Ally Financial Inc. (ALLY) Earnings History
Turnaround27 years of earnings data (1999–2025) · Recovering earnings after a multi-year decline
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Ally Financial Inc. (ALLY) Earnings Overview
As of October 5, 2026, Ally Financial Inc. (ALLY) reported trailing twelve-month net income of $1.45B, reflecting +31.7% year-over-year growth. The company earned $4.67 per diluted share over the past four quarters, with a net profit margin of 7.0%.
Looking at the long-term picture, ALLY's 5-year EPS compound annual growth rate (CAGR) stands at -3.8%, signaling declining earnings. The company achieved its highest annual net income of $3.06B in fiscal 2021.
Ally Financial Inc. maintains positive profitability with a gross margin of 52.0%, operating margin of 8.6%, and net margin of 7.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including COF ($10.52B net income, 3.5% margin), SYF ($3.52B net income, 23.7% margin), OMF ($781M net income, 12.5% margin), ALLY has outperformed on profitability metrics. Compare ALLY vs COF →
ALLY Earnings vs Peers
Earnings metrics vs comparable public companies
ALLY Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $852M | +27.5% | $1.05B | $2.37 | 14.8% | 18.3% |
| 2024 | $668M | -30.2% | $836M | $1.80 | 7.5% | 9.4% |
| 2023 | $957M | -44.2% | $1.10B | $2.78 | 10.6% | 12.2% |
| 2022 | $1.71B | -44.0% | $2.34B | $5.03 | 18.5% | 25.3% |
| 2021 | $3.06B | +182.0% | $3.85B | $8.22 | 34.9% | 43.9% |
| 2020 | $1.08B | -36.7% | $1.41B | $2.88 | 14.5% | 18.9% |
| 2019 | $1.72B | +35.8% | $1.97B | $4.34 | 23.4% | 26.9% |
| 2018 | $1.26B | +36.0% | $1.62B | $2.95 | 18.6% | 23.9% |
| 2017 | $929M | -12.9% | $1.51B | $2.04 | 13.3% | 21.5% |
| 2016 | $1.07B | -17.2% | $1.58B | $2.15 | 14.8% | 22.0% |
| 2015 | $1.29B | +12.1% | $1.39B | $-2.66 | 17.4% | 18.8% |
| 2014 | $1.15B | +218.6% | $1.25B | $1.83 | 16.3% | 17.6% |
| 2013 | $361M | -69.8% | $357M | $-1.51 | 5.7% | 5.7% |
| 2012 | $1.20B | +861.8% | $514M | $0.95 | 19.9% | 8.5% |
| 2011 | -$157M | -114.6% | -$177M | $-1.92 | -3.6% | -4.0% |
| 2010 | $1.07B | +110.4% | $1.14B | $-3.16 | 11.2% | 11.8% |
| 2009 | -$10.30B | -651.3% | -$6.91B | $-41.57 | -113.9% | -76.4% |
| 2008 | $1.87B | +180.1% | $4.74B | $4.53 | 17.4% | 44.1% |
| 2007 | -$2.33B | -209.7% | -$1.81B | $-9.41 | -17.1% | -13.2% |
| 2006 | $2.13B | -6.9% | $2.23B | $8.58 | 10.7% | 11.3% |
| 2005 | $2.28B | -21.1% | $3.48B | $9.21 | 10.9% | 16.5% |
| 2004 | $2.89B | +3.6% | $4.26B | $11.68 | 13.4% | 19.7% |
| 2003 | $2.79B | +49.4% | $4.38B | $11.27 | 13.9% | 21.8% |
| 2002 | $1.87B | +4.7% | $2.94B | $11.39 | 10.6% | 16.6% |
| 2001 | $1.79B | +11.5% | $2.80B | $10.88 | 15.5% | 24.3% |
| 2000 | $1.60B | +4.9% | $2.56B | $9.76 | 16.7% | 26.6% |
| 1999 | $1.53B | - | $2.49B | $9.30 | 11.2% | 18.2% |
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ALLY — Frequently Asked Questions
Quick answers to the most common questions about buying ALLY stock.
What is ALLY earnings per share (EPS)?
ALLY trailing twelve-month (TTM) diluted EPS is $4.67, reflecting +31.7% year-over-year growth. The 5-year EPS CAGR is -3.8%. Complete EPS history from 1999 to 2025 is available in the table on this page.
What is Ally Financial Inc.'s net income?
Ally Financial Inc. (ALLY) trailing twelve-month net income is $1.5B as of 2025. Earnings grew +31.7% year-over-year. Ally Financial Inc. has been profitable for 14 consecutive years.
Is ALLY profitable?
Yes, ALLY is profitable with a TTM net income of $1.5B and a net profit margin of +7.0%. Ally Financial Inc. has generated profits for 14 consecutive years.
What is ALLY's earnings growth rate?
ALLY compound annual EPS growth rates (CAGR): 1-Year: +31.7%, 3-Year: -22.2%, 5-Year: -3.8%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1999 to 2025.
What are ALLY's profit margins?
Ally Financial Inc. net profit margin is +7.0%, operating margin is +8.6%, and gross margin is +52.0%. Margins are within a typical range for the sector. Return on Equity is +5.8%.
Is ALLY growing earnings?
Yes, ALLY earnings are accelerating — EPS growth of +31.7% exceeds the 5-year CAGR of -3.8%. TTM net income reached $1.5B. Earnings momentum is strengthening.
What was ALLY's best earnings year?
Ally Financial Inc.'s highest annual net income on record is $3.1B, achieved in fiscal year 2021. Earnings history on this page spans 1999 to 2025 and includes all annual and quarterly figures.
What were ALLY's earnings last quarter?
ALLY's most recent reported quarter was Q2 2026. Net income was $410M with diluted EPS of $1.18. For a full breakdown of all quarters, see the quarterly earnings table on this page.