,500
$24,120
+78.67%
$10,620
Jan 14, 2022
$19.99
$14,000
$21,657
+54.69%
$7,657
Feb 14, 2022
$19.14
$14,500
$21,236
+46.45%
$6,736
Mar 14, 2022
$23.03
$15,000
$26,052
+73.68%
$11,052
Apr 14, 2022
$23.12
$15,500
$26,654
+71.96%
$11,154
May 16, 2022
$15.83
$16,000
$18,749
+17.18%
$2,749
Jun 14, 2022
$12.82
$16,500
$15,684
-4.94%
$-816
Jul 14, 2022
$15.49
$17,000
$19,451
+14.42%
$2,451
Aug 15, 2022
$21.65
$17,500
$27,686
+58.21%
$10,186
Sep 14, 2022
$21.13
$18,000
$27,521
+52.89%
$9,521
Oct 14, 2022
$19.18
$18,500
$25,481
+37.74%
$6,981
Nov 14, 2022
$16.18
$19,000
$21,996
+15.77%
$2,996
Dec 14, 2022
$20.28
$19,500
$28,069
+43.94%
$8,569
Jan 17, 2023
$7.65
$20,000
$11,088
-44.56%
$-8,912
Feb 14, 2023
$7.83
$20,500
$11,849
-42.20%
$-8,651
Mar 14, 2023
$7.16
$21,000
$11,335
-46.02%
$-9,665
Apr 14, 2023
$6.27
$21,500
$10,426
-51.51%
$-11,074
May 15, 2023
$7.97
$22,000
$13,753
-37.49%
$-8,247
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Frequently Asked Questions
Common questions about DCA investing in VERA
Investing $500 per month in Vera Therapeutics, Inc. (VERA) over the past 5 years would be worth approximately $88K today. That's +123.1% total return on $40K invested, with a +17.5% compound annual growth rate (CAGR).