Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 (ABLLL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 62.98M | 56.22M | 44.14M | 33.21M | 28.15M | 29.08M | 21.49M | 23.7M | 21.12M | 11.38M | 10.27M | -4.58M | 11.51M | 5.69M | 9.88M | 203.4K | 321.82K |
| Revenue Growth % | 123.72% | 93.37% | 105.42% | 40.16% | 33.27% | 155.53% | 109.15% | 617.3% | 83.54% | 99.91% | 4.01% | -2351.96% | 3475.81% | - | - | - | - |
| Medical Costs & Claims | 7.66M | 6.05M | 7.11M | 3.72M | 2.19M | 2.74M | 2.72M | 1.66M | 3.36M | 973.4K | 489.55K | 12.72M | 1.75M | 3.57M | 1.42M | 278.57K | 145.06K |
| Medical Cost Ratio % | 12.16% | 10.77% | 16.1% | 11.2% | 7.77% | 9.44% | 12.66% | 7.02% | 15.93% | 8.55% | 4.77% | -277.69% | 15.25% | 62.75% | 14.38% | 136.95% | 45.08% |
| Gross Profit | 55.32M | 50.17M | 37.03M | 29.49M | 25.96M | 26.33M | 18.77M | 22.03M | 17.76M | 10.41M | 9.78M | -17.3M | 9.75M | 2.12M | 8.46M | -75.17K | 176.76K |
| Gross Margin % | 87.84% | 89.23% | 83.9% | 88.8% | 92.23% | 90.56% | 87.34% | 92.98% | 84.07% | 91.45% | 95.23% | 377.69% | 84.75% | 37.25% | 85.62% | -36.95% | 54.92% |
| Gross Profit Growth % | 113.09% | 90.52% | 97.33% | 33.86% | 46.21% | 153.07% | 91.81% | 227.35% | 82.06% | 390.82% | 15.68% | -22916.25% | 5417.57% | - | - | - | - |
| Operating Expenses | 32.91M | 27.65M | 16M | 46.25M | 19.11M | 19.56M | 16.51M | 20.04M | 11.46M | 2.03M | 2.26M | 5.87M | -912.39K | 2.21M | 1.33M | 76.24K | 158.96K |
| OpEx / Revenue % | 52.25% | 49.18% | 36.26% | 139.27% | 67.89% | 67.28% | 76.85% | 84.57% | 54.24% | 17.88% | 21.95% | -128.15% | -7.93% | 38.85% | 13.46% | 37.48% | 49.4% |
| Depreciation & Amortization | 4.4M | 5.18M | 4.76M | 2.73M | 1.75M | 1.75M | 1.68M | 1.71M | 1.69M | 1.1K | 1.04K | 102.11K | 1.07K | 47.66K | 1.04K | 2.12K | 0 |
| Combined Ratio % | 64.41% | 59.95% | 52.36% | 150.47% | 75.66% | 76.71% | 89.51% | 91.59% | 70.17% | 26.44% | 26.72% | -405.85% | 7.32% | 101.6% | 27.84% | 174.44% | 94.47% |
| Operating Income | 22.41M | 22.52M | 21.03M | -16.76M | 6.85M | 6.77M | 2.25M | 1.99M | 6.3M | 8.37M | 7.53M | -23.17M | 10.67M | -91.11K | 7.13M | -151.41K | 17.8K |
| Operating Margin % | 35.59% | 40.05% | 47.64% | -50.47% | 24.34% | 23.29% | 10.49% | 8.41% | 29.83% | 73.56% | 73.28% | 505.85% | 92.68% | -1.6% | 72.16% | -74.44% | 5.53% |
| Operating Income Growth % | 227.2% | 232.6% | 833.23% | -940.73% | 8.73% | -19.11% | -70.07% | 108.6% | -40.93% | 9286.85% | 5.63% | -15203.84% | 59830.59% | - | - | - | - |
| EBITDA | 26.81M | 27.7M | 25.79M | -14.03M | 8.6M | 8.52M | 3.94M | 3.71M | 7.99M | 8.37M | 7.53M | -23.07M | 10.67M | -43.45K | 7.13M | -149.28K | 99.79K |
| EBITDA Margin % | 42.58% | 49.27% | 58.42% | -42.24% | 30.54% | 29.31% | 18.31% | 15.64% | 37.85% | 73.57% | 73.29% | 503.62% | 92.69% | -0.76% | 72.17% | -73.39% | 31.01% |
| Interest Expense | 9.74M | 8.75M | 9.62M | 5.86M | 4.22M | 4.53M | 3.67M | 6.25M | 2.68M | 584.08K | 357.38K | 8.82K | 0 | 0 | 0 | 0 | 0 |
| Non-Operating Income | 906.67K | -7.91M | 3.68M | -6.42M | 8.17M | -167.88K | -1.32M | 2.88M | 859.49K | -121.6K | 202.97K | -202.43K | -42.29K | -872 | 114.79K | -115.57K | -81.99K |
| Pretax Income | 11.77M | 21.68M | 7.73M | -16.21M | -5.54M | 2.41M | -101.96K | -7.13M | 2.76M | 7.91M | 6.97M | -22.98M | 10.71M | -90.24K | 7.01M | -151.41K | -145.21K |
| Pretax Margin % | 18.69% | 38.56% | 17.52% | -48.79% | -19.66% | 8.29% | -0.47% | -30.11% | 13.07% | 69.5% | 67.83% | 501.62% | 93.05% | -1.59% | 71% | -74.44% | -45.12% |
| Income Tax | 4.69M | 4.07M | 2.33M | 2.8M | -250.37K | 1.76M | 1.17M | -769.88K | 1.71M | 1.18M | -656.47K | -646.87K | 352.08K | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 39.88% | 18.77% | 30.18% | -17.3% | 4.52% | 72.95% | -1150.98% | 10.79% | 61.94% | 14.98% | -9.42% | 2.82% | 3.29% | 0% | 0% | 0% | 0% |
| Net Income | 7.08M | 17.58M | 4.64M | -18.26M | -5.13M | 769.98K | -1.35M | -6.22M | 903.36K | 6.75M | 8.09M | -21.56M | 9.99M | -90.24K | 7.01M | -3.25K | -145.21K |
| Net Margin % | 11.24% | 31.27% | 10.51% | -54.97% | -18.21% | 2.65% | -6.28% | -26.26% | 4.28% | 59.32% | 78.7% | 470.69% | 86.83% | -1.59% | 71% | -1.6% | -45.12% |
| Net Income Growth % | 238.05% | 2183.65% | 443.99% | -193.41% | -667.33% | -88.59% | -116.68% | 71.14% | -90.96% | 7579.97% | 15.3% | -663290.68% | 6980.93% | - | - | - | - |
| EPS (Diluted) | 0.07 | 0.18 | 0.07 | -0.22 | -0.08 | 0.01 | -0.02 | -0.10 | 0.01 | 0.13 | -0.00 | -0.06 | -0.26 | -0.03 | 0.22 | 0.03 | 0.25 |
| EPS Growth % | 191.74% | 1465.22% | 408.41% | -123.58% | -633.57% | -91.15% | - | -54.72% | 105.5% | 601.93% | -101.64% | -287.61% | -204% | - | - | - | - |
| EPS (Basic) | 0.07 | 0.19 | 0.07 | -0.22 | -0.08 | 0.01 | -0.02 | -0.10 | 0.01 | 0.13 | -0.00 | -0.06 | -0.26 | -0.03 | 0.22 | 0.03 | 0.25 |
| Diluted Shares Outstanding | 96.65M | 97.37M | 70.76M | 81.78M | 67.16M | 67.16M | 63.03M | 63.24M | 63.35M | 50.51M | 40.03M | 40.03M | 24.81M | 43.13M | 43.13M | 43.13M | 43.13M |