Affinity Bancshares, Inc. (AFBI) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 7.57M | 8.25M | 19.78M | 7.78M | 7.34M | 7.43M | 7.41M | 7.57M | 6.75M | 6.71M | 6.9M | 6.69M |
| NII Growth % | 3.11% | 11% | 166.77% | 2.77% | 8.71% | 10.84% | 7.43% | 13.07% | -2.16% | -8.59% | -8.3% | -6.27% |
| Net Interest Margin % | 0.82% | 0.94% | 2.14% | 0.83% | 0.8% | 0.86% | 0.84% | 0.87% | 0.78% | 0.8% | 0.81% | 0.76% |
| Interest Income | 12.35M | 13.16M | 24.93M | 12.82M | 12.11M | 12.23M | 12.3M | 12.22M | 11.22M | 11.09M | 11.02M | 10.86M |
| Interest Expense | 4.78M | 4.91M | 5.15M | 5.04M | 4.77M | 4.79M | 4.89M | 4.65M | 4.47M | 4.38M | 4.12M | 4.17M |
| Loan Loss Provision | 0 | 46K | 12K | 17K | 50K | 225K | 0 | 213K | 0 | -49K | 0 | 0 |
| Non-Interest Income | 0 | 315K | -11.42M | 540K | 481K | 160K | 566K | 706K | 584K | 606K | 630K | 678K |
| Non-Interest Income % | 0% | 2.34% | -84.54% | 4.04% | 3.82% | 1.29% | 4.4% | 5.46% | 4.95% | 5.18% | 5.41% | 5.87% |
| Total Revenue | 12.35M | 13.48M | 13.51M | 13.36M | 12.59M | 12.39M | 12.87M | 12.93M | 11.8M | 11.69M | 11.65M | 11.54M |
| Revenue Growth % | -1.88% | 8.79% | 4.97% | 3.36% | 6.62% | 5.95% | 10.42% | 12.02% | 14.83% | 22.5% | 32.18% | 39.03% |
| Non-Interest Expense | 5.12M | 5.44M | 5.43M | 5.47M | 5.36M | 5.77M | 5.7M | 6.72M | 5.57M | 5.43M | 5.41M | 5.28M |
| Efficiency Ratio | 41.42% | 40.4% | 40.19% | 40.91% | 42.58% | 46.56% | 44.33% | 51.97% | 47.18% | 46.48% | 46.39% | 45.78% |
| Operating Income | 2.45M | 3.08M | 2.92M | 2.83M | 2.41M | 1.6M | 2.28M | 1.34M | 1.76M | 1.93M | 2.13M | 2.09M |
| Operating Margin % | 19.84% | 22.83% | 21.59% | 21.21% | 19.14% | 12.92% | 17.69% | 10.38% | 14.93% | 16.49% | 18.23% | 18.08% |
| Operating Income Growth % | 1.7% | 92.19% | 28.16% | 111.18% | 36.64% | -16.96% | 7.11% | -35.7% | -21.61% | -12.84% | -12.98% | -10.62% |
| Pretax Income | 3M | 3.08M | 2.92M | 2.83M | 2.41M | 1.6M | 2.28M | 1.34M | 1.76M | 1.93M | 2.13M | 2.09M |
| Pretax Margin % | 24.31% | 22.83% | 21.59% | 21.21% | 19.14% | 12.92% | 17.69% | 10.38% | 14.93% | 16.49% | 18.23% | 18.08% |
| Income Tax | 718K | 945K | 700K | 682K | 578K | 256K | 546K | 311K | 428K | 415K | 502K | 497K |
| Effective Tax Rate % | 23.92% | 30.71% | 24% | 24.06% | 23.99% | 15.99% | 23.99% | 23.17% | 24.28% | 21.52% | 23.62% | 23.81% |
| Net Income | 2.28M | 2.13M | 2.22M | 2.15M | 1.83M | 1.34M | 1.73M | 1.03M | 1.33M | 1.51M | 1.62M | 1.59M |
| Net Margin % | 18.5% | 15.82% | 16.42% | 16.1% | 14.55% | 10.86% | 13.44% | 7.97% | 11.31% | 12.94% | 13.93% | 13.78% |
| Net Income Growth % | 24.74% | 58.51% | 28.21% | 108.73% | 37.15% | -11.1% | 6.59% | -35.16% | -22.47% | -10.95% | -12.79% | -10.82% |
| Net Income (Continuing) | 2.28M | 2.13M | 2.22M | 2.15M | 1.83M | 1.34M | 1.73M | 1.03M | 1.33M | 1.51M | 1.62M | 1.59M |
| EPS (Diluted) | 0.36 | 0.34 | 0.34 | 0.33 | 0.28 | 0.20 | 0.26 | 0.16 | 0.20 | 0.23 | 0.25 | 0.24 |
| EPS Growth % | 28.57% | 70% | 30.77% | 106.25% | 40% | -13.04% | 4% | -33.33% | -23.08% | -8% | -7.41% | -11.11% |
| EPS (Basic) | 0.37 | 0.35 | 0.35 | 0.34 | 0.29 | 0.21 | 0.27 | 0.16 | 0.21 | 0.24 | 0.25 | 0.25 |
| Diluted Shares Outstanding | 6.3M | 6.32M | 6.48M | 6.5M | 6.55M | 6.62M | 6.61M | 6.54M | 6.52M | 6.49M | 6.49M | 6.55M |