Ally Financial Inc. (ALLY) Earnings History
Annual and quarterly earnings data from 1999 to 2025
Loading earnings history...
ALLY EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
ALLY Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 52.0% | 8.6% | 7.0% |
| 2024 | 41.1% | 5.1% | 4.1% |
| 2023 | 44.5% | 6.9% | 6.0% |
| 2022 | 64.8% | 19.4% | 14.2% |
| 2021 | 79.8% | 36.0% | 28.6% |
Download Data
Export ALLY earnings history in CSV or JSON format
Free sign-in required to download data
Ally Financial Inc. (ALLY) Earnings Overview
As of May 7, 2026, Ally Financial Inc. (ALLY) reported trailing twelve-month net income of $852M, reflecting +31.7% year-over-year growth. The company earned $2.71 per diluted share over the past four quarters, with a net profit margin of 7.0%.
Looking at the long-term picture, ALLY's 5-year EPS compound annual growth rate (CAGR) stands at -3.8%, signaling declining earnings. The company achieved its highest annual net income of $3.06B in fiscal 2021.
Ally Financial Inc. maintains positive profitability with a gross margin of 52.0%, operating margin of 8.6%, and net margin of 7.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including COF ($2.45B net income, 3.5% margin), SYF ($3.60B net income, 18.6% margin), OMF ($796M net income, 12.5% margin), ALLY has outperformed on profitability metrics. Compare ALLY vs COF →
ALLY Earnings vs Peers
Earnings metrics vs comparable public companies
ALLY Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $852M | +27.5% | $1.05B | $2.37 | 7.0% | 8.6% |
| 2024 | $668M | -30.2% | $836M | $1.80 | 4.1% | 5.1% |
| 2023 | $957M | -44.2% | $1.10B | $2.78 | 6.0% | 6.9% |
| 2022 | $1.71B | -44.0% | $2.34B | $5.03 | 14.2% | 19.4% |
| 2021 | $3.06B | +182.0% | $3.85B | $8.22 | 28.6% | 36.0% |
| 2020 | $1.08B | -36.7% | $1.41B | $2.88 | 10.1% | 13.2% |
| 2019 | $1.72B | +35.8% | $1.97B | $4.34 | 14.8% | 17.0% |
| 2018 | $1.26B | +36.0% | $1.62B | $2.95 | 12.1% | 15.6% |
| 2017 | $929M | -12.9% | $1.51B | $2.04 | 9.4% | 15.3% |
| 2016 | $1.07B | -17.2% | $1.58B | $2.15 | 10.9% | 16.1% |
Full ALLY Stock Analysis
Analyst consensus, bull case, AI-generated risk factors, and peer comparison — all in one place.
See ALLY's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs ALLY Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare ALLY vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonALLY — Frequently Asked Questions
Quick answers to the most common questions about buying ALLY stock.
Is ALLY growing earnings?
ALLY EPS is $2.71, with earnings growth accelerating to +31.7%. This exceeds the 5-year CAGR of -3.8%. TTM net income reached $852M.
What are ALLY's profit margins?
Ally Financial Inc. net margin is +7.0%, with operating margin at +8.6%. Margins sit within typical range for the sector.
How consistent are ALLY's earnings?
ALLY earnings data spans 1999-2025. The accelerating earnings trend is +31.7% YoY. Historical data enables comparison across business cycles.