8-K Announcements
6May 5, 2026·SEC
Apr 21, 2026·SEC
Apr 21, 2026·SEC
Federal Agricultural Mortgage Corporation (AGM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Federal Agricultural Mortgage Corporation (AGM) stock price & volume — 10-year historical chart
Federal Agricultural Mortgage Corporation (AGM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Federal Agricultural Mortgage Corporation (AGM) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $4.74vs $4.44+6.8% | $110Mvs $111M-0.8% |
| Q1 2026 | Feb 19, 2026 | $3.66vs $4.50-18.7% | $108Mvs $107M+0.4% |
| Q4 2025 | Nov 3, 2025 | $4.52vs $4.43+2.0% | $104Mvs $107M-3.3% |
| Q3 2025 | Aug 7, 2025 | $4.32vs $4.29+0.7% | $103Mvs $98M+4.7% |
Federal Agricultural Mortgage Corporation (AGM) competitors in Credit Servicing and Structured Finance — business model, growth, and fundamentals comparison
Federal Agricultural Mortgage Corporation (AGM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Federal Agricultural Mortgage Corporation (AGM) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 157.65M | 174.44M | 173.13M | 190.59M | 221.95M | 270.94M | 327.55M | 353.87M | 390.73M | 289.63M |
| NII Growth % | 12.38% | 10.65% | -0.75% | 10.08% | 16.46% | 22.07% | 20.89% | 8.04% | 10.42% | -74.65% |
| Net Interest Margin % | 0.89% | 0.93% | 0.8% | 0.78% | 0.88% | 0.99% | 1.11% | 1.13% | 1.1% | 0.79% |
| Interest Income | 400.53M | 544.28M | 645.09M | 503.53M | 425.96M | 716.85M | 1.39B | 1.6B | 1.3B | 1.1B |
| Interest Expense | 242.88M | 369.85M | 471.96M | 312.95M | 204.01M | 445.91M | 1.06B | 1.25B | 909.56M | 1.12B |
| Loan Loss Provision | 1.76M | 335K | 3.5M | 8.05M | -2.19M | 806K | 1.14M | 11.49M | 20.21M | -483.42M |
| Non-Interest Income | 17.51M | 11.74M | 20.94M | 16.3M | 21.74M | 38.17M | 23.79M | 21.31M | 18.04M | 253.41M |
| Non-Interest Income % | 4.19% | 2.11% | 3.14% | 3.14% | 4.86% | 5.06% | 1.68% | 1.31% | 1.37% | 18.78% |
| Total Revenue | 418.04M▲ 0% | 556.02M▲ 33.0% | 666.03M▲ 19.8% | 519.84M▼ 22.0% | 447.7M▼ 13.9% | 755.02M▲ 68.6% | 1.42B▲ 87.6% | 1.62B▲ 14.7% | 1.32B▼ 18.9% | 1.35B▲ 0% |
| Revenue Growth % | 25.78% | 33.01% | 19.79% | -21.95% | -13.88% | 68.64% | 87.56% | 14.74% | -18.86% | -63.15% |
| Non-Interest Expense | 42.72M | 49.82M | 51.92M | 61.4M | 73.42M | 82.63M | 97.1M | 105.58M | 132.85M | 136.72M |
| Efficiency Ratio | 10.22% | 8.96% | 7.8% | 11.81% | 16.4% | 10.94% | 6.86% | 6.5% | 10.08% | 10.13% |
| Operating Income | 130.69M▲ 0% | 136.02M▲ 4.1% | 138.65M▲ 1.9% | 137.43M▼ 0.9% | 172.46M▲ 25.5% | 225.68M▲ 30.9% | 253.1M▲ 12.2% | 258.1M▲ 2.0% | 255.72M▼ 0.9% | 192.59M▲ 0% |
| Operating Margin % | 31.26% | 24.46% | 20.82% | 26.44% | 38.52% | 29.89% | 17.87% | 15.88% | 19.4% | 14.27% |
| Operating Income Growth % | 9.49% | 4.08% | 1.93% | -0.88% | 25.49% | 30.86% | 12.15% | 1.98% | -0.92% | - |
| Pretax Income | 130.69M▲ 0% | 136.02M▲ 4.1% | 138.65M▲ 1.9% | 137.43M▼ 0.9% | 172.46M▲ 25.5% | 225.68M▲ 30.9% | 253.1M▲ 12.2% | 258.1M▲ 2.0% | 255.72M▼ 0.9% | 264.03M▲ 0% |
| Pretax Margin % | 31.26% | 24.46% | 20.82% | 26.44% | 38.52% | 29.89% | 17.87% | 15.88% | 19.4% | 19.56% |
| Income Tax | 46.37M | 27.94M | 29.11M | 28.79M | 36.37M | 47.53M | 53.1M | 50.91M | 48.33M | 47.16M |
| Effective Tax Rate % | 35.48% | 20.54% | 20.99% | 20.94% | 21.09% | 21.06% | 20.98% | 19.72% | 18.9% | 17.86% |
| Net Income | 84.48M▲ 0% | 108.08M▲ 27.9% | 109.55M▲ 1.4% | 108.65M▼ 0.8% | 136.09M▲ 25.3% | 178.14M▲ 30.9% | 200M▲ 12.3% | 207.19M▲ 3.6% | 207.39M▲ 0.1% | 209.57M▲ 0% |
| Net Margin % | 20.21% | 19.44% | 16.45% | 20.9% | 30.4% | 23.59% | 14.12% | 12.75% | 15.73% | 15.53% |
| Net Income Growth % | 9.24% | 27.93% | 1.36% | -0.82% | 25.26% | 30.9% | 12.27% | 3.59% | 0.1% | 3.19% |
| Net Income (Continuing) | 84.32M | 108.08M | 109.55M | 108.65M | 136.09M | 178.14M | 200M | 207.19M | 207.39M | 209.57M |
| EPS (Diluted) | 6.60▲ 0% | 8.83▲ 33.8% | 8.69▼ 1.6% | 8.27▼ 4.8% | 10.27▲ 24.2% | 13.87▲ 35.1% | 15.80▲ 13.9% | 16.44▲ 4.1% | 16.62▲ 1.1% | 16.23▲ 0% |
| EPS Growth % | 10.55% | 33.79% | -1.59% | -4.83% | 24.18% | 35.05% | 13.91% | 4.05% | 1.09% | 2.84% |
| EPS (Basic) | 6.73 | 8.91 | 8.76 | 8.31 | 10.36 | 13.99 | 15.96 | 16.59 | 16.73 | - |
| Diluted Shares Outstanding | 10.8M | 10.75M | 10.78M | 10.79M | 10.85M | 10.88M | 10.94M | 10.97M | 10.98M | 12.91M |
Federal Agricultural Mortgage Corporation (AGM) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 7.99B | 8.62B | 10.71B | 11.84B | 11.07B | 13.05B | 11.34B | 12.48B | 18.48B | 42.61B |
| Cash & Due from Banks | 302.02M | 425.26M | 604.38M | 1.03B | 908.78M | 861M | 883.6M | 1.01B | 931.07M | 773.93M |
| Short Term Investments | 7.69B | 8.19B | 10.1B | 10.8B | 10.16B | 12.19B | 10.45B | 11.47B | 17.55B | 18.22B |
| Total Investments | 19.68B | 20.7B | 20.82B | 23.05B | 23.94B | 25.91B | 28.16B | 29.81B | 35.15B | 18.22B |
| Investments Growth % | 9.82% | 5.21% | 0.56% | 10.71% | 3.85% | 8.25% | 8.67% | 5.87% | 17.9% | -3.69% |
| Long-Term Investments | 11.99B | 12.51B | 10.72B | 12.25B | 13.77B | 13.72B | 17.7B | 18.34B | 17.6B | 77.85B |
| Accounts Receivables | 155.28M | 180.08M | 199.19M | 186.43M | 165.6M | 229.06M | 287.13M | 310.59M | 414.37M | 303.73M |
| Goodwill & Intangibles | 15.71M | 13.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 15.71M | 13.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | -15.71M | -13.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 3.08B | 3.31B | 8.91M | 6.7M | 4.4M | 4.61M | 139.31M | 145.79M | 16.43B | 0 |
| Total Current Assets | 2.72B | 2.87B | 10.97B | 12.08B | 11.33B | 13.59B | 11.67B | 12.84B | 1.35B | 19.3B |
| Total Non-Current Assets | 15.07B | 15.83B | 10.74B | 12.27B | 13.79B | 13.75B | 17.85B | 18.49B | 34.17B | 5.13M |
| Total Assets | 17.79B▲ 0% | 18.69B▲ 5.1% | 21.71B▲ 16.1% | 24.36B▲ 12.2% | 25.12B▲ 3.1% | 27.33B▲ 8.8% | 29.52B▲ 8.0% | 31.32B▲ 6.1% | 35.51B▲ 13.4% | 36.73B▲ 0% |
| Asset Growth % | 14.01% | 5.07% | 16.13% | 12.19% | 3.14% | 8.81% | 8.02% | 6.1% | 13.37% | 47.16% |
| Return on Assets (ROA) | 0.51% | 0.59% | 0.54% | 0.47% | 0.55% | 0.68% | 0.7% | 0.68% | 0.62% | 0.6% |
| Accounts Payable | 89.5M | 108.63M | 129.04M | 121.62M | 130.73M | 186.75M | 258.5M | 407.64M | 30.82B | 0 |
| Total Debt | 16.93B | 17.77B | 30.73B | 23.17B | 23.7B | 25.65B | 27.69B | 29.3B | 30.82B | 32.24B |
| Net Debt | 16.63B | 17.35B | 30.13B | 22.14B | 22.79B | 24.79B | 26.8B | 28.29B | 29.89B | 31.46B |
| Long-Term Debt | 8.84B | 10.02B | 20.72B | 23.17B | 16.71B | 17.62B | 19.6B | 18.86B | 19.55B | 32.24B |
| Short-Term Debt | 0 | 0 | 10.02B | 0 | 6.99B | 8.03B | 8.09B | 10.44B | 11.27B | 0 |
| Other Liabilities | 67.07M | 60.48M | -9.95B | 68.7M | 81.43M | 223.34M | 166.41M | 127.27M | 2.83B | 0 |
| Total Current Liabilities | 0 | 0 | 10.15B | 121.62M | 7.12B | 8.22B | 8.35B | 10.85B | 11.27B | 0 |
| Total Non-Current Liabilities | 8.84B | 10.02B | 10.76B | 23.24B | 16.79B | 17.84B | 19.77B | 18.99B | 22.52B | 32.24B |
| Total Liabilities | 17.08B | 17.94B | 20.91B | 23.36B | 23.91B | 26.06B | 28.11B | 29.84B | 33.79B | 35.01B |
| Total Equity | 708.15M▲ 0% | 752.56M▲ 6.3% | 799.28M▲ 6.2% | 992.48M▲ 24.2% | 1.21B▲ 22.3% | 1.27B▲ 4.8% | 1.41B▲ 11.0% | 1.49B▲ 5.5% | 1.72B▲ 15.4% | 1.72B▲ 0% |
| Equity Growth % | 10.02% | 6.27% | 6.21% | 24.17% | 22.29% | 4.8% | 11% | 5.47% | 15.44% | 46.24% |
| Equity / Assets (Capital Ratio) | 3.98% | 4.03% | 3.68% | 4.07% | 4.83% | 4.65% | 4.78% | 4.75% | 4.84% | 4.67% |
| Return on Equity (ROE) | 12.5% | 14.8% | 14.12% | 12.13% | 12.34% | 14.33% | 14.9% | 14.28% | 12.93% | 12.57% |
| Book Value per Share | 65.55 | 70.02 | 74.16 | 92.02 | 111.90 | 116.88 | 129.09 | 135.67 | 156.51 | 132.99 |
| Tangible BV per Share | 64.10 | 68.81 | 74.16 | 92.02 | 111.90 | 116.88 | 129.09 | 135.67 | 156.51 | 132.99 |
| Common Stock | 10.62M | 10.67M | 10.71M | 10.74M | 10.77M | 10.8M | 10.84M | 10.89M | 10.86M | 0 |
| Additional Paid-in Capital | 118.98M | 118.82M | 119.3M | 122.9M | 125.99M | 128.94M | 132.92M | 135.89M | 139.37M | 0 |
| Retained Earnings | 322.7M | 393.35M | 457.05M | 509.56M | 588.56M | 698.53M | 823.72M | 943.24M | 1.05B | 1.07B |
| Accumulated OCI | 51.09M | 24.96M | -16.16M | -13.92M | 3.85M | -50.84M | -40.15M | -12.15M | 13.38M | -15.07M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 204.76M | 204.76M | 228.37M | 363.2M | 484.53M | 484.53M | 484.53M | 411.15M | 507.99M | 0 |
Federal Agricultural Mortgage Corporation (AGM) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 175.01M | 200.03M | -19.7M | -94.55M | 436.41M | 809.27M | 375.8M | 612.65M | 80.06M | 80.06M |
| Operating CF Growth % | -16.1% | 14.3% | -109.85% | -379.96% | 561.58% | 85.44% | -53.56% | 63.03% | -86.93% | 295.18% |
| Net Income | 84.32M | 108.08M | 109.55M | 108.65M | 132.26M | 178.14M | 200M | 207.19M | 182.49M | 209.57M |
| Depreciation & Amortization | 1.74M | -1.1M | -176.48M | -219.19M | 219.16M | 720K | -17.02M | 0 | -21.55M | -21.86M |
| Deferred Taxes | 3.22M | 2.63M | 789K | -2.41M | -1.96M | 12.41M | 6.69M | 0 | 0 | 0 |
| Other Non-Cash Items | 83.18M | 99.81M | 54.43M | 14.76M | 43.54M | 743.87M | 135.71M | 252.8M | -73.02M | -77.32M |
| Working Capital Changes | -150K | -11.89M | -10.25M | -485K | 39.09M | -130.5M | 43.62M | 144.57M | -16.21M | 96.41M |
| Cash from Investing | -1.85B | -599.21M | -2.38B | -1.74B | -1.1B | -3.04B | -1.96B | -1.68B | -3.81B | -5.04B |
| Purchase of Investments | -3.94B | -4.69B | -4.86B | -4.93B | -6.39B | -7.75B | -6.03B | -4.04B | -7.2B | -8.69B |
| Sale/Maturity of Investments | 2.92B | 4.44B | 3.95B | 4.64B | 6.14B | 5.97B | 4.88B | 4.57B | 1.89B | 2.01B |
| Net Investment Activity | -1.02B | -253.94M | -907.6M | -282.45M | -248.62M | -1.78B | -1.15B | 536.32M | -5.31B | -6.68B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -829.45M | -345.27M | -1.48B | -1.45B | -847.58M | -1.26B | -800.47M | -2.21B | 1.5B | 1.65B |
| Cash from Financing | 1.71B | 522.41M | 2.58B | 2.26B | 534.63M | 2.19B | 1.61B | 1.21B | 3.64B | 4.54B |
| Dividends Paid | -28.44M | -37.91M | -43.89M | -50.65M | -61.31M | -68.17M | -74.82M | -86.05M | -89.04M | -91.66M |
| Share Repurchases | 0 | 0 | 0 | -60.23M | 0 | 0 | 0 | 0 | 0 | -7.11M |
| Stock Issued | 238K | 7K | 44K | 193.22M | 121.44M | 192K | 233K | 287K | -18M | -19K |
| Net Stock Activity | 238K | 7K | 44K | 132.98M | 121.44M | 192K | 233K | 287K | -18M | -7.13M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Financing | 3.13M | -2.63M | -1.78M | -560K | -1.3M | -1.83M | -3.01M | -5.35M | 97.13M | 5.08B |
| Net Change in Cash | 36.79M▲ 0% | 123.23M▲ 234.9% | 179.13M▲ 45.4% | 429.56M▲ 139.8% | -125.16M▼ 129.1% | -47.78M▲ 61.8% | 27.7M▲ 158.0% | 135.3M▲ 388.4% | -92.94M▼ 168.7% | -274.2M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 265.23M | 302.02M | 425.26M | 604.38M | 1.03B | 908.78M | 861M | 888.71M | 1.02B | 931.07M |
| Cash at End | 302.02M | 425.26M | 604.38M | 1.03B | 908.78M | 861M | 888.71M | 1.02B | 931.07M | 773.93M |
| Interest Paid | 161.06M | 268.73M | 365.53M | 283.33M | 198.59M | 269.33M | 582.96M | 819.96M | 0 | 0 |
| Income Taxes Paid | 39.5M | 30.88M | 23.1M | 30M | 36.3M | 33.8M | 48M | 39.2M | 0 | 0 |
| Free Cash Flow | 175.01M▲ 0% | 200.03M▲ 14.3% | -19.7M▼ 109.8% | -94.55M▼ 380.0% | 436.41M▲ 561.6% | 809.27M▲ 85.4% | 375.8M▼ 53.6% | 607.37M▲ 61.6% | 80.06M▼ 86.8% | 221.93M▲ 0% |
| FCF Growth % | -16.1% | 14.3% | -109.85% | -379.96% | 561.58% | 85.44% | -53.56% | 61.62% | -86.82% | -31.89% |
Federal Agricultural Mortgage Corporation (AGM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.5% | 14.8% | 14.12% | 12.13% | 12.34% | 14.33% | 14.9% | 14.28% | 12.93% | 12.57% |
| Return on Assets (ROA) | 0.51% | 0.59% | 0.54% | 0.47% | 0.55% | 0.68% | 0.7% | 0.68% | 0.62% | 0.6% |
| Net Interest Margin | 0.89% | 0.93% | 0.8% | 0.78% | 0.88% | 0.99% | 1.11% | 1.13% | 1.1% | 0.79% |
| Efficiency Ratio | 10.22% | 8.96% | 7.8% | 11.81% | 16.4% | 10.94% | 6.86% | 6.5% | 10.08% | 10.13% |
| Equity / Assets | 3.98% | 4.03% | 3.68% | 4.07% | 4.83% | 4.65% | 4.78% | 4.75% | 4.84% | 4.67% |
| Book Value / Share | 65.55 | 70.02 | 74.16 | 92.02 | 111.9 | 116.88 | 129.09 | 135.67 | 156.51 | 132.99 |
| NII Growth | 12.38% | 10.65% | -0.75% | 10.08% | 16.46% | 22.07% | 20.89% | 8.04% | 10.42% | -19.2% |
| Dividend Payout | 33.66% | 35.07% | 40.07% | 46.62% | 45.06% | 38.27% | 37.41% | 41.53% | 42.93% | 31.98% |
Federal Agricultural Mortgage Corporation (AGM) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 5, 2026·SEC
Apr 21, 2026·SEC
Apr 21, 2026·SEC
Federal Agricultural Mortgage Corporation (AGM) stock FAQ — growth, dividends, profitability & financials explained
Federal Agricultural Mortgage Corporation (AGM) saw revenue decline by 18.9% over the past year.
Yes, Federal Agricultural Mortgage Corporation (AGM) is profitable, generating $209.6M in net income for fiscal year 2025 (15.7% net margin).
Yes, Federal Agricultural Mortgage Corporation (AGM) pays a dividend with a yield of 4.53%. This makes it attractive for income-focused investors.
Federal Agricultural Mortgage Corporation (AGM) has a return on equity (ROE) of 12.9%. This is reasonable for most industries.
Federal Agricultural Mortgage Corporation (AGM) has a net interest margin (NIM) of 1.1%. NIM has been under pressure due to interest rate environment.
Federal Agricultural Mortgage Corporation (AGM) has an efficiency ratio of 10.1%. This is excellent, indicating strong cost control.
Federal Agricultural Mortgage Corporation (AGM) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates