American Integrity Insurance Group, Inc. (AII) P/E Ratio History
Deep ValueTrading at 3.0x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2025–2026
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P/E Ratio Analysis
As of June 21, 2026, American Integrity Insurance Group, Inc. (AII) trades at a price-to-earnings ratio of 3.0x, with a stock price of $16.76 and trailing twelve-month earnings per share of $4.16.
The current P/E is 31% below its 5-year average of 4.3x. Over the past five years, AII's P/E has ranged from a low of 3.9x to a high of 4.8x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, AII trades at a 78% discount to its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
Relative to the broader market, AII trades at a notable discount to the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our AII DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
AII Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
AII P/E vs Peers
Personal auto and homeowners insurers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 6.6 | 0.14 | +180% | |
| $706M | 3.7Lowest | 0.05Best | +214%Best | |
| $57B | 5.8 | 0.34 | +125% | |
| $67B | 11.2 | 0.53 | +28% | |
| $126B | 12.6 | 0.47 | +13% | |
| $120B | 14.2 | 0.86 | +119% | |
| $26B | 11.2 | 0.74 | +4% | |
| $13B | 5.3 | 0.18 | +61% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
AII Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $19.28 | $4.38 | 4.4x | +3% |
| FY2025 Q4 | Dec 31 2025 | $20.83 | $5.31 | 3.9x | -8% |
| FY2025 Q3 | - | $22.31 | $4.65 | 4.8x | +12% |
| FY2025 Q2 | Jun 30 2025 | $18.39 | $4.60 | 4.0x | -7% |
Average P/E for displayed period: 4.3x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
1+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
AII — Frequently Asked Questions
Quick answers to the most common questions about buying AII stock.
What is AII's P/E ratio?
American Integrity Insurance Group, Inc. (AII) trailing twelve-month P/E ratio is 3.0x, based on TTM diluted EPS of $4.16. The 5-year average P/E is 4.3x and the historical range spans 3.9x to 4.8x.
Is AII stock overvalued or undervalued?
AII trades at 3.0x P/E, below its 5-year average of 4.3x. At the 0th percentile of its historical range (3.9x–4.8x), the stock is priced at a discount to its own history.
Is AII stock expensive?
No, AII is not expensive on a historical basis. The current P/E of 3.0x is below the 5-year average of 4.3x and sits at the 0th percentile of its valuation range.
What is AII's historical P/E range?
Over the past 5 years, AII's P/E ratio has ranged from 3.9x to 4.8x, with a median of 4.4x and an average of 4.3x. The current P/E of 3.0x places the stock at the 0th percentile of this range. Full historical data spans 2025–2026.
How does AII's P/E compare to the S&P 500?
AII trades at 3.0x P/E versus the S&P 500 median of 24.4x. The 88% discount to the market suggests lower growth expectations or perceived higher risk.
How does AII's valuation compare to Financial Services peers?
American Integrity Insurance Group, Inc. P/E of 3.0x compares to the Financial Services sector median of 13.6x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is AII's PEG ratio?
AII PEG ratio is N/A, based on a P/E of 3.0x and EPS growth of 191.2%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is AII's earnings yield?
AII earnings yield is 33.71%, the inverse of its 3.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.