Dollar cost averaging (DCA) in WHLRP means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More WHLRP Analysis
WHLRP DCA Calculator
Dollar Cost Averaging — Wheeler Real Estate Investment Trust, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+102.9%
Final Value$97.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+79.1%
Final Value$86.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+62.7%
Final Value$78.1K
Worst possible — still beats not investing
Best vs Worst gap40.2 pp
Your timing vs best-23.8%
Your timing vs worst+16.4%
If You Keep Investing…
Based on this stock's historical CAGR of 9.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.1x your moneyfrom $18K invested
5 Years$38K~1.3x your moneyfrom $30K invested
10 Years$98K~1.6x your moneyfrom $60K invested
20 Years$344K~2.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.3x your money
10 Years~1.6x your money
20 Years~2.9x your money
$100/mo
$4K+$529 est. gain
$8K+$2K est. gain
$20K+$8K est. gain
$69K+$45K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$49K+$19K est. gain
$172K+$112K est. gain
$500/mo
$21K+$3K est. gain
$38K+$8K est. gain
$98K+$38K est. gain
$344K+$224K est. gain
$1,000/mo
$41K+$5K est. gain
$76K+$16K est. gain
$196K+$76K est. gain
$687K+$447K est. gain
* Projection assumes historical CAGR of 9.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$11.04
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$11.85
$10,500
$11,229
+6.94%
$729
Mar 2, 2020
$12.17
$11,000
$12,037
+9.43%
$1,037
Apr 2, 2020
$6.06
$11,500
$6,494
-43.53%
$-5,006
May 4, 2020
$7.99
$12,000
$9,062
-24.48%
$-2,938
Jun 2, 2020
$7.09
$12,500
$8,541
-31.67%
$-3,959
Jul 2, 2020
$7.20
$13,000
$9,174
-29.43%
$-3,826
Aug 3, 2020
$8.09
$13,500
$10,808
-19.94%
$-2,692
Sep 2, 2020
$10.05
$14,000
$13,926
-0.53%
$-74
Oct 2, 2020
$10.84
$14,500
$15,521
+7.04%
$1,021
Nov 2, 2020
$10.44
$15,000
$15,448
+2.99%
$448
Dec 2, 2020
$11.64
$15,500
$17,724
+14.35%
$2,224
Jan 4, 2021
$13.00
$16,000
$20,295
+26.84%
$4,295
Feb 2, 2021
$12.38
$16,500
$19,827
+20.16%
$3,327
Mar 2, 2021
$12.60
$17,000
$20,679
+21.64%
$3,679
Apr 5, 2021
$11.71
$17,500
$19,719
+12.68%
$2,219
May 3, 2021
$12.22
$18,000
$21,077
+17.10%
$3,077
Jun 2, 2021
$13.30
$18,500
$23,440
+26.70%
$4,940
Jul 2, 2021
$14.89
$19,000
$26,742
+40.75%
$7,742
Aug 2, 2021
$13.65
$19,500
$25,015
+28.28%
$5,515
Sep 2, 2021
$10.45
$20,000
$19,651
-1.75%
$-349
Oct 4, 2021
$10.41
$20,500
$20,076
-2.07%
$-424
Nov 2, 2021
$7.99
$21,000
$15,909
-24.24%
$-5,091
Dec 2, 2021
$7.79
$21,500
$16,011
-25.53%
$-5,489
Jan 3, 2022
$6.68
$22,000
$14,229
-35.32%
$-7,771
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Frequently Asked Questions
Common questions about DCA investing in WHLRP
Investing $500 per month in Wheeler Real Estate Investment Trust, Inc. (WHLRP) over the past 6 years would be worth approximately $86K today. That's +79.1% total return on $48K invested, with a +9.6% compound annual growth rate (CAGR).