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Apr 17, 2026·SEC
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Ally Financial Inc.(ALLY)Earnings, Financials & Key Ratios
ALLY•NYSE•Banking & Credit
$44.30
$13.67B mkt cap·18.7× P/E·Price updated May 6, 2026
AboutAlly Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.Show more
- Net Interest Income$5.26B-22.1%
- Total Revenue$12.15B-25.7%
- Net Income$852M+27.5%
- Return on Equity5.8%+19.8%
- Net Interest Margin2.68%-23.7%
- Efficiency Ratio43.34%+20.3%
- ROA0.44%+27.7%
- Equity / Assets7.91%+9.1%
- Book Value per Share49.31+10.0%
- Tangible BV/Share49.31+15.0%
- Debt/Equity1.40+1.5%
ALLY Key Insights
Ally Financial Inc. (ALLY) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 43.3% efficiency ratio
- ✓Trading at only 0.9x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ALLY Price & Volume
Ally Financial Inc. (ALLY) stock price & volume — 10-year historical chart
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ALLY Growth Metrics
Ally Financial Inc. (ALLY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years2.13%
5 Years2.54%
3 Years0.16%
TTM-
Profit CAGR
10 Years-4.06%
5 Years-4.72%
3 Years-20.78%
TTM-5.54%
EPS CAGR
10 Years-
5 Years-3.82%
3 Years-22.19%
TTM-7.84%
Return on Capital
10 Years3.72%
5 Years4.77%
3 Years2.76%
Last Year3.01%
ALLY Recent Earnings
Ally Financial Inc. (ALLY) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
Apr 17, 2026EPS
$1.11
Est $0.93
+19.4%
Revenue
$2.1B
Est $2.1B
-1.8%
Q1 2026
Jan 21, 2026EPS
$1.09
Est $1.01
+7.9%
Revenue
$2.1B
Est $2.1B
-1.0%
Q4 2025
Oct 17, 2025EPS
$1.15
Est $1.00
+15.0%
Revenue
$2.4B
Est $2.1B
+12.1%
Q3 2025
Jul 18, 2025EPS
$0.99
Est $0.81
+21.9%
Revenue
$2.3B
Est $2.0B
+12.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 17, 2026 | $1.11vs $0.93+19.4% | $2.1Bvs $2.1B-1.8% |
| Q1 2026 | Jan 21, 2026 | $1.09vs $1.01+7.9% | $2.1Bvs $2.1B-1.0% |
| Q4 2025 | Oct 17, 2025 | $1.15vs $1.00+15.0% | $2.4Bvs $2.1B+12.1% |
| Q3 2025 | Jul 18, 2025 | $0.99vs $0.81+21.9% | $2.3Bvs $2.0B+12.0% |
Based on last 12 quarters of dataView full earnings history →
ALLY Peer Comparison
Ally Financial Inc. (ALLY) competitors in Auto and Specialty Asset Finance — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 COF | 119.72B | 193.40 | 47.99 | 28.39% | 2.44% | 0.45 | ||
 SYF | 26.12B | 75.15 | 8.09 | -7.91% | 21.41% | 0.91 | ||
 OMF | 6.55B | 55.90 | 8.52 | 9.09% | 23.62% | 6.67 | ||
 AXP | 220.75B | 321.90 | 20.93 | 8.44% | 33.95% | 1.73 | ||
 CACC | 5.63B | 539.93 | 14.38 | 8.57% | 29.39% | 4.17 | ||
 NAVI | 820.53M | 8.73 | -10.78 | -23.74% | -2.45% | 19.05 | ||
 GM | 70.96B | 78.70 | 24.07 | -1.29% | 1.38% | 3.84% | 2.06 | |
 F | 47.67B | 12.17 | -5.91 | 1.23% | -3.22% | -14.71% | 4.66 |
Compare ALLY vs Peers
Ally Financial Inc. (ALLY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ALLY Income Statement
Ally Financial Inc. (ALLY) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 5.46B | 5.42B | 5.61B | 5.55B | 6.74B | 7.76B | 7.06B | 6.75B | 5.26B |
| NII Growth % | -3.72% | -0.91% | 3.67% | -1.07% | 21.3% | 15.24% | -9.05% | -4.4% | -22.09% |
| Net Interest Margin % | 3.27% | 3.03% | 3.11% | 3.05% | 3.7% | 4.05% | 3.6% | 3.52% | 2.68% |
| Interest Income | 8.32B | 9.05B | 9.86B | 8.8B | 8.65B | 10.62B | 13.96B | 14.22B | 10.11B |
| Interest Expense | 2.86B | 3.64B | 4.24B | 3.24B | 1.91B | 2.86B | 6.9B | 7.47B | 4.85B |
| Loan Loss Provision | 1.15B | 918M | 998M | 1.44B | 241M | 1.4B | 1.97B | 2.17B | 990M |
| Non-Interest Income | 1.53B | 1.37B | 1.7B | 1.92B | 2.04B | 1.48B | 2.01B | 2.15B | 2.05B |
| Non-Interest Income % | 15.53% | 13.14% | 14.72% | 17.95% | 19.1% | 12.2% | 12.58% | 13.12% | 16.86% |
| Total Revenue | 9.85B▲ 0% | 10.42B▲ 5.8% | 11.56B▲ 10.9% | 10.72B▼ 7.2% | 10.69B▼ 0.3% | 12.1B▲ 13.1% | 15.97B▲ 32.0% | 16.37B▲ 2.5% | 12.15B▼ 25.7% |
| Revenue Growth % | 0.36% | 5.78% | 10.91% | -7.24% | -0.25% | 13.12% | 31.99% | 2.52% | -25.75% |
| Non-Interest Expense | 4.34B | 4.24B | 4.35B | 4.63B | 4.68B | 5.5B | 6B | 5.89B | 5.27B |
| Efficiency Ratio | 44.05% | 40.73% | 37.64% | 43.14% | 43.8% | 45.46% | 37.57% | 36.01% | 43.34% |
| Operating Income | 1.51B▲ 0% | 1.62B▲ 7.6% | 1.97B▲ 21.3% | 1.41B▼ 28.1% | 3.85B▲ 172.6% | 2.34B▼ 39.2% | 1.1B▼ 52.9% | 836M▼ 24.2% | 1.05B▲ 25.7% |
| Operating Margin % | 15.3% | 15.56% | 17.02% | 13.19% | 36.05% | 19.36% | 6.91% | 5.11% | 8.65% |
| Operating Income Growth % | -4.68% | 7.63% | 21.27% | -28.11% | 172.63% | -39.25% | -52.9% | -24.21% | 25.72% |
| Pretax Income | 1.51B▲ 0% | 1.62B▲ 7.6% | 1.97B▲ 21.3% | 1.41B▼ 28.1% | 3.85B▲ 172.6% | 2.34B▼ 39.2% | 1.1B▼ 52.9% | 836M▼ 24.2% | 1.05B▲ 25.7% |
| Pretax Margin % | 15.3% | 15.56% | 17.02% | 13.19% | 36.05% | 19.36% | 6.91% | 5.11% | 8.65% |
| Income Tax | 581M | 359M | 246M | 328M | 790M | 627M | 144M | 167M | 199M |
| Effective Tax Rate % | 38.55% | 22.13% | 12.51% | 23.2% | 20.49% | 26.77% | 13.06% | 19.98% | 18.93% |
| Net Income | 929M▲ 0% | 1.26B▲ 36.0% | 1.72B▲ 35.8% | 1.08B▼ 36.7% | 3.06B▲ 182.0% | 1.71B▼ 44.0% | 957M▼ 44.2% | 668M▼ 30.2% | 852M▲ 27.5% |
| Net Margin % | 9.43% | 12.12% | 14.84% | 10.12% | 28.61% | 14.17% | 5.99% | 4.08% | 7.01% |
| Net Income Growth % | -12.93% | 35.95% | 35.79% | -36.73% | 182.03% | -43.99% | -44.17% | -30.2% | 27.54% |
| Net Income (Continuing) | 926M | 1.26B | 1.72B | 1.09B | 3.06B | 1.72B | 959M | 669M | 852M |
| EPS (Diluted) | 2.04▲ 0% | 2.95▲ 44.6% | 4.34▲ 47.1% | 2.88▼ 33.6% | 8.22▲ 185.4% | 5.03▼ 38.8% | 2.78▼ 44.7% | 1.80▼ 35.3% | 2.37▲ 31.7% |
| EPS Growth % | -5.12% | 44.61% | 47.12% | -33.64% | 185.42% | -38.81% | -44.73% | -35.25% | 31.67% |
| EPS (Basic) | 2.05 | 2.97 | 4.36 | 2.89 | 8.30 | 5.06 | 2.80 | 1.82 | 2.39 |
| Diluted Shares Outstanding | 455.35M | 427.68M | 395.39M | 377.1M | 365.18M | 318.63M | 305.13M | 310.16M | 314.27M |
ALLY Balance Sheet
Ally Financial Inc. (ALLY) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 18.75B | 20.64B | 31.94B | 45.31B | 38.45B | 31.21B | 26.66B | 29.3B | 10.03B |
| Cash & Due from Banks | 4.25B | 4.54B | 3.56B | 15.62B | 5.06B | 5.57B | 6.95B | 10.29B | 10.03B |
| Short Term Investments | 14.5B | 16.1B | 28.38B | 29.68B | 33.38B | 25.64B | 19.71B | 19.01B | 0 |
| Total Investments | 141.22B | 150.64B | 160.53B | 153.3B | 161.32B | 166.83B | 170.42B | 163.97B | 28.22B |
| Investments Growth % | 4.7% | 6.67% | 6.56% | -4.5% | 5.24% | 3.42% | 2.15% | -3.79% | -82.79% |
| Long-Term Investments | 126.72B | 134.54B | 132.14B | 123.61B | 127.94B | 141.19B | 150.71B | 144.96B | 28.22B |
| Accounts Receivables | 550M | 599M | 589M | 704M | 600M | 786M | 935M | 929M | 133.96B |
| Goodwill & Intangibles | 240M | 299M | 462M | 393M | 951M | 920M | 742M | 605M | 0 |
| Goodwill | 240M | 240M | 393M | 343M | 822M | 822M | 669M | 551M | 0 |
| Intangible Assets | 0 | 59M | 69M | 50M | 129M | 98M | 73M | 54M | 0 |
| PP&E (Net) | 9.2B | 9.14B | 9.68B | 10.53B | 12.19B | 11.83B | 10.46B | 9.34B | 8.77B |
| Other Assets | 10.6B | 12.61B | 5.11B | 810M | 1.6B | 4.63B | 5.39B | 4.48B | 11.62B |
| Total Current Assets | 19.93B | 21.97B | 33.2B | 46.73B | 39.17B | 32.16B | 27.78B | 30.54B | 147.39B |
| Total Non-Current Assets | 147.22B | 156.9B | 147.45B | 135.44B | 142.94B | 159.66B | 168.54B | 161.29B | 48.62B |
| Total Assets | 167.15B▲ 0% | 178.87B▲ 7.0% | 180.64B▲ 1.0% | 182.16B▲ 0.8% | 182.11B▼ 0.0% | 191.83B▲ 5.3% | 196.33B▲ 2.3% | 191.84B▼ 2.3% | 196B▲ 2.2% |
| Asset Growth % | 2.09% | 7.01% | 0.99% | 0.84% | -0.03% | 5.33% | 2.35% | -2.29% | 2.17% |
| Return on Assets (ROA) | 0.56% | 0.73% | 0.95% | 0.6% | 1.68% | 0.92% | 0.49% | 0.34% | 0.44% |
| Accounts Payable | 1.12B | 1.04B | 1.18B | 1.01B | 794M | 843M | 1.37B | 1.4B | 151.65B |
| Total Debt | 55.64B | 54.37B | 39.75B | 24.33B | 17.2B | 20.3B | 20.98B | 19.23B | 21.77B |
| Net Debt | 51.39B | 49.83B | 36.2B | 8.71B | 12.14B | 14.73B | 14.04B | 8.94B | 11.73B |
| Long-Term Debt | 44.23B | 44.19B | 34.03B | 22.01B | 17.03B | 17.76B | 17.57B | 17.5B | 17.07B |
| Short-Term Debt | 11.41B | 9.99B | 5.53B | 2.14B | 0 | 2.4B | 3.3B | 1.63B | 4.7B |
| Other Liabilities | 3.61B | 3.97B | 4.44B | 4.89B | 5.32B | 5.36B | 5.51B | 5.61B | 0 |
| Total Current Liabilities | 105.79B | 117.2B | 127.46B | 140.19B | 142.35B | 155.54B | 159.33B | 154.59B | 163.43B |
| Total Non-Current Liabilities | 47.86B | 48.4B | 38.77B | 27.28B | 22.71B | 23.43B | 23.3B | 23.34B | 17.07B |
| Total Liabilities | 153.65B | 165.6B | 166.23B | 167.46B | 165.06B | 178.97B | 182.63B | 177.93B | 180.5B |
| Total Equity | 13.49B▲ 0% | 13.27B▼ 1.7% | 14.42B▲ 8.7% | 14.7B▲ 2.0% | 17.05B▲ 16.0% | 12.86B▼ 24.6% | 13.7B▲ 6.6% | 13.9B▲ 1.5% | 15.5B▲ 11.5% |
| Equity Growth % | 1.33% | -1.67% | 8.65% | 1.99% | 15.96% | -24.58% | 6.56% | 1.46% | 11.47% |
| Equity / Assets (Capital Ratio) | 8.07% | 7.42% | 7.98% | 8.07% | 9.36% | 6.7% | 6.98% | 7.25% | 7.91% |
| Return on Equity (ROE) | 6.93% | 9.44% | 12.39% | 7.45% | 19.27% | 11.46% | 7.21% | 4.84% | 5.8% |
| Book Value per Share | 29.63 | 31.02 | 36.46 | 38.99 | 46.69 | 40.36 | 44.91 | 44.83 | 49.31 |
| Tangible BV per Share | 29.11 | 30.32 | 35.29 | 37.95 | 44.09 | 37.47 | 42.48 | 42.87 | 49.31 |
| Common Stock | 21.25B | 21.34B | 21.44B | 21.54B | 21.67B | 21.82B | 21.98B | 22.14B | 22.27B |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -6.41B | -5.49B | -4.06B | -4.28B | -1.6B | -384M | 91M | 270M | 633M |
| Accumulated OCI | -235M | -539M | 123M | 631M | -158M | -4.06B | -3.82B | -3.92B | -2.79B |
| Treasury Stock | -1.11B | -2.05B | -3.09B | -3.19B | -5.19B | -6.84B | -6.87B | -6.91B | -6.95B |
| Preferred Stock | 0 | 0 | 0 | 0 | 2.32B | 2.32B | 2.32B | 2.32B | 2.32B |
ALLY Cash Flow Statement
Ally Financial Inc. (ALLY) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 4.08B | 4.15B | 4.05B | 3.74B | 4.04B | 6.25B | 4.56B | 4.53B | 0 |
| Operating CF Growth % | -10.69% | 1.74% | -2.41% | -7.68% | 8.1% | 54.55% | -27.05% | -0.64% | -100% |
| Net Income | 929M | 1.26B | 1.72B | 1.08B | 3.06B | 1.71B | 957M | 668M | 852M |
| Depreciation & Amortization | 1.86B | 1.65B | 1.55B | 1.55B | 1.26B | 1.33B | 1.23B | 1.2B | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 874M | 876M | 741M | 1.14B | -143M | 1.33B | 2.36B | 2.6B | -852M |
| Working Capital Changes | 417M | 362M | 39M | -32M | -136M | 1.87B | 11M | 60M | 0 |
| Cash from Investing | -8.73B | -14.51B | -3.77B | 8.43B | -11.1B | -17.26B | -7.18B | 4.99B | 0 |
| Purchase of Investments | -12.26B | -9.52B | -16.21B | -18.75B | -23.2B | -7.31B | -857M | -1.6B | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Net Investment Activity | -12.26B | -9.52B | -16.21B | -18.75B | -23.19B | -7.31B | -856M | -1.6B | 0 |
| Acquisitions | 0 | 0 | -171M | 0 | -699M | 0 | 0 | 1.96B | 0 |
| Other Investing | -15M | -6.28B | 3.1B | 11.07B | -433M | -12.52B | -6.44B | 4.39B | 0 |
| Cash from Financing | 2.03B | 10.72B | -1.53B | 25M | -3.85B | 11.57B | 3.84B | -5.57B | 0 |
| Dividends Paid | -184M | -242M | -273M | -289M | -381M | -494M | -478M | -482M | 0 |
| Share Repurchases | -753M | -939M | -1.04B | -106M | -1.99B | -1.65B | -33M | -38M | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -753M | -939M | -1.04B | -106M | -1.99B | -1.65B | -33M | -38M | 0 |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 0 |
| Other Financing | 14.17B | 12.87B | 14.55B | 16.26B | 4.51B | 10.7B | 2.34B | -3.23B | 0 |
| Net Change in Cash | -2.61B▲ 0% | 357M▲ 113.7% | -1.25B▼ 449.0% | 12.19B▲ 1078.7% | -10.9B▼ 189.4% | 552M▲ 105.1% | 1.22B▲ 120.5% | 3.94B▲ 223.8% | -11.38B▼ 388.8% |
| Exchange Rate Effect | 1000K | -1000K | 1000K | 1000K | 0 | -1000K | 1000K | -1000K | 0 |
| Cash at Beginning | 7.88B | 5.27B | 5.63B | 4.38B | 16.57B | 5.67B | 6.22B | 7.44B | 11.38B |
| Cash at End | 5.27B | 5.63B | 4.38B | 16.57B | 5.67B | 6.22B | 7.44B | 11.38B | 0 |
| Interest Paid | 2.83B | 3.38B | 4.03B | 3.37B | 2.03B | 2.58B | 6.36B | 7.35B | 0 |
| Income Taxes Paid | 51M | 36M | 64M | 53M | 1.29B | 0 | 0 | 135M | 0 |
| Free Cash Flow | 27M▲ 0% | 441M▲ 1533.3% | 27M▼ 93.9% | -581M▼ 2251.9% | -1.08B▼ 85.5% | 2.71B▲ 351.9% | 1.8B▼ 33.8% | 1.07B▼ 40.6% | 0▼ 100.0% |
| FCF Growth % | -97.91% | 1533.33% | -93.88% | -2251.85% | -85.54% | 351.86% | -33.78% | -40.6% | -100% |
ALLY Banking Ratios
Ally Financial Inc. (ALLY) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.98% | 6.93% | 9.44% | 12.39% | 7.45% | 19.27% | 11.46% | 7.21% | 4.84% | 5.8% |
| Return on Assets (ROA) | 0.66% | 0.56% | 0.73% | 0.95% | 0.6% | 1.68% | 0.92% | 0.49% | 0.34% | 0.44% |
| Net Interest Margin | 3.47% | 3.27% | 3.03% | 3.11% | 3.05% | 3.7% | 4.05% | 3.6% | 3.52% | 2.68% |
| Efficiency Ratio | 47.77% | 44.05% | 40.73% | 37.64% | 43.14% | 43.8% | 45.46% | 37.57% | 36.01% | 43.34% |
| Equity / Assets | 8.13% | 8.07% | 7.42% | 7.98% | 8.07% | 9.36% | 6.7% | 6.98% | 7.25% | 7.91% |
| Book Value / Share | 27.62 | 29.63 | 31.02 | 36.46 | 38.99 | 46.69 | 40.36 | 44.91 | 44.83 | 49.31 |
| NII Growth | -4.89% | -3.72% | -0.91% | 3.67% | -1.07% | 21.3% | 15.24% | -9.05% | -4.4% | -22.09% |
| Dividend Payout | 10.12% | 19.81% | 19.16% | 15.92% | 26.64% | 10.59% | 22.4% | 38.45% | 55.69% | - |
ALLY SEC Filings & Documents
Ally Financial Inc. (ALLY) SEC filings — annual & quarterly reports (10-K, 10-Q)
ALLY Frequently Asked Questions
Ally Financial Inc. (ALLY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Ally Financial Inc. (ALLY) saw revenue decline by 25.7% over the past year.
Yes, Ally Financial Inc. (ALLY) is profitable, generating $852.0M in net income for fiscal year 2025 (7.0% net margin).
Dividend & Returns
Ally Financial Inc. (ALLY) has a return on equity (ROE) of 5.8%. This is below average, suggesting room for improvement.
Industry Metrics
Ally Financial Inc. (ALLY) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Ally Financial Inc. (ALLY) has an efficiency ratio of 43.3%. This is excellent, indicating strong cost control.
Explore More ALLY
Ally Financial Inc. (ALLY) financial analysis — history, returns, DCA and operating performance tools
Full ALLY Stock Analysis
Analyst verdict, bull/bear case, risk factors and peer comparison
Total Return Calculator
Historical returns with dividends reinvested
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Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates