Dollar cost averaging (DCA) in ZKH means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-40.7%
Final Value$14.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-46.3%
Final Value$12.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-49.3%
Final Value$12.4K
Worst possible — still beats not investing
Best vs Worst gap8.6 pp
Your timing vs best-5.6%
Your timing vs worst+3.0%
If You Keep Investing…
Based on this stock's historical CAGR of -22.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -22.9% continues. Actual returns will vary.
Your DCA Results by Date
29 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Dec 15, 2023
$15.50
$10,000
$10,000
+0.00%
$0
Jan 16, 2024
$15.95
$10,500
$10,790
+2.76%
$290
Feb 15, 2024
$20.52
$11,000
$14,382
+30.75%
$3,382
Mar 15, 2024
$18.58
$11,500
$13,522
+17.58%
$2,022
Apr 15, 2024
$14.28
$12,000
$10,893
-9.23%
$-1,107
May 15, 2024
$11.80
$12,500
$9,501
-23.99%
$-2,999
Jun 17, 2024
$3.36
$13,000
$3,205
-75.34%
$-9,795
Jul 15, 2024
$3.66
$13,500
$3,992
-70.43%
$-9,508
Aug 15, 2024
$3.22
$14,000
$4,012
-71.34%
$-9,988
Sep 16, 2024
$2.99
$14,500
$4,225
-70.86%
$-10,275
Oct 15, 2024
$3.58
$15,000
$5,559
-62.94%
$-9,441
Nov 15, 2024
$3.85
$15,500
$6,478
-58.21%
$-9,022
Dec 16, 2024
$3.56
$16,000
$6,490
-59.44%
$-9,510
Jan 15, 2025
$3.51
$16,500
$6,899
-58.19%
$-9,601
Feb 18, 2025
$3.54
$17,000
$7,458
-56.13%
$-9,542
Mar 17, 2025
$3.61
$17,500
$8,105
-53.68%
$-9,395
Apr 15, 2025
$3.00
$18,000
$7,236
-59.80%
$-10,764
May 15, 2025
$3.00
$18,500
$7,736
-58.18%
$-10,764
Jun 16, 2025
$3.10
$19,000
$8,494
-55.30%
$-10,506
Jul 15, 2025
$3.07
$19,500
$8,912
-54.30%
$-10,588
Aug 15, 2025
$3.02
$20,000
$9,266
-53.67%
$-10,734
Sep 15, 2025
$2.95
$20,500
$9,552
-53.41%
$-10,948
Oct 15, 2025
$2.94
$21,000
$10,019
-52.29%
$-10,981
Nov 17, 2025
$3.07
$21,500
$10,962
-49.01%
$-10,538
Dec 15, 2025
$3.22
$22,000
$11,998
-45.46%
$-10,002
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Frequently Asked Questions
Common questions about DCA investing in ZKH
Investing $500 per month in ZKH Group Limited (ZKH) over the past 2 years would be worth approximately $13K today. That's -46.3% total return on $24K invested, with a -22.9% compound annual growth rate (CAGR).