Dollar cost averaging (DCA) in WSR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+121.3%
Final Value$106.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+110.2%
Final Value$100.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+98.6%
Final Value$95.3K
Worst possible — still beats not investing
Best vs Worst gap22.7 pp
Your timing vs best-11.1%
Your timing vs worst+11.6%
If You Keep Investing…
Based on this stock's historical CAGR of 12.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$41K~1.4x your moneyfrom $30K invested
10 Years$113K~1.9x your moneyfrom $60K invested
20 Years$480K~4.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~1.9x your money
20 Years~4.0x your money
$100/mo
$4K+$693 est. gain
$8K+$2K est. gain
$23K+$11K est. gain
$96K+$72K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$57K+$27K est. gain
$240K+$180K est. gain
$500/mo
$21K+$3K est. gain
$41K+$11K est. gain
$113K+$53K est. gain
$480K+$360K est. gain
$1,000/mo
$43K+$7K est. gain
$81K+$21K est. gain
$227K+$107K est. gain
$959K+$719K est. gain
* Projection assumes historical CAGR of 12.4% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$13.23
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$13.10
$10,500
$10,545
+0.43%
$45
Mar 2, 2020
$12.45
$11,000
$10,598
-3.65%
$-402
Apr 2, 2020
$5.91
$11,500
$5,531
-51.90%
$-5,969
May 4, 2020
$6.42
$12,000
$6,582
-45.15%
$-5,418
Jun 2, 2020
$6.38
$12,500
$7,077
-43.38%
$-5,423
Jul 2, 2020
$6.97
$13,000
$8,269
-36.39%
$-4,731
Aug 3, 2020
$6.45
$13,500
$8,194
-39.30%
$-5,306
Sep 2, 2020
$6.58
$14,000
$8,905
-36.40%
$-5,095
Oct 2, 2020
$6.38
$14,500
$9,134
-37.01%
$-5,366
Nov 2, 2020
$6.06
$15,000
$9,274
-38.17%
$-5,726
Dec 2, 2020
$8.16
$15,500
$13,044
-15.84%
$-2,456
Jan 4, 2021
$7.60
$16,000
$12,705
-20.59%
$-3,295
Feb 2, 2021
$8.13
$16,500
$14,151
-14.24%
$-2,349
Mar 2, 2021
$9.24
$17,000
$16,644
-2.10%
$-356
Apr 5, 2021
$9.66
$17,500
$17,965
+2.66%
$465
May 3, 2021
$9.96
$18,000
$19,089
+6.05%
$1,089
Jun 2, 2021
$8.31
$18,500
$16,496
-10.83%
$-2,004
Jul 2, 2021
$8.08
$19,000
$16,609
-12.58%
$-2,391
Aug 2, 2021
$8.69
$19,500
$18,436
-5.45%
$-1,064
Sep 2, 2021
$9.86
$20,000
$21,494
+7.47%
$1,494
Oct 4, 2021
$10.01
$20,500
$22,400
+9.27%
$1,900
Nov 2, 2021
$9.25
$21,000
$21,278
+1.32%
$278
Dec 2, 2021
$9.38
$21,500
$22,162
+3.08%
$662
Jan 3, 2022
$10.15
$22,000
$24,566
+11.67%
$2,566
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Frequently Asked Questions
Common questions about DCA investing in WSR
Investing $500 per month in Whitestone REIT (WSR) over the past 6 years would be worth approximately $101K today. That's +110.2% total return on $48K invested, with a +12.4% compound annual growth rate (CAGR). This includes $10K from reinvested dividends.