United Financial Investments Company PSC(UCFI)Earnings, Financials & Key Ratios
UCFI•NASDAQ•Banking & Credit
$5.51
$288M mkt cap·Price updated May 1, 2026
AboutA Jordanian public shareholding company specializing in brokerage, investment consultancy, securities trading, portfolio management, and financial advisory services.Show more
- Net Interest Income$53K
- Total Revenue$11M
- Net Income$4M
- Return on Equity36.96%
- Net Interest Margin0.11%
- Efficiency Ratio17.64%
- ROA7.87%
- Equity / Assets21.3%
UCFI Key Insights
United Financial Investments Company PSC (UCFI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 37.0%
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 17.6% efficiency ratio
- ✓Momentum leader: RS Rating 97 (top 3%)
- ✓Well capitalized: 21.3% equity/assets
- ✓Diversified revenue: 99.5% from non-interest income
✗Weaknesses
- ✗Weak NIM of 0.1%
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
UCFI Price & Volume
United Financial Investments Company PSC (UCFI) stock price & volume — 10-year historical chart
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UCFI Growth Metrics
United Financial Investments Company PSC (UCFI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
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Profit CAGR
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Return on Capital
10 Years51.26%
5 Years51.26%
3 Years51.26%
Last Year51.26%
UCFI Peer Comparison
United Financial Investments Company PSC (UCFI) competitors in Brokerage and Trading Platforms — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 GAIN | 657.46M | 16.51 | 9.28 | -12.88% | 21.89% | 0.91 | ||
 HRZN | 199.02M | 4.51 | 4.30 | 17.91% | 8.95% | 1.49 | ||
 ARCC | 13.61B | 18.96 | 10.19 | 32.87% | 8.11% | 1.12 | ||
 FSCO | 1.02B | 5.15 | 5.42 | -17.44% | 13.47% | 0.32 | ||
 TPVG | 242.54M | 5.99 | 4.91 | 36.55% | -3.39% | 1.33 | ||
 SLRC | 745.22M | 13.66 | 8.04 | 24.76% | 7.31% | 1.15 | ||
 PFLT | 888M | 8.95 | 12.43 | 2.2% | 11.17% | 1.65 | ||
 GBDC | 3.43B | 13.15 | 9.26 | 42.5% | 5.24% | 1.23 |
Compare UCFI vs Peers
United Financial Investments Company PSC (UCFI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
UCFI Income Statement
United Financial Investments Company PSC (UCFI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'24 |
|---|---|
| Net Interest Income | 53.49K |
| NII Growth % | - |
| Net Interest Margin % | 0.11% |
| Interest Income | 53.49K |
| Interest Expense | 0 |
| Loan Loss Provision | 3.8M |
| Non-Interest Income | 11.29M |
| Non-Interest Income % | 99.53% |
| Total Revenue | 11.35M▲ 0% |
| Revenue Growth % | - |
| Non-Interest Expense | 2M |
| Efficiency Ratio | 17.64% |
| Operating Income | 5.54M▲ 0% |
| Operating Margin % | 48.84% |
| Operating Income Growth % | - |
| Pretax Income | 5.61M▲ 0% |
| Pretax Margin % | 49.43% |
| Income Tax | 1.61M |
| Effective Tax Rate % | 28.76% |
| Net Income | 4M▲ 0% |
| Net Margin % | 35.22% |
| Net Income Growth % | - |
| Net Income (Continuing) | 4M |
| EPS (Diluted) | 0.00▲ 0% |
| EPS Growth % | - |
| EPS (Basic) | 0.00 |
| Diluted Shares Outstanding | 0 |
UCFI Balance Sheet
United Financial Investments Company PSC (UCFI) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'24 |
|---|---|
| Cash & Short Term Investments | 41.43M |
| Cash & Due from Banks | 41.43M |
| Short Term Investments | 0 |
| Total Investments | 0 |
| Investments Growth % | - |
| Long-Term Investments | 0 |
| Accounts Receivables | 845 |
| Goodwill & Intangibles | 2.7M |
| Goodwill | 0 |
| Intangible Assets | 2.7M |
| PP&E (Net) | 4.04M |
| Other Assets | 0 |
| Total Current Assets | 44.02M |
| Total Non-Current Assets | 6.74M |
| Total Assets | 50.75M▲ 0% |
| Asset Growth % | - |
| Return on Assets (ROA) | 7.87% |
| Accounts Payable | 585.3K |
| Total Debt | 0 |
| Net Debt | -41.43M |
| Long-Term Debt | 0 |
| Short-Term Debt | 0 |
| Other Liabilities | 0 |
| Total Current Liabilities | 39.94M |
| Total Non-Current Liabilities | 0 |
| Total Liabilities | 39.94M |
| Total Equity | 10.81M▲ 0% |
| Equity Growth % | - |
| Equity / Assets (Capital Ratio) | 21.3% |
| Return on Equity (ROE) | 36.96% |
| Book Value per Share | - |
| Tangible BV per Share | - |
| Common Stock | 0 |
| Additional Paid-in Capital | 6.94M |
| Retained Earnings | 4M |
| Accumulated OCI | -120.72K |
| Treasury Stock | 0 |
| Preferred Stock | 0 |
UCFI Cash Flow Statement
United Financial Investments Company PSC (UCFI) cash flow — operating, investing & free cash flow history
| Line item | Dec'24 |
|---|---|
| Cash from Operations | 42.12M |
| Operating CF Growth % | - |
| Net Income | 4M |
| Depreciation & Amortization | 194.6K |
| Deferred Taxes | 0 |
| Other Non-Cash Items | 121.22K |
| Working Capital Changes | 37.8M |
| Cash from Investing | -52.41K |
| Purchase of Investments | 0 |
| Sale/Maturity of Investments | 0 |
| Net Investment Activity | 0 |
| Acquisitions | 0 |
| Other Investing | -50.6K |
| Cash from Financing | 0 |
| Dividends Paid | 0 |
| Share Repurchases | 0 |
| Stock Issued | 0 |
| Net Stock Activity | 0 |
| Debt Issuance (Net) | 0 |
| Other Financing | 0 |
| Net Change in Cash | 41.43M▲ 0% |
| Exchange Rate Effect | -631.16K |
| Cash at Beginning | 15 |
| Cash at End | 41.43M |
| Interest Paid | 0 |
| Income Taxes Paid | 108.72K |
| Free Cash Flow | 42.06M▲ 0% |
| FCF Growth % | - |
UCFI Banking Ratios
United Financial Investments Company PSC (UCFI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2024 |
|---|---|
| Return on Equity (ROE) | 36.96% |
| Return on Assets (ROA) | 7.87% |
| Net Interest Margin | 0.11% |
| Efficiency Ratio | 17.64% |
| Equity / Assets | 21.3% |
UCFI Frequently Asked Questions
United Financial Investments Company PSC (UCFI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
United Financial Investments Company PSC (UCFI) grew revenue by 0.0% over the past year. Growth has been modest.
Yes, United Financial Investments Company PSC (UCFI) is profitable, generating $4.0M in net income for fiscal year 2024 (35.2% net margin).
Dividend & Returns
United Financial Investments Company PSC (UCFI) has a return on equity (ROE) of 37.0%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
United Financial Investments Company PSC (UCFI) has a net interest margin (NIM) of 0.1%. NIM has been under pressure due to interest rate environment.
United Financial Investments Company PSC (UCFI) has an efficiency ratio of 17.6%. This is excellent, indicating strong cost control.
Explore More UCFI
United Financial Investments Company PSC (UCFI) financial analysis — history, returns, DCA and operating performance tools
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Revenue History
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Financial Ratios
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