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ARLAmerican Realty Investors, Inc.
$23.44$379M
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  3. ARL
  4. Financial Ratios

American Realty Investors, Inc. (ARL) Financial Ratios

Latest Ratios: P/E Ratio 24.2x · EV/EBITDA 94.1x · ROE 1.9%. (2000–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ARL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$379M$259M$237M$281M$414M$204M$175M$274M$202M$199M$80M
Enterprise Value$579M$460M$403M$427M$806M$710M$861M$946M$606M$1.2B$914M
P/E Ratio →24.1616.56—69.641.1160.2419.46—1.16——
P/S Ratio7.575.195.015.5711.044.862.964.651.671.580.67
P/B Ratio0.460.320.300.340.510.610.530.920.631.200.46
P/FCF——217.73———50.00————
P/OCF——217.73———50.00———4.60

P/E links to full P/E history page with 30-year chart

ARL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—9.198.518.4621.4716.8814.5916.035.019.257.64
EV / EBITDA94.1474.7571.44128.23209.70—46.6562.2316.5727.0723.78
EV / EBIT—16.40—26.351.3624.6518.6852.202.4220.3016.03
EV / FCF——369.69———246.25————

ARL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin-25.1%-25.1%42.8%44.8%51.2%50.4%58.7%56.4%50.7%49.2%47.4%
Operating Margin-12.9%-12.9%-14.0%-22.3%-24.7%-49.0%-0.2%-0.7%11.5%13.8%12.2%
Net Profit Margin31.4%31.4%-31.1%7.9%994.4%8.0%15.3%-27.1%143.6%-6.7%-2.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE1.9%1.9%-1.8%0.5%65.0%1.0%2.9%-5.2%71.3%-4.9%-1.5%
ROA1.5%1.5%-1.4%0.4%37.9%0.4%1.1%-1.9%16.4%-0.7%-0.2%
ROIC-0.5%-0.5%-0.5%-0.8%-0.7%-1.7%-0.0%-0.0%1.1%1.2%1.1%
ROCE-0.6%-0.6%-0.7%-1.0%-1.0%-2.7%-0.0%-0.0%1.4%1.5%1.3%

ARL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.260.260.230.220.621.652.192.441.376.094.83
Debt / EBITDA34.8734.8732.9054.84131.43—39.1747.5712.0523.4422.15
Net Debt / Equity—0.240.210.180.481.502.082.271.265.834.73
Net Debt / EBITDA32.5632.5629.3743.81101.92—37.1744.2011.0622.4521.70
Debt / FCF——151.96———196.25————
Interest Coverage4.114.11-0.851.7133.711.231.320.453.780.870.96

ARL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio166.96166.9610.1328.4310.206.389.938.629.945.563.68
Quick Ratio166.96166.9610.1328.4310.206.389.938.629.945.563.68
Cash Ratio31.7431.742.828.774.001.311.051.411.201.000.31
Asset Turnover—0.050.050.050.030.050.070.070.150.100.10
Inventory Turnover———————————
Days Sales Outstanding———————————

ARL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield————————0.4%0.6%1.4%
Payout Ratio————————0.5%——

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.1%6.0%—1.4%90.1%1.7%5.1%—86.2%——
FCF Yield——0.5%———2.0%————
Buyback Yield0.3%0.4%0.3%0.3%0.0%0.0%0.0%0.0%4.5%0.0%0.0%
Total Shareholder Yield0.3%0.4%0.3%0.3%0.0%0.0%0.0%0.0%4.9%0.6%1.4%
Shares Outstanding—$16M$16M$16M$16M$16M$16M$16M$17M$16M$16M

Key Metrics

Growth RegimeStable
ProfitabilityNegative
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

Reliance on asset divestitures

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Complexity Discount Masks Asset Value

According to recent market data, ARL trades at a P/B ratio of 0.33, which suggests that the market significantly discounts the company's book value, likely due to the persistent volatility in FFO and the reliance on non-recurring gains rather than stable rental income streams.

The valuation appears to reflect a deep skepticism regarding the company's ability to monetize its land bank efficiently. Investors should monitor whether the current discount to book value represents a genuine margin of safety or a permanent impairment of the underlying asset quality.

NOI Margin Volatility Indicates Instability

As reported in financial statements, ARL's NOI margin has fluctuated wildly, reaching 70.6% in 2026Q1 after dipping to negative 2.3% in 2025Q4, which indicates that the core property portfolio is currently unable to generate consistent, predictable operating margins for shareholders.

This extreme variance suggests that property-level expenses are not being managed with the consistency required for a stable REIT. The profitability profile appears to be driven more by the timing of asset sales than by the organic growth of the rental portfolio.

Deceptive Leverage Through Affiliate Structures

Based on reported figures, ARL maintains a Debt-to-Equity ratio of 0.26, yet this metric warrants further investigation as it may obscure significant property-level debt or obligations held within unconsolidated joint ventures that are not immediately apparent on the parent company's balance sheet.

The low headline leverage may provide a false sense of security regarding the company's financial flexibility. Analysts should scrutinize the interest coverage ratio, which has shown significant instability, to determine if the company is truly as under-leveraged as the primary debt metrics suggest.

Misapplication of Standard P/E Multiples

As noted in financial analysis, the most commonly misapplied metric for ARL is the standard P/E ratio, which fails to account for the massive non-cash depreciation charges and the lumpy nature of real estate divestitures that distort the company's true earnings power.

Using P/E obscures the fact that the company is essentially a land-heavy investment vehicle rather than a traditional income-producing REIT. Investors should instead focus on the net asset value of the land bank and adjusted FFO to better understand the company's actual economic performance.

Download Financial Ratios Data

Includes 30+ ratios · 26 years · Updated daily

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ARL — Frequently Asked Questions

Quick answers to the most common questions about buying ARL stock.

What is American Realty Investors, Inc.'s P/E ratio?

American Realty Investors, Inc.'s current P/E ratio is 24.2x. The historical average is 14.2x. This places it at the 87th percentile of its historical range.

What is American Realty Investors, Inc.'s EV/EBITDA?

American Realty Investors, Inc.'s current EV/EBITDA is 94.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 39.7x.

What is American Realty Investors, Inc.'s ROE?

American Realty Investors, Inc.'s return on equity (ROE) is 1.9%. The historical average is 6.9%.

Is ARL stock overvalued?

Based on historical data, American Realty Investors, Inc. is trading at a P/E of 24.2x. This is at the 87th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are American Realty Investors, Inc.'s profit margins?

American Realty Investors, Inc. has -25.1% gross margin and -12.9% operating margin.

How much debt does American Realty Investors, Inc. have?

American Realty Investors, Inc.'s Debt/EBITDA ratio is 34.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.