Credit Acceptance Corporation has undergone a strategic transformation, shifting from interest income to a fee-based model, with non-interest income now constituting 100% of total revenue in 2026Q2. This pivot has driven strong earnings growth, with EPS rising...
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 4, 2026 | $12.12-0.7% vs $12.20 | $587M-0.1% vs $588M |
Q2 2026 May 5, 2026 | $10.71+0.9% vs $10.61 | $580M-0.1% vs $581M |
Q1 2026 Jan 29, 2026 | $11.35+10.2% vs $10.30 | $580M-0.9% vs $585M |
Q4 2025 Oct 30, 2025 | $10.28+4.2% vs $9.87 | $576M-2.9% vs $594M |
Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth
Credit Acceptance settles a multistate investigation with $630M+ in debt relief, a $60M fund, and new consumer and dealer protections.
Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations
Engineers Gate Manager LP reduced its holdings in Credit Acceptance Corporation (NASDAQ: CACC) by 39.4% during the second quarter, according to the company in its most recent filing with the SEC. The fund owned 2,626 shares of the credit services provider's stock after selling 1,710 shares during the quarter. Engineers Gate Manager LP's
Benchmark CACC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Credit Acceptance Corporation (CACC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $527.50 | $5.52B | 14.05 | -13.12% | 18.29% | 25.9% | — | |
| $37.91 | $11.53B | 16.00 | -35.42% | 9.18% | 9.42% | — | |
| $59.31 | $17.29B | 109.83 | 18.82% | 7.22% | 5.72% | — | |
| $174.44 | $812.96M | 25.35 | 2.6% | 6.65% | 11% | — | |
| $194.72 | $119.46B | 48.32 | 36.62% | 13.38% | 9.28% | — | |
| $71.77 | $23.35B | 7.73 | -7.09% | 22.03% | 20.94% | — |
Credit Acceptance Corporation (CACC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Credit Acceptance Corporation (CACC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 4, 2026·SEC
Jul 24, 2026·SEC
Jul 22, 2026·SEC
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Credit Acceptance Corporation (CACC) stock FAQ — growth, dividends, profitability & financials explained
Credit Acceptance Corporation (CACC) saw revenue decline by 13.1% over the past year.
Yes, Credit Acceptance Corporation (CACC) is profitable, generating $501.9M in net income for fiscal year 2025 (18.3% net margin).
Credit Acceptance Corporation (CACC) has a return on equity (ROE) of 25.9%. This is excellent, indicating efficient use of shareholder capital.
Credit Acceptance Corporation (CACC) has a net interest margin (NIM) of 17.8%. This indicates healthy earnings from lending activities.
Credit Acceptance Corporation (CACC) has an efficiency ratio of 51.1%. This is excellent, indicating strong cost control.
