LCNB trades 10.5% below Wall Street's consensus target of $19.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes LCNB achieves its forward estimates and maintains a stable P/E multiple of 10.3x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 20, 2026, LCNB Corp. (LCNB) has a Wall Street consensus price target of $19.00, based on estimates from 3 covering analysts. With the stock currently trading at $17.19, this represents a potential upside of +10.5%. The company has a market capitalization of $245M.
Analyst price targets range from a low of $19.00 to a high of $19.00, representing a 0% spread in expectations. The median target of $19.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, LCNB trades at a trailing P/E of 10.5x and forward P/E of 10.3x. The forward PEG ratio of 10.14 reflects a premium valuation. Analysts expect EPS to grow +2.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $20.72, with bear and bull scenarios of $13.06 and $27.31 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
OVBCOhio Valley Banc Corp. | $227M | $48.11 | — | — | Buy | — | 1 |
FXNCFirst National Corporation | $265M | $29.36 | $21.00 | -28.5% | Buy | 12.5x | 1 |
CZWICitizens Community Bancorp, Inc. | $205M | $21.34 | — | — | Buy | 11.7x | 2 |
MVBFMVB Financial Corp. | $355M | $27.63 | $30.00 | +8.6% | Buy | 16.6x | 8 |
CHMGChemung Financial Corporation | $341M | $70.97 | $50.00 | -29.5% | Hold | 9.9x | 7 |
BSVNBank7 Corp. | $438M | $45.65 | $57.00 | +24.9% | Buy | 10.3x | 3 |
FMNBFarmers National Banc Corp. | $556M | $14.14 | $16.00 | +13.2% | Hold | 9.4x | 7 |
HONEHarborOne Bancorp, Inc. | $522M | $12.10 | $14.00 | +15.7% | Hold | 13.3x | 6 |
CFFIC&F Financial Corporation | $255M | $78.36 | — | — | — | 7.6x | — |
FBIZFirst Business Financial Services, Inc. | $503M | $60.34 | $67.00 | +11.0% | Buy | 9.7x | 10 |
Quick answers to the most common questions about buying LCNB stock.
LCNB Corp. (LCNB) has a consensus 12-month price target of $19, implying 10.5% upside from $17.19. The 3 analysts covering LCNB see moderate appreciation potential.
LCNB has a consensus rating of "Hold" based on 3 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $19 implies 10.5% upside from current levels.
With a forward P/E of 10.2627x, LCNB trades at a relatively low valuation. The consensus target of $19 implies 10.5% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $19 for LCNB, while the most conservative target is $19. The consensus of $19 represents the median expectation. Our quantitative valuation model projects a bull case target of $27 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
LCNB is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month LCNB stock forecast based on 3 Wall Street analysts shows a consensus price target of $19, with estimates ranging from $19 (bear case) to $19 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $21, with bear/bull scenarios of $13/$27.
Our quantitative valuation model calculates LCNB's fair value at $21 (base case), with a bear case of $13 and bull case of $27. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
LCNB trades at a forward P/E ratio of 10.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on LCNB, with a "Hold" consensus rating and $19 price target (10.5% upside). 1 of 3 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
LCNB analyst price targets range from $19 to $19, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $19 consensus represents the middle ground. Our model's $13-$27 range provides an independent fundamental perspective.
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