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ADAMAdamas Trust, Inc.
$9.44$848M
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HomeStocksADAMFinancials

Adamas Trust, Inc. (ADAM) Financials

6Y historyFree accessUpdated daily

Revenue growth reached 42.5% in 2026Q1, while NOI margins recovered to 53.6% from a 29.4% low in 2024Q4, indicating improved yield profiles on underlying assets.

ADAM Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20
Revenue885.78M805.53M558.92M500.8M138.11M380.19M147.98M
Revenue Growth %42.09%44.12%11.6%262.61%-63.67%156.93%-
Property Operating Expenses479.67M452.65M320.63M192.13M129.42M79.28M12.34M
Net Operating Income (NOI)406.12M352.88M238.28M308.67M8.69M300.91M135.64M
NOI Margin %45.85%43.81%42.63%61.63%6.29%79.15%91.66%
Operating Expenses219.3M215.08M331.2M386.39M348.8M109.97M0
G&A Expenses77.71M66.29M42.78M44.82M47.67M45.44M0
EBITDA225.87M177.51M-32.88M-25.6M-187.15M242.32M-66.75M
EBITDA Margin %25.5%22.04%-5.88%-5.11%-135.51%63.74%-45.11%
Depreciation & Amortization39.06M39.7M60.04M52.12M152.96M51.39M0
D&A / Revenue %4.41%4.93%10.74%10.41%110.75%13.52%0%
Operating Income186.81M137.8M-92.92M-77.72M-340.11M190.93M-66.75M
Operating Margin %21.09%17.11%-16.62%-15.52%-246.26%50.22%-45.11%
Interest Expense4M452.65M317.43M192.13M129.42M79.28M0
Interest Coverage-0.30x-0.29x-0.40x-2.63x2.41x-
Non-Operating Income0000000
Pretax Income186.81M137.8M-92.92M-77.72M-340.11M190.93M-287.26M
Pretax Margin %21.09%17.11%-16.62%-15.52%-246.26%50.22%-194.13%
Income Tax-344K145K1.04M75K542K2.46M981K
Effective Tax Rate %-0.18%0.11%-1.11%-0.1%-0.16%1.29%-0.34%
Net Income155.49M149.05M-62.03M-48.66M-298.61M193.2M-288.51M
Net Margin %17.55%18.5%-11.1%-9.72%-216.21%50.82%-194.97%
Net Income Growth %308.91%340.29%-27.46%83.7%-254.56%166.96%-
Funds From Operations (FFO)194.55M188.75M-1.99M3.46M-145.64M244.59M-288.51M
FFO Margin %21.96%23.43%-0.36%0.69%-105.46%64.33%-194.97%
FFO Growth %898.82%9594.57%-157.54%102.37%-159.55%--
FFO per Share2.112.06-0.020.04-1.542.57-3.11
FFO Payout Ratio %29.32%64.62%-3769.87%3727.96%-104.19%61.99%-50.8%
EPS (Diluted)1.691.10-1.14-0.99-3.601.52-3.55
EPS Growth %2052.33%196.49%-15.15%72.5%-336.84%142.82%-
EPS (Basic)-1.12-1.14-0.99-3.601.52-3.55
Diluted Shares Outstanding92.06M91.51M90.81M91.04M94.32M95.24M92.75M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Interest rate volatility exposure

Aggressive Revenue Expansion Amid Rebranding

As reported in recent financial statements, Adamas Trust achieved a 42.5% year-over-year revenue growth in 2026Q1, signaling a rapid scaling of its investment portfolio following the corporate rebranding from New York Mortgage Trust, which appears to be driving significant top-line momentum across its diversified credit-focused asset base.

The substantial revenue growth suggests that the firm is successfully deploying capital into its hybrid residential and multi-family credit strategies. Investors should monitor whether this expansion is sustainable or if it relies on increased leverage that could compress net interest margins in a shifting rate environment.

Property Level Profitability Shows Resilience

According to the quarterly income data, ADAM's NOI margin reached 53.6% in 2026Q1, representing a notable recovery from the 29.4% trough observed in 2024Q4, which suggests that the firm has effectively optimized its property-level operating expenses and improved the yield profile of its underlying real estate assets.

The expansion in NOI margins indicates a more efficient management of the SFR and multi-family portfolio. This trend warrants further investigation into whether the margin improvement is driven by organic rent growth or a strategic shift toward higher-yielding, lower-cost credit assets within the broader investment mandate.

FFO Recovery Signals Operational Stability

Based on the provided earnings figures, FFO per share climbed to $0.64 in 2026Q1, a significant improvement from the negative territory experienced in early 2024, which implies that the company's core earnings power has stabilized as it pivots toward its new hybrid capital allocation framework.

The positive FFO trajectory suggests that the firm is successfully navigating the complexities of its non-agency RMBS and mezzanine lending segments. However, the reliance on fair value adjustments means that investors should remain cautious regarding the volatility of these earnings in future reporting periods.

Valuation Sensitivity and Earnings Quality

Financial disclosures indicate that ADAM utilizes the Fair Value Option for its financial assets, which, as noted in industry analysis, can lead to significant earnings volatility that may not reflect recurring cash flow, potentially masking the true economic performance of the underlying mortgage and credit portfolio.

The reliance on fair value accounting suggests that reported net income may be susceptible to market-driven valuation swings rather than operational cash generation. Analysts should prioritize the reconciliation of FFO and AFFO to determine if the current dividend payout is supported by sustainable cash flows or temporary valuation gains.

ADAM — Frequently Asked Questions

Quick answers to the most common questions about buying ADAM stock.

What was Adamas Trust, Inc.'s (ADAM) revenue in 2025?

For fiscal year 2025, Adamas Trust, Inc. (ADAM) reported total revenue of $805.5M. This represents a 444.4% increase compared to $148.0M in 2020.

Is Adamas Trust, Inc. (ADAM) profitable?

Adamas Trust, Inc. (ADAM) is profitable, generating $149.0M in net income for the fiscal year ending 2025 with a net profit margin of 18.5%.

What is Adamas Trust, Inc.'s operating profit margin?

Adamas Trust, Inc. (ADAM) reported an operating income of $137.8M, resulting in an operating profit margin of 17.1%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Adamas Trust, Inc.'s gross profit and gross margin?

Adamas Trust, Inc. (ADAM) generated $352.9M in gross profit for the year, representing a gross profit margin of 43.8%. This demonstrates the company's core pricing power and production efficiency.