Dollar cost averaging (DCA) in VSA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More VSA Analysis
VSA DCA Calculator
Dollar Cost Averaging — TCTM Kids IT Education Inc ADR
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+74.2%
Final Value$28.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+50.1%
Final Value$24.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+24.6%
Final Value$20.6K
Worst possible — still beats not investing
Best vs Worst gap49.5 pp
Your timing vs best-24.1%
Your timing vs worst+25.5%
If You Keep Investing…
Based on this stock's historical CAGR of 45.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$33K~1.8x your moneyfrom $18K invested
5 Years$87K~2.9x your moneyfrom $30K invested
10 Years$662K~11.0x your moneyfrom $60K invested
20 Years$29.2M~243.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.8x your money
5 Years~2.9x your money
10 Years~11.0x your money
20 Years~243.6x your money
$100/mo
$7K+$3K est. gain
$17K+$11K est. gain
$132K+$120K est. gain
$5.8M+$5.8M est. gain
$250/mo
$16K+$7K est. gain
$44K+$29K est. gain
$331K+$301K est. gain
$14.6M+$14.6M est. gain
$500/mo
$33K+$15K est. gain
$87K+$57K est. gain
$662K+$602K est. gain
$29.2M+$29.1M est. gain
$1,000/mo
$66K+$30K est. gain
$175K+$115K est. gain
$1.3M+$1.2M est. gain
$58.5M+$58.2M est. gain
* Projection assumes historical CAGR of 45.7% continues. Actual returns will vary.
Your DCA Results by Date
13 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 7, 2025
$0.38
$10,000
$10,000
+0.00%
$0
May 7, 2025
$0.58
$10,500
$15,860
+51.05%
$5,360
Jun 9, 2025
$1.03
$11,000
$28,861
+162.37%
$17,861
Jul 7, 2025
$1.02
$11,500
$29,081
+152.87%
$17,581
Aug 7, 2025
$1.75
$12,000
$50,393
+319.94%
$38,393
Sep 8, 2025
$2.40
$12,500
$69,611
+456.88%
$57,111
Oct 7, 2025
$2.81
$13,000
$82,002
+530.79%
$69,002
Nov 7, 2025
$1.83
$13,500
$53,904
+299.29%
$40,404
Dec 8, 2025
$0.10
$14,000
$3,504
-74.97%
$-10,496
Jan 7, 2026
$2.41
$14,500
$83,302
+474.49%
$68,802
Feb 9, 2026
$1.91
$15,000
$66,519
+343.46%
$51,519
Mar 9, 2026
$1.27
$15,500
$44,730
+188.58%
$29,230
Apr 7, 2026
$0.73
$16,000
$26,207
+63.80%
$10,207
Frequently Asked Questions
Common questions about DCA investing in VSA
Investing $500 per month in TCTM Kids IT Education Inc ADR (VSA) over the past 1 years would be worth approximately $24K today. That's +50.1% total return on $16K invested, with a +45.7% compound annual growth rate (CAGR).