Ameris Bancorp (ABCB) Earnings History
Annual and quarterly earnings data from 1994 to 2025
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ABCB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
ABCB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 68.3% | 32.0% | 24.7% |
| 2024 | 64.0% | 29.1% | 22.0% |
| 2023 | 60.5% | 24.0% | 18.1% |
| 2022 | 85.6% | 39.7% | 30.4% |
| 2021 | 98.8% | 47.8% | 36.3% |
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Ameris Bancorp (ABCB) Earnings Overview
As of May 8, 2026, Ameris Bancorp (ABCB) reported trailing twelve-month net income of $412M, reflecting +15.6% year-over-year growth. The company earned $6.03 per diluted share over the past four quarters, with a net profit margin of 24.7%.
Looking at the long-term picture, ABCB's 5-year EPS compound annual growth rate (CAGR) stands at +9.7%, showing solid earnings momentum. The company achieved its highest annual net income of $412M in fiscal 2025, representing a new all-time high.
Ameris Bancorp maintains industry-leading profitability with a gross margin of 68.3%, operating margin of 32.0%, and net margin of 24.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SFNC (-$398M net income, -63.4% margin), HOMB ($458M net income, 27.7% margin), HOPE ($59M net income, 6.0% margin), ABCB has outperformed on profitability metrics. Compare ABCB vs SFNC →
ABCB Earnings vs Peers
Earnings metrics vs comparable public companies
ABCB Historical Earnings Data (1994–2025)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $412M | +14.9% | $534M | $6.00 | 24.7% | 32.0% |
| 2024 | $359M | +33.3% | $476M | $5.19 | 22.0% | 29.1% |
| 2023 | $269M | -22.3% | $357M | $3.89 | 18.1% | 24.0% |
| 2022 | $347M | -8.1% | $453M | $4.99 | 30.4% | 39.7% |
| 2021 | $377M | +43.9% | $496M | $5.40 | 36.3% | 47.8% |
| 2020 | $262M | +62.3% | $340M | $3.77 | 22.8% | 29.7% |
| 2019 | $161M | +33.4% | $212M | $2.75 | 19.7% | 25.8% |
| 2018 | $121M | +64.6% | $151M | $2.80 | 22.9% | 28.7% |
| 2017 | $74M | +2.0% | $124M | $1.98 | 18.6% | 31.4% |
| 2016 | $72M | +76.5% | $105M | $2.08 | 21.3% | 31.1% |
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Start ComparisonABCB — Frequently Asked Questions
Quick answers to the most common questions about buying ABCB stock.
Is ABCB growing earnings?
ABCB EPS is $6.03, with earnings growth accelerating to +15.6%. This exceeds the 5-year CAGR of +9.7%. TTM net income reached $412M.
What are ABCB's profit margins?
Ameris Bancorp net margin is +24.7%, with operating margin at +32.0%. Above-average margins indicate pricing power.
How consistent are ABCB's earnings?
ABCB earnings data spans 1994-2025. The accelerating earnings trend is +15.6% YoY. Historical data enables comparison across business cycles.