30 years of historical data (1996–2025) · Financial Services · Financial - Credit Services
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Federal Agricultural Mortgage Corporation trades at 9.5x earnings, 14% below its 5-year average of 11.0x, sitting at the 39th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.8x, the stock trades at a discount of 31%. On a free-cash-flow basis, the stock trades at 18.4x P/FCF, 143% above the 5-year average of 7.6x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.5B | $1.9B | $2.2B | $2.1B | $1.2B | $1.3B | $801M | $900M | $650M | $845M | $615M |
| Enterprise Value | $31.4B | $31.8B | $30.5B | $28.9B | $26.0B | $24.1B | $22.9B | $31.0B | $18.0B | $17.5B | $15.2B |
| P/E Ratio → | 9.48 | 10.56 | 11.98 | 12.10 | 8.13 | 12.07 | 8.98 | 9.61 | 6.84 | 11.85 | 9.59 |
| P/S Ratio | 0.91 | 1.19 | 1.33 | 1.48 | 1.62 | 3.00 | 1.54 | 1.35 | 1.17 | 2.02 | 1.85 |
| P/B Ratio | 1.01 | 1.12 | 1.45 | 1.48 | 0.96 | 1.11 | 0.81 | 1.13 | 0.86 | 1.19 | 0.96 |
| P/FCF | 18.36 | 24.06 | 3.56 | 5.57 | 1.52 | 3.08 | — | — | 3.25 | 4.83 | 2.95 |
| P/OCF | 18.36 | 24.06 | 3.53 | 5.57 | 1.52 | 3.08 | — | — | 3.25 | 4.83 | 2.95 |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 19.74 | 18.74 | 20.41 | 34.46 | 53.90 | 44.13 | 46.59 | 32.37 | 41.79 | 45.60 |
| EV / EBITDA | — | — | 117.99 | 114.17 | 115.28 | 139.81 | 166.91 | 223.80 | 132.31 | 133.69 | 126.98 |
| EV / EBIT | — | — | 117.99 | 114.17 | 115.28 | 139.92 | 166.91 | 223.80 | 132.31 | 133.69 | 126.98 |
| EV / FCF | — | 397.42 | 50.14 | 76.89 | 32.15 | 55.29 | — | — | 89.97 | 99.83 | 72.66 |
Margins and return-on-capital ratios measuring operating efficiency
Operating margins have compressed from 17.9% to 15.9% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 11.4% is modest.
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | 22.4% | 24.7% | 40.8% | 54.9% | 38.2% | 28.6% | 33.4% | 41.5% | 48.1% |
| Operating Margin | — | — | 15.9% | 17.9% | 29.9% | 38.5% | 26.4% | 20.8% | 24.5% | 31.3% | 35.9% |
| Net Profit Margin | 11.3% | 11.3% | 12.8% | 14.1% | 23.6% | 30.4% | 20.9% | 16.4% | 19.4% | 20.2% | 23.3% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.4% | 11.4% | 14.3% | 14.9% | 14.3% | 12.3% | 12.1% | 14.1% | 14.8% | 12.5% | 12.9% |
| ROA | 0.5% | 0.5% | 0.7% | 0.7% | 0.7% | 0.6% | 0.5% | 0.5% | 0.6% | 0.5% | 0.5% |
| ROIC | — | — | 0.6% | 0.7% | 0.7% | 0.5% | 0.4% | 0.4% | 0.6% | 0.6% | 0.6% |
| ROCE | — | — | 1.2% | 1.3% | 1.2% | 0.8% | 0.8% | 1.4% | 0.7% | 0.8% | 0.8% |
Solvency and debt-coverage ratios — lower is generally safer
Net debt stands at $29.9B ($30.8B total debt minus $931M cash).
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 17.93 | 17.93 | 19.68 | 19.61 | 20.17 | 19.52 | 23.35 | 38.45 | 23.62 | 23.90 | 23.00 |
| Debt / EBITDA | — | — | 113.52 | 109.39 | 113.66 | 137.29 | 168.61 | 221.67 | 130.66 | 129.53 | 124.05 |
| Net Debt / Equity | — | 17.39 | 19.00 | 18.98 | 19.49 | 18.77 | 22.31 | 37.70 | 23.05 | 23.48 | 22.59 |
| Net Debt / EBITDA | — | — | 109.62 | 105.90 | 109.85 | 132.03 | 161.09 | 217.31 | 127.53 | 127.22 | 121.82 |
| Debt / FCF | — | 373.35 | 46.58 | 71.33 | 30.63 | 52.21 | — | — | 86.72 | 95.00 | 69.71 |
| Interest Coverage | — | — | 0.21 | 0.24 | 0.51 | 0.85 | 0.44 | 0.29 | 0.37 | 0.54 | 0.70 |
Short-term solvency ratios and asset-utilisation metrics
The current ratio has declined from 1.40x to 1.18x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | — | — | 1.18 | 1.40 | 1.65 | 1.59 | 99.36 | 1.08 | — | — | — |
| Quick Ratio | — | — | 1.18 | 1.40 | 1.65 | 1.59 | 99.36 | 1.08 | — | — | — |
| Cash Ratio | 0.09 | — | 0.09 | 0.11 | 0.10 | 0.13 | 8.50 | 0.06 | — | — | — |
| Asset Turnover | — | 0.05 | 0.05 | 0.05 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Federal Agricultural Mortgage Corporation returns 6.0% to shareholders annually — split between a 5.1% dividend yield and 0.9% buyback yield. The earnings yield of 10.5% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 5.1% | 4.6% | 4.0% | 3.6% | 5.6% | 4.6% | 6.3% | 4.9% | 5.8% | 3.4% | 3.9% |
| Payout Ratio | — | — | 41.5% | 37.4% | 38.3% | 45.1% | 46.6% | 40.1% | 35.1% | 33.7% | 31.1% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 10.5% | 9.5% | 8.3% | 8.3% | 12.3% | 8.3% | 11.1% | 10.4% | 14.6% | 8.4% | 10.4% |
| FCF Yield | 5.4% | 4.2% | 28.1% | 18.0% | 66.0% | 32.5% | — | — | 30.8% | 20.7% | 33.9% |
| Buyback Yield | 0.9% | 0.7% | 0.0% | 0.0% | 0.0% | 0.0% | 7.5% | 0.0% | 0.0% | 0.0% | 1.5% |
| Total Shareholder Yield | 6.0% | 5.3% | 4.0% | 3.6% | 5.6% | 4.6% | 13.8% | 4.9% | 5.8% | 3.4% | 5.4% |
| Shares Outstanding | — | $11M | $11M | $11M | $11M | $11M | $11M | $11M | $11M | $11M | $11M |
Compare AGM with 8 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
| AGMYou | $1B | 9.5 | — | 18.4 | — | — | 11.4% | — | — |
| KKRS | $16B | 3.3 | 1.0 | 2.4 | 80.2% | 74.2% | 27.6% | 28.7% | — |
| CGABL | $6B | 6.4 | 3.3 | 6.3 | 50.1% | 25.2% | 15.2% | 15.3% | — |
| UPST | $3B | 60.5 | 47.3 | — | — | 4.1% | 7.5% | 2.2% | — |
| YRD | $673M | 0.7 | 0.5 | 3.3 | 84.8% | 28.4% | 18.0% | 14.0% | 0.0 |
| NRDS | $344M | 17.0 | 3.8 | 2.6 | 92.4% | 7.8% | 13.2% | 13.1% | — |
| PT | $48M | -0.2 | — | — | 63.5% | -40.1% | — | — | — |
| SNTG | $5M | -2.7 | — | — | 92.5% | -1615.2% | -17.9% | -11.3% | — |
| FOA | $232 | 16.4 | 350.7 | — | 13.9% | 2.2% | 5.3% | 0.1% | 351.3 |
| Financial Services Median | — | 13.8 | 11.1 | 11.2 | 60.2% | 21.9% | 9.1% | 5.4% | 4.1 |
Peers based on L4 peer group classification. Compare multiple stocks →
Includes 30+ ratios · 30 years · Updated daily
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View ValuationSee how AGM stacks up against sector leader KKR Group Finance Co. IX LLC 4..
Start ComparisonFederal Agricultural Mortgage Corporation's current P/E ratio is 9.5x. The historical average is 17.4x. This places it at the 39th percentile of its historical range.
Federal Agricultural Mortgage Corporation's return on equity (ROE) is 11.4%. The historical average is 9.5%.
Based on historical data, Federal Agricultural Mortgage Corporation is trading at a P/E of 9.5x. This is at the 39th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Federal Agricultural Mortgage Corporation's current dividend yield is 5.15%.