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LCNB Corp.(LCNB)Earnings, Financials & Key Ratios
LCNB•NASDAQ•Banking & Credit
10.5× P/E·Price updated Jun 19, 2026
AboutLCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.Show more
- Net Interest Income$70M+15.9%
- Total Revenue$124M-0.9%
- Net Income$23M+71.4%
- Return on Equity8.77%+58.8%
- Net Interest Margin3.13%+19.3%
- Efficiency Ratio49.6%-1.7%
- ROA1.02%+73.3%
- Equity / Assets12.22%+11.5%
- Book Value per Share19.45+5.8%
LCNB Key Insights
LCNB Corp. (LCNB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 49.6% efficiency ratio
- ✓Well capitalized: 12.2% equity/assets
- ✓Healthy dividend yield of 5.2%
- ✓Trading near 52-week high
- ✓Trading at only 0.9x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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LCNB Price & Volume
LCNB Corp. (LCNB) stock price & volume — 10-year historical chart
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LCNB Growth Metrics
LCNB Corp. (LCNB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.08%
5 Years9.62%
3 Years15.78%
TTM-
Profit CAGR
10 Years7.26%
5 Years2.86%
3 Years1.47%
TTM71.36%
EPS CAGR
10 Years3.37%
5 Years1.01%
3 Years-5.48%
TTM69.86%
Return on Capital
10 Years8.52%
5 Years6.53%
3 Years3.89%
Last Year2.55%
LCNB Recent Earnings
LCNB Corp. (LCNB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (56%)●Beat Revenue 9/12 qtrs (100%)
Q2 2026Latest
Apr 22, 2026Metric
Actual
Est
EPS
$0.31-11.4%
$0.35
Rev
$24M+1.0%
$23M
Q2 2026
Mar 11, 2026Metric
Actual
Est
EPS
$0.40
—
Rev
$31M
—
Q1 2026
Jan 29, 2026Metric
Actual
Est
EPS
$0.40-9.1%
$0.44
Rev
$24M+2.0%
$23M
Q4 2025
Oct 22, 2025Metric
Actual
Est
EPS
$0.49+15.3%
$0.42
Rev
$24M+33.1%
$18M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.31vs $0.35-11.4% | $24Mvs $23M+1.0% |
| Q2 2026 | Mar 11, 2026 | $0.40 | $31M |
| Q1 2026 | Jan 29, 2026 | $0.40vs $0.44-9.1% | $24Mvs $23M+2.0% |
| Q4 2025 | Oct 22, 2025 | $0.49vs $0.42+15.3% | $24Mvs $18M+33.1% |
Based on last 12 quarters of dataView full earnings history →
LCNB Peer Comparison
LCNB Corp. (LCNB) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 OVBC | 226.65M | 48.11 | 14.53 | 5.93% | 16.56% | 9.58% | 0.32 | |
 FXNC | 265.44M | 29.36 | 14.98 | 27.11% | 15.35% | 9.98% | 0.23 | |
 CZWI | 205.47M | 21.34 | 14.62 | -9.41% | 16.01% | 7.81% | 0.28 | |
 MVBF | 354.9M | 27.63 | 13.41 | 18.96% | 13.74% | 8.46% | 0.23 | |
 CHMG | 341.44M | 70.97 | 22.67 | -6.46% | 10.79% | 6.27% | 0.02 | |
 BSVN | 438.24M | 45.65 | 10.14 | -3.87% | 31.38% | 18.21% | ||
 FMNB | 555.84M | 14.14 | 9.75 | 0.88% | 19.63% | 12.01% | 0.76 | |
 HONE | 522.22M | 12.10 | 18.33 | 10.7% | 8.56% | 4.56% | 0.90 |
Compare LCNB vs Peers
LCNB Corp. (LCNB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
LCNB Income Statement
LCNB Corp. (LCNB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 40.77M | 48.06M | 54.28M | 56.13M | 57.05M | 60.96M | 56.17M | 60.61M | 70.22M |
NII Growth % | 1.6% | 17.88% | 12.93% | 3.4% | 1.65% | 6.84% | -7.85% | 7.9% | 15.86% |
Net Interest Margin % | 3.15% | 2.94% | 3.31% | 3.21% | 3% | 3.18% | 2.45% | 2.63% | 3.13% |
Interest Income | 44.46M | 54.49M | 65.07M | 63.69M | 61.1M | 65.67M | 79.42M | 104.83M | 102.75M |
Interest Expense | 3.6M | 6.42M | 10.79M | 7.56M | 4.05M | 4.71M | 23.25M | 44.22M | 32.52M |
Loan Loss Provision | 215K | 923K | 207K | 2.01M | -269K | 250K | 2.08M | 1.96M | 1.94M |
Non-Interest Income | 9.89M | 10.57M | 11.89M | 14.8M | 14.89M | 14.37M | 15.59M | 20.59M | 21.5M |
Non-Interest Income % | 18.19% | 16.25% | 15.46% | 18.86% | 19.59% | 17.96% | 16.4% | 16.42% | 17.3% |
Total Revenue | 54.35M▲ 0% | 65.06M▲ 19.7% | 76.96M▲ 18.3% | 78.49M▲ 2.0% | 75.99M▼ 3.2% | 80.04M▲ 5.3% | 95.01M▲ 18.7% | 125.42M▲ 32.0% | 124.24M▼ 0.9% |
Revenue Growth % | 0.87% | 19.72% | 18.29% | 1.99% | -3.19% | 5.33% | 18.7% | 32.01% | -0.94% |
Non-Interest Expense | 33.29M | 39.92M | 42.94M | 44.76M | 46.62M | 48.13M | 54.42M | 63.28M | 61.63M |
Efficiency Ratio | 61.25% | 61.36% | 55.8% | 57.02% | 61.35% | 60.14% | 57.28% | 50.45% | 49.6% |
Operating Income | 17.24M▲ 0% | 17.79M▲ 3.2% | 23.02M▲ 29.4% | 24.16M▲ 4.9% | 25.59M▲ 5.9% | 26.95M▲ 5.3% | 15.26M▼ 43.4% | 15.96M▲ 4.6% | 28.15M▲ 76.4% |
Operating Margin % | 31.73% | 27.35% | 29.92% | 30.78% | 33.67% | 33.67% | 16.06% | 12.73% | 22.66% |
Operating Income Growth % | 1.88% | 3.19% | 29.4% | 4.93% | 5.9% | 5.32% | -43.37% | 4.59% | 76.38% |
Pretax Income | 17.24M▲ 0% | 17.79M▲ 3.2% | 23.02M▲ 29.4% | 24.16M▲ 4.9% | 25.59M▲ 5.9% | 26.95M▲ 5.3% | 15.26M▼ 43.4% | 15.96M▲ 4.6% | 28.15M▲ 76.4% |
Pretax Margin % | 31.73% | 27.35% | 29.92% | 30.78% | 33.67% | 33.67% | 16.06% | 12.73% | 22.66% |
Income Tax | 4.27M | 2.95M | 4.11M | 4.08M | 4.61M | 4.82M | 2.63M | 2.47M | 5.03M |
Effective Tax Rate % | 24.77% | 16.57% | 17.86% | 16.91% | 18.02% | 17.88% | 17.25% | 15.47% | 17.87% |
Net Income | 12.97M▲ 0% | 14.85M▲ 14.4% | 18.91M▲ 27.4% | 20.07M▲ 6.1% | 20.97M▲ 4.5% | 22.13M▲ 5.5% | 12.63M▼ 42.9% | 13.49M▲ 6.8% | 23.12M▲ 71.4% |
Net Margin % | 23.87% | 22.82% | 24.57% | 25.58% | 27.6% | 27.65% | 13.29% | 10.76% | 18.61% |
Net Income Growth % | 3.93% | 14.44% | 27.4% | 6.15% | 4.48% | 5.5% | -42.93% | 6.84% | 71.36% |
Net Income (Continuing) | 12.97M | 14.85M | 18.91M | 20.07M | 20.97M | 22.13M | 12.63M | 13.49M | 23.12M |
EPS (Diluted) | 1.29▲ 0% | 1.24▼ 3.9% | 1.44▲ 16.1% | 1.55▲ 7.6% | 1.66▲ 7.1% | 1.93▲ 16.3% | 1.10▼ 43.0% | 0.97▼ 11.8% | 1.63▲ 68.0% |
EPS Growth % | 3.2% | -3.88% | 16.13% | 7.64% | 7.1% | 16.27% | -43.01% | -11.82% | 68.04% |
EPS (Basic) | 1.30 | 1.24 | 1.44 | 1.55 | 1.66 | 1.93 | 1.10 | 0.97 | 1.64 |
Diluted Shares Outstanding | 10.01M | 11.94M | 13.08M | 12.91M | 12.59M | 11.41M | 11.42M | 13.77M | 14.09M |
LCNB Balance Sheet
LCNB Corp. (LCNB) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 300.6M | 259.46M | 198.76M | 241.2M | 326.31M | 312.55M | 316.32M | 134.86M | 250.62M |
Cash & Due from Banks | 25.39M | 21.04M | 20.77M | 31.73M | 18.14M | 22.7M | 39.72M | 35.99M | 18.35M |
Short Term Investments | 275.21M | 238.42M | 178M | 209.47M | 308.18M | 289.85M | 276.6M | 98.86M | 232.27M |
Total Investments | 1.16B | 1.47B | 1.45B | 1.53B | 1.7B | 1.71B | 2.01B | 2B | 232.27M |
Investments Growth % | -1.8% | 26.82% | -1.2% | 5.73% | 10.92% | 0.59% | 17.64% | -0.81% | -88.36% |
Long-Term Investments | 881.49M | 1.23B | 1.27B | 1.32B | 1.39B | 1.42B | 1.73B | 1.9B | 0 |
Accounts Receivables | 0 | 0 | 3.93M | 8.34M | 8M | 7.48M | 8.4M | 8.7M | 7.97M |
Goodwill & Intangibles | 33.98M | 64.26M | 63.23M | 62.67M | 61.69M | 61.05M | 89M | 101.41M | 99.58M |
Goodwill | 30.18M | 59.22M | 59.22M | 59.22M | 59.22M | 59.22M | 79.51M | 90.31M | 90.31M |
Intangible Assets | 3.8M | 5.04M | 4.01M | 3.45M | 2.47M | 1.83M | 9.49M | 11.1M | 9.27M |
PP&E (Net) | 34.93M | 32.63M | 40.23M | 41.65M | 41.74M | 39.29M | 42.3M | 46.83M | 45.67M |
Other Assets | 44.64M | 52.1M | 61.82M | 69.03M | 74.33M | 79.14M | 100.75M | 119.4M | 6.88M |
Total Current Assets | 300.6M | 259.46M | 202.69M | 249.54M | 334.31M | 320.03M | 324.73M | 143.56M | 258.59M |
Total Non-Current Assets | 995.04M | 1.38B | 1.44B | 1.5B | 1.57B | 1.6B | 1.97B | 2.16B | 152.13M |
Total Assets | 1.3B▲ 0% | 1.64B▲ 26.3% | 1.64B▲ 0.1% | 1.75B▲ 6.5% | 1.9B▲ 9.0% | 1.92B▲ 0.8% | 2.29B▲ 19.4% | 2.31B▲ 0.7% | 2.24B▼ 2.9% |
Asset Growth % | -0.85% | 26.34% | 0.15% | 6.5% | 9.04% | 0.81% | 19.41% | 0.69% | -2.89% |
Return on Assets (ROA) | 1% | 1.01% | 1.15% | 1.19% | 1.15% | 1.16% | 0.6% | 0.59% | 1.02% |
Accounts Payable | 12.24M | 13.76M | 16.54M | 21.27M | 19.73M | 16.58M | 0 | 0 | 0 |
Total Debt | 47.3M | 103.26M | 46.44M | 28.37M | 16.47M | 96.9M | 216.78M | 161.27M | 118.18M |
Net Debt | 21.92M | 82.23M | 25.68M | -3.36M | -1.66M | 74.2M | 177.06M | 125.27M | 99.83M |
Long-Term Debt | 303K | 47.03M | 40.99M | 22M | 10M | 19.07M | 113.12M | 155.15M | 111.31M |
Short-Term Debt | 47.25M | 56.23M | 0 | 0 | 0 | 71.45M | 97.39M | 0 | 0 |
Other Liabilities | -12.24M | -13.76M | -16.54M | 0 | 0 | 0 | 15.12M | 14.8M | 1.38B |
Total Current Liabilities | 1.16B | 1.38B | 1.38B | 1.48B | 1.65B | 1.69B | 1.92B | 1.88B | 466.09M |
Total Non-Current Liabilities | -11.94M | 33.27M | 29.9M | 28.37M | 16.47M | 25.72M | 134.5M | 176.07M | 1.5B |
Total Liabilities | 1.15B | 1.42B | 1.41B | 1.51B | 1.67B | 1.72B | 2.06B | 2.05B | 1.97B |
Total Equity | 150.27M▲ 0% | 218.99M▲ 45.7% | 228.05M▲ 4.1% | 240.82M▲ 5.6% | 238.6M▼ 0.9% | 200.68M▼ 15.9% | 235.3M▲ 17.3% | 253.04M▲ 7.5% | 273.93M▲ 8.3% |
Equity Growth % | 5.13% | 45.73% | 4.14% | 5.6% | -0.92% | -15.9% | 17.26% | 7.54% | 8.26% |
Equity / Assets (Capital Ratio) | 11.6% | 13.38% | 13.91% | 13.79% | 12.53% | 10.46% | 10.27% | 10.97% | 12.22% |
Return on Equity (ROE) | 8.85% | 8.04% | 8.46% | 8.56% | 8.75% | 10.07% | 5.79% | 5.53% | 8.77% |
Book Value per Share | 15.01 | 18.34 | 17.43 | 18.65 | 18.95 | 17.59 | 20.61 | 18.38 | 19.45 |
Tangible BV per Share | 11.61 | 12.96 | 12.60 | 13.79 | 14.05 | 12.24 | 12.81 | 11.02 | 12.38 |
Common Stock | 76.98M | 141.17M | 141.79M | 142.44M | 143.13M | 144.07M | 173.64M | 186.94M | 188.21M |
Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Earnings | 87.3M | 94.55M | 104.43M | 115.06M | 126.31M | 139.25M | 140.02M | 141.29M | 151.94M |
Accumulated OCI | -2.34M | -4.72M | 673K | 4.04M | -1.81M | -29.95M | -22.34M | -19.19M | -10.15M |
Treasury Stock | -11.66M | -12.01M | -18.85M | -20.72M | -29.03M | -52.69M | -56.02M | -56M | -56.07M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
LCNB Cash Flow Statement
LCNB Corp. (LCNB) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 18.14M | 19.74M | 21.97M | 13.68M | 17.82M | 28.71M | 23.36M | 93.24M | 34.4M |
Operating CF Growth % | 17.12% | 8.86% | 11.28% | -37.74% | 30.29% | 61.11% | -18.64% | 299.13% | -63.11% |
Net Income | 12.97M | 14.85M | 18.91M | 20.07M | 20.97M | 22.13M | 12.54M | 13.49M | 23.12M |
Depreciation & Amortization | 3.31M | 4.07M | 3.24M | 2.23M | 2.61M | 2.74M | 2.99M | 604K | 0 |
Deferred Taxes | 1.96M | 228K | 419K | 134K | 294K | -345K | -323K | 1.95M | 0 |
Other Non-Cash Items | -860K | 741K | -1.07M | -1.11M | -2.2M | -1.06M | -47K | 77.88M | 8.42M |
Working Capital Changes | 675K | -252K | 331K | -7.79M | -4.11M | 4.72M | 7.64M | -1.27M | 2.85M |
Cash from Investing | 14.8M | -10.79M | 9.06M | -80.05M | -175.22M | -48.38M | -60.41M | 61.39M | 52.05M |
Purchase of Investments | -32.64M | -4.55M | -56.21M | -105.87M | -164.25M | -44.04M | -5.03M | -24.99M | 0 |
Sale/Maturity of Investments | 82.31M | 39.2M | 124.63M | 81.22M | 58.61M | 25M | 32.08M | 44.85M | 0 |
Net Investment Activity | 49.68M | 34.65M | 68.42M | -24.65M | -105.64M | -19.05M | 27.04M | 19.87M | 0 |
Acquisitions | 0 | 12.9M | 0 | 0 | 0 | 0 | 1.89M | -2.14M | 0 |
Other Investing | -28.26M | -57.74M | -55.43M | -52.61M | -67.64M | -28.45M | -86.74M | 47.47M | 52.05M |
Cash from Financing | -26.41M | -14.3M | -30.3M | 77.34M | 143.8M | 24.23M | 54.07M | -158.61M | -100.58M |
Dividends Paid | -6.09M | -7.77M | -9.03M | -9.45M | -9.72M | -9.19M | -9.94M | -12.22M | -12.47M |
Share Repurchases | 0 | -348K | -6.83M | -1.87M | -8.31M | -23.66M | -3.33M | 0 | 0 |
Stock Issued | 41K | 65K | 446K | 401K | 434K | 408K | 428K | 538K | 556K |
Net Stock Activity | 41K | -283K | -6.39M | -1.47M | -7.88M | -23.25M | -2.9M | 538K | 556K |
Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
Other Financing | -25.03M | -29.26M | 47.4M | 107.26M | 173.4M | -23.85M | 8.89M | -78.53M | -37.94M |
Net Change in Cash | 6.52M▲ 0% | -5.35M▼ 182.0% | 725K▲ 113.6% | 10.96M▲ 1412.4% | -13.59M▼ 224.0% | 4.57M▲ 133.6% | 17.02M▲ 272.9% | -3.98M▼ 123.4% | -14.13M▼ 255.1% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 18.86M | 25.39M | 20.04M | 20.77M | 31.73M | 18.14M | 22.7M | 39.72M | 35.74M |
Cash at End | 25.39M | 20.04M | 20.77M | 31.73M | 18.14M | 22.7M | 39.72M | 35.74M | 21.61M |
Interest Paid | 3.58M | 5.91M | 10.48M | 7.81M | 4.23M | 4.68M | 21.74M | 42.53M | 0 |
Income Taxes Paid | 2.19M | 1.95M | 3.47M | 3.81M | 3.67M | 4.13M | 2.73M | 0 | 0 |
Free Cash Flow | 11.52M▲ 0% | 19.14M▲ 66.2% | 18.03M▼ 5.8% | 10.89M▼ 39.6% | 15.88M▲ 45.9% | 27.83M▲ 75.2% | 20.75M▼ 25.4% | 89.44M▲ 330.9% | 33.44M▼ 62.6% |
FCF Growth % | 90.89% | 66.19% | -5.79% | -39.63% | 45.87% | 75.23% | -25.42% | 330.94% | -62.61% |
LCNB Banking Ratios
LCNB Corp. (LCNB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 8.82% | 8.85% | 8.04% | 8.46% | 8.56% | 8.75% | 10.07% | 5.79% | 5.53% | 8.77% |
Return on Assets (ROA) | 0.96% | 1% | 1.01% | 1.15% | 1.19% | 1.15% | 1.16% | 0.6% | 0.59% | 1.02% |
Net Interest Margin | 3.07% | 3.15% | 2.94% | 3.31% | 3.21% | 3% | 3.18% | 2.45% | 2.63% | 3.13% |
Efficiency Ratio | 60.39% | 61.25% | 61.36% | 55.8% | 57.02% | 61.35% | 60.14% | 57.28% | 50.45% | 49.6% |
Equity / Assets | 10.94% | 11.6% | 13.38% | 13.91% | 13.79% | 12.53% | 10.46% | 10.27% | 10.97% | 12.22% |
Book Value / Share | 14.32 | 15.01 | 18.34 | 17.43 | 18.65 | 18.95 | 17.59 | 20.61 | 18.38 | 19.45 |
NII Growth | 2.03% | 1.6% | 17.88% | 12.93% | 3.4% | 1.65% | 6.84% | -7.85% | 7.9% | 15.86% |
Dividend Payout | 48.45% | 46.93% | 52.36% | 47.74% | 47.06% | 46.34% | 41.54% | 78.7% | 90.56% | 53.94% |
Related:LCNB Dividend History·LCNB Revenue History·LCNB Price History·LCNB P/E History·LCNB Financial Ratios·LCNB Institutional Holders
LCNB SEC Filings & Documents
LCNB Corp. (LCNB) SEC filings — annual & quarterly reports (10-K, 10-Q)
LCNB Frequently Asked Questions
LCNB Corp. (LCNB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
LCNB Corp. (LCNB) saw revenue decline by 0.9% over the past year.
Yes, LCNB Corp. (LCNB) is profitable, generating $23.1M in net income for fiscal year 2025 (18.6% net margin).
Dividend & Returns
Yes, LCNB Corp. (LCNB) pays a dividend with a yield of 5.15%. This makes it attractive for income-focused investors.
LCNB Corp. (LCNB) has a return on equity (ROE) of 8.8%. This is below average, suggesting room for improvement.
Industry Metrics
LCNB Corp. (LCNB) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
LCNB Corp. (LCNB) has an efficiency ratio of 49.6%. This is excellent, indicating strong cost control.