Dollar cost averaging (DCA) in ZENV means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-70.9%
Final Value$11.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-76.5%
Final Value$8.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-79.4%
Final Value$7.8K
Worst possible — still beats not investing
Best vs Worst gap8.6 pp
Your timing vs best-5.6%
Your timing vs worst+2.9%
If You Keep Investing…
Based on this stock's historical CAGR of -26.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -26.7% continues. Actual returns will vary.
Your DCA Results by Date
56 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 22, 2021
$10.20
$10,000
$10,000
+0.00%
$0
Aug 23, 2021
$15.74
$10,500
$15,931
+51.73%
$5,431
Sep 22, 2021
$16.34
$11,000
$17,039
+54.90%
$6,039
Oct 22, 2021
$11.90
$11,500
$12,909
+12.25%
$1,409
Nov 22, 2021
$8.97
$12,000
$10,230
-14.75%
$-1,770
Dec 22, 2021
$7.05
$12,500
$8,541
-31.67%
$-3,959
Jan 24, 2022
$5.17
$13,000
$6,763
-47.98%
$-6,237
Feb 22, 2022
$4.95
$13,500
$6,975
-48.33%
$-6,525
Mar 22, 2022
$5.24
$14,000
$7,884
-43.69%
$-6,116
Apr 22, 2022
$7.15
$14,500
$11,258
-22.36%
$-3,242
May 23, 2022
$4.39
$15,000
$7,412
-50.59%
$-7,588
Jun 22, 2022
$2.40
$15,500
$4,552
-70.63%
$-10,948
Jul 22, 2022
$1.95
$16,000
$4,199
-73.76%
$-11,801
Aug 22, 2022
$1.91
$16,500
$4,613
-72.05%
$-11,887
Sep 22, 2022
$1.60
$17,000
$4,364
-74.33%
$-12,636
Oct 24, 2022
$1.56
$17,500
$4,762
-72.79%
$-12,738
Nov 22, 2022
$1.66
$18,000
$5,559
-69.12%
$-12,441
Dec 22, 2022
$1.35
$18,500
$5,021
-72.86%
$-13,479
Jan 23, 2023
$1.15
$19,000
$4,777
-74.86%
$-14,223
Feb 22, 2023
$1.12
$19,500
$5,152
-73.58%
$-14,348
Mar 22, 2023
$0.90
$20,000
$4,640
-76.80%
$-15,360
Apr 24, 2023
$0.84
$20,500
$4,831
-76.44%
$-15,669
May 22, 2023
$0.67
$21,000
$4,361
-79.24%
$-16,639
Jun 22, 2023
$0.68
$21,500
$4,917
-77.13%
$-16,583
Jul 24, 2023
$0.80
$22,000
$6,285
-71.43%
$-15,715
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Frequently Asked Questions
Common questions about DCA investing in ZENV
Investing $500 per month in Zenvia Inc. (ZENV) over the past 5 years would be worth approximately $9K today. That's -76.5% total return on $38K invested, with a -26.7% compound annual growth rate (CAGR).