Last 39 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 374.82 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.71 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/B Ratio | 0.44 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | 9.52 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
AIFU Inc.'s operating margin was 2.7% in Q4 2023, down 2.5 pp QoQ and down 8.4 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 5.7% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 38.5% | 36.5% | 37.1% | 28.5% | 33.2% | 35.6% | 37.0% | 35.0% | 34.3% | 37.1% | 35.5% | 37.4% | 32.6% |
| — | +2.5% | +0.1% | -18.5% | -3.4% | -4.1% | +4.3% | -6.5% | +5.2% | +17.0% | +6.5% | +17.1% | +1.8% | |
| Operating Margin | -24.1% | 2.7% | 5.2% | 7.6% | 7.3% | 11.1% | 5.1% | 4.4% | 3.0% | 10.3% | 4.1% | 7.4% | 12.8% |
| — | -75.7% | +1.6% | +72.1% | +143.1% | +7.8% | +25.0% | -40.3% | -76.6% | +21.6% | -54.4% | -32.8% | +54.3% | |
| Net Margin | 25.2% | -4.5% | 26.9% | 6.8% | 7.3% | 9.2% | 5.7% | 4.6% | -5.5% | 1.4% | 5.0% | 9.8% | 12.6% |
| — | -149.0% | +375.1% | +47.9% | +232.5% | +574.6% | +13.0% | -53.2% | -143.6% | -75.7% | -46.0% | -13.3% | +99.4% |
| Metric | TTM | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 18.3% | -1.1% | 7.3% | 3.5% | 3.1% | 4.1% | 2.1% | 1.8% | -2.0% | 0.6% | 1.7% | 3.4% | 7.0% |
| — | -127.6% | +242.9% | +88.6% | +256.6% | +648.4% | +24.6% | -45.6% | -128.2% | -77.1% | -54.6% | -32.6% | +207.8% | |
| ROA | 11.1% | -0.7% | 4.2% | 1.9% | 1.7% | 2.4% | 1.2% | 1.1% | -1.2% | 0.3% | 1.1% | 2.1% | 4.4% |
| — | -128.4% | +235.3% | +74.4% | +244.6% | +588.4% | +12.3% | -49.2% | -127.3% | -76.9% | -50.6% | -27.3% | +226.0% | |
| ROIC | -13.8% | 0.6% | 1.2% | 3.3% | 2.8% | 4.6% | 1.7% | 1.7% | 1.0% | 3.9% | 1.2% | 2.4% | 6.3% |
| — | -87.5% | -31.0% | +93.8% | +172.7% | +17.1% | +41.1% | -27.4% | -84.0% | +40.6% | -60.6% | -48.8% | +161.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Debt/Equity has declined for 4 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.08 | 0.13 | 0.13 | 0.14 | 0.15 | 0.10 | 0.10 | 0.11 | 0.10 | 0.11 | 0.10 | 0.09 | 0.09 |
| — | +25.9% | +27.5% | +27.2% | +48.0% | -9.5% | +2.7% | +16.1% | +12.4% | +5.8% | -7.8% | -3.7% | -1.2% | |
| Debt / EBITDA | — | — | 1.69 | 2.89 | 5.55 | 2.03 | 3.91 | 5.17 | 9.44 | 2.61 | 6.82 | 3.62 | 1.32 |
| — | — | -56.7% | -44.2% | -41.2% | -22.4% | -42.6% | +43.0% | +617.6% | -7.4% | +140.2% | +83.9% | -57.4% | |
| Current Ratio | 2.50 | 2.32 | 2.44 | 2.07 | 1.98 | 2.41 | 2.63 | 2.57 | 2.74 | 2.49 | 2.67 | 2.75 | 2.40 |
| — | -3.7% | -6.9% | -19.2% | -27.7% | -3.4% | -1.5% | -6.5% | +14.1% | +0.2% | -8.8% | -2.8% | -13.7% | |
| Quick Ratio | 2.50 | 2.32 | 2.44 | 2.07 | 1.98 | 2.41 | 2.63 | 2.57 | 2.74 | 2.49 | 2.67 | 2.75 | 2.40 |
| — | -3.7% | -6.9% | -19.2% | -27.7% | -3.4% | -1.5% | -6.5% | +14.1% | +0.2% | -8.8% | -2.8% | -13.7% | |
| Interest Coverage | — | — | 67.43 | 38.95 | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 39 years · Updated daily
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Start ComparisonQuick answers to the most common questions about buying AIFU stock.
AIFU Inc.'s current P/E is 374.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
AIFU Inc.'s current operating margin is -24.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking AIFU Inc.'s business trajectory between earnings reports.