Amalgamated Financial Corp. (AMAL) Earnings History
Elite Compounder10 years of earnings data (2016–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Amalgamated Financial Corp. (AMAL) Earnings Overview
As of June 29, 2026, Amalgamated Financial Corp. (AMAL) reported trailing twelve-month net income of $105M, reflecting -0.9% year-over-year growth. The company earned $3.47 per diluted share over the past four quarters, with a net profit margin of 23.0%.
Looking at the long-term picture, AMAL's 5-year EPS compound annual growth rate (CAGR) stands at +18.2%, indicating exceptional earnings growth. The company achieved its highest annual net income of $106M in fiscal 2024.
Amalgamated Financial Corp. maintains industry-leading profitability with a gross margin of 70.3%, operating margin of 30.8%, and net margin of 23.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including DCOM ($124M net income, 15.2% margin), PFBC ($135M net income, 26.8% margin), BCAL ($60M net income, 26.6% margin), AMAL has outperformed on profitability metrics. Compare AMAL vs DCOM →
AMAL Earnings vs Peers
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AMAL Historical Earnings Data (2016–2025)
10 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $104M | -1.9% | $140M | $3.41 | 23.0% | 30.8% |
| 2024 | $106M | +21.0% | $145M | $3.44 | 24.4% | 33.4% |
| 2023 | $88M | +8.0% | $125M | $2.86 | 23.0% | 32.6% |
| 2022 | $81M | +53.9% | $108M | $2.61 | 28.6% | 37.9% |
| 2021 | $53M | +14.6% | $71M | $1.68 | 25.4% | 33.9% |
| 2020 | $46M | -2.1% | $62M | $1.48 | 20.6% | 27.7% |
| 2019 | $47M | +5.7% | $64M | $1.47 | 21.9% | 29.8% |
| 2018 | $45M | +631.1% | $50M | $1.46 | 23.2% | 26.2% |
| 2017 | $6M | -42.1% | $20M | $0.19 | 3.7% | 11.8% |
| 2016 | $11M | - | $16M | $0.35 | 6.7% | 10.3% |
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AMAL — Frequently Asked Questions
Quick answers to the most common questions about buying AMAL stock.
What is AMAL earnings per share (EPS)?
AMAL trailing twelve-month (TTM) diluted EPS is $3.47, reflecting -0.9% year-over-year growth. The 5-year EPS CAGR is +18.2%. Complete EPS history from 2016 to 2025 is available in the table on this page.
What is Amalgamated Financial Corp.'s net income?
Amalgamated Financial Corp. (AMAL) trailing twelve-month net income is $105M as of 2025. Earnings declined -0.9% year-over-year. Amalgamated Financial Corp. has been profitable for 10 consecutive years.
Is AMAL profitable?
Yes, AMAL is profitable with a TTM net income of $105M and a net profit margin of +23.0%. Amalgamated Financial Corp. has generated profits for 10 consecutive years.
What is AMAL's earnings growth rate?
AMAL compound annual EPS growth rates (CAGR): 1-Year: -0.9%, 3-Year: +9.3%, 5-Year: +18.2%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2016 to 2025.
What are AMAL's profit margins?
Amalgamated Financial Corp. net profit margin is +23.0%, operating margin is +30.8%, and gross margin is +70.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +13.9%.
Is AMAL growing earnings?
AMAL earnings growth is slowing. Current YoY EPS growth of -0.9% trails the 5-year CAGR of +18.2%. TTM net income is $105M.
What was AMAL's best earnings year?
Amalgamated Financial Corp.'s highest annual net income on record is $106M, achieved in fiscal year 2024. Earnings history on this page spans 2016 to 2025 and includes all annual and quarterly figures.
What were AMAL's earnings last quarter?
AMAL's most recent reported quarter was Q1 2026. Net income was $25M with diluted EPS of $0.84. For a full breakdown of all quarters, see the quarterly earnings table on this page.