LCNB Corp. (LCNB) Earnings History
Profitable27 years of earnings data (1999–2025) · Positive TTM net income
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LCNB Corp. (LCNB) Earnings Overview
As of June 20, 2026, LCNB Corp. (LCNB) reported trailing twelve-month net income of $23M, reflecting +68.0% year-over-year growth. The company earned $1.64 per diluted share over the past four quarters, with a net profit margin of 18.6%.
Looking at the long-term picture, LCNB's 5-year EPS compound annual growth rate (CAGR) stands at +1.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $23M in fiscal 2025, representing a new all-time high.
LCNB Corp. maintains industry-leading profitability with a gross margin of 72.3%, operating margin of 22.7%, and net margin of 18.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including OVBC ($16M net income, 16.6% margin), FXNC ($18M net income, 15.8% margin), CZWI ($14M net income, 16.0% margin), LCNB has outperformed on profitability metrics. Compare LCNB vs OVBC →
LCNB Earnings vs Peers
Earnings metrics vs comparable public companies
LCNB Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $23M | +71.4% | $28M | $1.63 | 18.6% | 22.7% |
| 2024 | $13M | +6.8% | $16M | $0.97 | 10.8% | 12.7% |
| 2023 | $13M | -42.9% | $15M | $1.10 | 13.3% | 16.1% |
| 2022 | $22M | +5.5% | $27M | $1.93 | 27.6% | 33.7% |
| 2021 | $21M | +4.5% | $26M | $1.66 | 27.6% | 33.7% |
| 2020 | $20M | +6.1% | $24M | $1.55 | 25.6% | 30.8% |
| 2019 | $19M | +27.4% | $23M | $1.44 | 24.6% | 29.9% |
| 2018 | $15M | +14.4% | $18M | $1.24 | 22.8% | 27.3% |
| 2017 | $13M | +3.9% | $17M | $1.29 | 23.9% | 31.7% |
| 2016 | $12M | +8.8% | $17M | $1.25 | 23.2% | 31.4% |
| 2015 | $11M | +16.3% | $16M | $1.17 | 22.0% | 30.1% |
| 2014 | $10M | +12.4% | $13M | $1.05 | 20.6% | 27.6% |
| 2013 | $9M | +6.2% | $12M | $1.10 | 20.9% | 27.9% |
| 2012 | $8M | +1.9% | $11M | $1.22 | 21.6% | 28.8% |
| 2011 | $8M | -13.4% | $10M | $1.20 | 20.6% | 24.3% |
| 2010 | $9M | +20.7% | $12M | $1.39 | 22.1% | 27.4% |
| 2009 | $8M | +17.6% | $10M | $0.99 | 18.4% | 23.6% |
| 2008 | $7M | +10.9% | $9M | $0.99 | 15.4% | 20.6% |
| 2007 | $6M | -8.6% | $8M | $0.94 | 14.8% | 19.6% |
| 2006 | $7M | -2.8% | $9M | $1.00 | 16.7% | 22.3% |
| 2005 | $7M | +1.7% | $9M | $1.01 | 18.9% | 25.2% |
| 2004 | $7M | -2.1% | $9M | $0.99 | 19.8% | 27.2% |
| 2003 | $7M | +3.0% | $9M | $0.99 | 19.7% | 26.8% |
| 2002 | $7M | +7.8% | $9M | $0.95 | 18.3% | 25.3% |
| 2001 | $6M | +15.8% | $9M | $0.86 | 16.4% | 23.0% |
| 2000 | $5M | -6.0% | $7M | $0.74 | 14.3% | 20.1% |
| 1999 | $6M | - | $8M | $0.79 | 16.4% | 23.2% |
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LCNB — Frequently Asked Questions
Quick answers to the most common questions about buying LCNB stock.
What is LCNB earnings per share (EPS)?
LCNB trailing twelve-month (TTM) diluted EPS is $1.64, reflecting +68.0% year-over-year growth. The 5-year EPS CAGR is +1.0%. Complete EPS history from 1999 to 2025 is available in the table on this page.
What is LCNB Corp.'s net income?
LCNB Corp. (LCNB) trailing twelve-month net income is $23M as of 2025. Earnings grew +68.0% year-over-year. LCNB Corp. has been profitable for 27 consecutive years.
Is LCNB profitable?
Yes, LCNB is profitable with a TTM net income of $23M and a net profit margin of +18.6%. LCNB Corp. has generated profits for 27 consecutive years.
What is LCNB's earnings growth rate?
LCNB compound annual EPS growth rates (CAGR): 1-Year: +68.0%, 3-Year: -5.5%, 5-Year: +1.0%, 10-Year: +3.4%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1999 to 2025.
What are LCNB's profit margins?
LCNB Corp. net profit margin is +18.6%, operating margin is +22.7%, and gross margin is +72.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +8.8%.
Is LCNB growing earnings?
Yes, LCNB earnings are accelerating — EPS growth of +68.0% exceeds the 5-year CAGR of +1.0%. TTM net income reached $23M. Earnings momentum is strengthening.
What was LCNB's best earnings year?
LCNB Corp.'s highest annual net income on record is $23M, achieved in fiscal year 2025. Earnings history on this page spans 1999 to 2025 and includes all annual and quarterly figures.
What were LCNB's earnings last quarter?
LCNB's most recent reported quarter was Q4 2025. Net income was $6M with diluted EPS of $0.40. For a full breakdown of all quarters, see the quarterly earnings table on this page.