AII trades 2.5% below Wall Street's consensus target of $26.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes AII achieves its forward estimates and maintains a stable P/E multiple of 6.8x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 22, 2026, American Integrity Insurance Group, Inc. (AII) has a Wall Street consensus price target of $26.50, based on estimates from 5 covering analysts. With the stock currently trading at $25.86, this represents a potential upside of +2.5%. The company has a market capitalization of $507M.
Analyst price targets range from a low of $26.00 to a high of $27.00, representing a 4% spread in expectations. The median target of $26.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, AII trades at a trailing P/E of 4.6x and forward P/E of 6.8x. Analysts expect EPS to grow -15.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $31.20, with bear and bull scenarios of $19.66 and $41.11 respectively. Model confidence stands at 55/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 HCIHCI Group, Inc. | $2.4B | $184.19 | $225.00 | +22.2% | Buy | 9.6x | 14 |
 UPCUniverse Pharmaceuticals Inc. | $3M | $4.85 | — | — | — | — | — |
 HRTGHeritage Insurance Holdings, Inc. | $1.0B | $34.15 | $36.50 | +6.9% | Buy | 6.4x | 9 |
 ALLThe Allstate Corporation | $62.5B | $242.86 | $270.14 | +11.2% | Hold | 6.9x | 45 |
 TRVThe Travelers Companies, Inc. | $77.4B | $371.13 | $351.11 | -5.4% | Hold | 10.9x | 44 |
 CBChubb Limited | $130.8B | $337.26 | $357.45 | +6.0% | Buy | 12.2x | 43 |
 PGRThe Progressive Corporation | $124.6B | $212.24 | $220.75 | +4.0% | Hold | 11.8x | 42 |
 CINFCincinnati Financial Corporation | $25.6B | $166.85 | $198.00 | +18.7% | Hold | 19.9x | 17 |
 UFGUni-Fuels Holdings Limited | $16M | $0.51 | — | — | — | — | — |
 RNRRenaissanceRe Holdings Ltd. | $13.6B | $326.29 | $332.29 | +1.8% | Hold | 7.6x | 28 |
Quick answers to the most common questions about buying AII stock.
The consensus price target for AII is $26.5, close to the current price of $25.86 (2.5% implied move). Based on 5 analyst estimates, the stock appears fairly valued near current levels.
AII has a consensus rating of "Buy" based on 5 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $26.5 implies 2.5% upside from current levels.
With a forward P/E of 6.8382x, AII trades at a relatively low valuation. The consensus target of $26.5 implies 2.5% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $27 for AII, while the most conservative target is $26. The consensus of $26.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $41 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
AII is moderately covered, with 5 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month AII stock forecast based on 5 Wall Street analysts shows a consensus price target of $26.5, with estimates ranging from $26 (bear case) to $27 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $31, with bear/bull scenarios of $20/$41.
Our quantitative valuation model calculates AII's fair value at $31 (base case), with a bear case of $20 and bull case of $41. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 55/100.
AII trades at a forward P/E ratio of 6.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 4.6x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
AII appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $26.5 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
AII analyst price targets range from $26 to $27, a 4% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $26.5 consensus represents the middle ground. Our model's $20-$41 range provides an independent fundamental perspective.
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