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AII logoAmerican Integrity Insurance Group, Inc. (AII) P/E Ratio History

Historical price-to-earnings valuation from 2025 to 2025

Current P/E
10.0
Overvalued
5Y Avg P/E
4.4
+126% vs avg
PE Percentile
100%
High
PEG Ratio
N/A
N/A
TTM EPS$4.45
Price$19.31
5Y PE Range4.0 - 4.8
Earnings Yield10.05%

Loading P/E history...

AII Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
10.0vs4.4
+126%
Premium vs History
vs. Financial Services
10.0vs13.4
-26%
Below Sector
vs. S&P 500
10.0vs25.2
-61%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 5% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 7, 2026, American Integrity Insurance Group, Inc. (AII) trades at a price-to-earnings ratio of 10.0x, with a stock price of $19.31 and trailing twelve-month earnings per share of $4.45.

The current P/E is 126% above its 5-year average of 4.4x. Over the past five years, AII's P/E has ranged from a low of 4.0x to a high of 4.8x, placing the current valuation at the 100th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.4x, AII trades at a 26% discount to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.

Relative to the broader market, AII trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our AII DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

AII P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
HCI logoHCIHCI Group, Inc.
$2B6.20.13Best+180%Best
HRTG logoHRTGHeritage Insurance Holdings, Inc.
$888M14.30.92+16%
ALL logoALLThe Allstate Corporation
$56B5.70.33+125%
TRV logoTRVThe Travelers Companies, Inc.
$65B11.00.52+28%
CB logoCBChubb Limited
$126B12.50.46+13%
PGR logoPGRThe Progressive Corporation
$115B13.70.83+119%
CINF logoCINFCincinnati Financial Corporation
$25B10.60.70+4%
RNR logoRNRRenaissanceRe Holdings Ltd.
$13B5.3Lowest0.18+61%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

AII Historical P/E Data (2025–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q3$22.31$4.654.8x+9%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$18.39$4.604.0x-9%

Average P/E for displayed period: 4.4x

See AII's True Return

Price is only half the story. See total return with reinvested dividends.

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Is AII Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare AII vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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AII — Frequently Asked Questions

Quick answers to the most common questions about buying AII stock.

Is AII stock overvalued or undervalued?

AII trades at 10.0x P/E, above its 5-year average of 4.4x. The 100th percentile ranking indicates a premium to historical valuation.

How does AII's valuation compare to peers?

American Integrity Insurance Group, Inc. P/E of 10.0x compares to sector median of 13.4x. The discount suggests lower growth expectations or higher risk.

What is AII's PEG ratio?

AII PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2025-2025.

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AII P/E Ratio History (2025–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.