Last 48 quarters of trend data · Financial Services · Large & Global Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.25 | 14.95 | 11.87 | 10.98 | 14.18 | 12.17 | 13.29 | 11.59 | 13.40 | 12.25 | 11.98 | 12.47 | 24.05 | 7.61 | 8.15 | 7.61 | 9.74 | 9.32 | 10.66 | 12.88 | 13.56 |
| — | +22.9% | -10.7% | -5.3% | +5.8% | -0.6% | +11.0% | -7.1% | -44.3% | +61.0% | +47.0% | +64.0% | +146.9% | -18.4% | -23.5% | -40.9% | -28.2% | -25.3% | +6.5% | +14.5% | +5.6% | |
| P/S Ratio | 2.85 | 3.32 | 3.29 | 2.99 | 3.33 | 3.50 | 3.42 | 2.96 | 3.40 | 3.09 | 3.12 | 2.95 | 3.09 | 2.20 | 2.30 | 2.23 | 2.75 | 2.51 | 2.80 | 3.64 | 4.19 |
| — | -5.2% | -3.7% | +0.8% | -2.1% | +13.2% | +9.7% | +0.5% | +10.0% | +40.8% | +35.6% | +32.4% | +12.3% | -12.7% | -17.9% | -38.8% | -34.3% | -36.5% | -33.2% | -1.9% | +26.4% | |
| P/B Ratio | 1.23 | 1.34 | 1.38 | 1.20 | 1.37 | 1.29 | 1.21 | 1.10 | 1.17 | 1.06 | 1.08 | 1.04 | 0.93 | 0.77 | 0.82 | 0.84 | 0.99 | 0.91 | 0.94 | 1.27 | 1.37 |
| — | +3.7% | +14.2% | +9.6% | +17.4% | +22.3% | +12.2% | +5.7% | +25.3% | +37.3% | +31.7% | +24.2% | -5.9% | -15.8% | -13.3% | -34.1% | -27.7% | -30.9% | -27.3% | +2.6% | +40.2% | |
| P/FCF | 8.48 | — | 3.58 | 2.16 | — | 2.10 | — | — | 3.33 | — | 4.37 | — | 2.07 | 4.70 | 4.92 | — | 2.18 | 4.68 | — | — | 2.07 |
| — | — | — | — | — | — | — | — | +60.4% | — | -11.1% | — | -4.8% | +0.3% | — | — | +5.3% | -49.1% | — | — | +69.7% | |
| EV / EBITDA | 10.67 | 20.41 | 22.97 | 11.42 | 10.54 | 21.28 | 25.65 | 22.03 | 23.04 | 23.60 | 21.18 | 20.78 | 37.54 | 14.30 | 13.64 | 13.06 | 15.81 | 15.35 | 18.87 | 17.22 | 15.35 |
| — | -4.1% | -10.4% | -48.2% | -54.3% | -9.8% | +21.1% | +6.1% | -38.6% | +65.0% | +55.3% | +59.1% | +137.4% | -6.8% | -27.7% | -24.2% | +3.0% | -0.3% | +6.6% | +39.0% | +22.2% | |
| EV / EBIT | 12.86 | 20.41 | 24.19 | 12.08 | 11.04 | 22.60 | 27.56 | 23.57 | 24.85 | 25.37 | 22.71 | 22.31 | 43.87 | 15.21 | 14.50 | 13.78 | 16.82 | 16.26 | 20.21 | 18.30 | 16.32 |
| — | -9.7% | -12.2% | -48.7% | -55.6% | -10.9% | +21.4% | +5.6% | -43.3% | +66.7% | +56.6% | +61.9% | +160.9% | -6.4% | -28.2% | -24.7% | +3.1% | +0.3% | +7.9% | +40.6% | +20.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.0% | 95.8% | 95.7% | 95.6% | 95.8% | 95.4% | 94.0% | 94.6% | 94.3% | 93.9% | 94.1% | 94.9% | 95.0% | 95.1% | 95.5% | 96.5% | 95.5% | 96.3% | 97.7% | 99.9% | 102.2% |
| — | +0.4% | +1.8% | +1.0% | +1.6% | +1.6% | -0.1% | -0.3% | -0.7% | -1.2% | -1.5% | -1.6% | -0.6% | -1.3% | -2.2% | -3.4% | -6.5% | -6.2% | -9.2% | -7.7% | +2.5% | |
| Operating Margin | 33.3% | 30.7% | 36.6% | 34.4% | 39.9% | 33.7% | 29.1% | 29.7% | 28.0% | 28.9% | 29.8% | 28.1% | 14.2% | 32.2% | 31.9% | 34.6% | 32.2% | 33.9% | 30.4% | 33.9% | 35.4% |
| — | -8.7% | +26.1% | +15.9% | +42.2% | +16.5% | -2.5% | +5.4% | +97.1% | -10.2% | -6.6% | -18.7% | -55.8% | -5.1% | +5.0% | +2.0% | -9.2% | -13.8% | -18.9% | -15.5% | +16.4% | |
| Net Margin | 27.0% | 23.1% | 28.8% | 28.4% | 24.1% | 30.2% | 26.9% | 27.0% | 26.3% | 27.2% | 27.2% | 25.9% | 14.3% | 31.0% | 29.4% | 31.1% | 29.1% | 28.9% | 27.5% | 30.4% | 31.8% |
| — | -23.2% | +6.9% | +4.9% | -8.2% | +10.8% | -1.1% | +4.5% | +83.7% | -12.2% | -7.6% | -16.8% | -50.8% | +7.3% | +6.8% | +2.2% | -8.6% | -14.4% | -35.9% | -13.7% | +16.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.2% | 2.3% | 3.0% | 2.8% | 2.5% | 2.8% | 2.4% | 2.5% | 2.3% | 2.3% | 2.3% | 2.3% | 1.1% | 2.7% | 2.6% | 2.9% | 2.6% | 2.6% | 2.3% | 2.6% | 2.6% |
| — | -17.3% | +26.1% | +13.6% | +10.1% | +20.1% | +1.8% | +9.7% | +107.2% | -14.6% | -10.7% | -22.7% | -58.7% | +4.0% | +12.7% | +12.0% | +1.7% | -6.0% | -30.3% | -10.5% | +28.0% | |
| ROA | 0.9% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% |
| — | -19.1% | +23.8% | +11.1% | +9.2% | +18.1% | -0.8% | +8.2% | +103.8% | -15.7% | -9.9% | -20.9% | -57.4% | +8.6% | +19.2% | +18.4% | +3.9% | -8.9% | -36.0% | -20.7% | +13.9% | |
| ROIC | 3.5% | 0.8% | 1.0% | 1.2% | 1.1% | 0.7% | 0.6% | 0.6% | 0.5% | 0.5% | 0.6% | 0.6% | 0.3% | 0.7% | 0.7% | 0.8% | 0.8% | 0.8% | 0.7% | 0.8% | 0.8% |
| — | +18.0% | +82.0% | +86.7% | +106.5% | +26.0% | -4.5% | +5.9% | +109.7% | -18.7% | -11.6% | -27.0% | -66.5% | -16.7% | -0.7% | +4.8% | +0.9% | -6.4% | -15.9% | -18.4% | +20.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.21 | 1.28 | 2.43 | 1.28 | 1.21 | 2.33 | 2.54 | 2.44 | 2.23 | 2.47 | 2.38 | 2.27 | 2.12 | 2.20 | 2.17 | 2.34 | 1.82 | 1.88 | 1.89 | 1.94 | 1.84 |
| — | -44.8% | -4.3% | -47.7% | -45.8% | -5.9% | +6.8% | +7.8% | +5.1% | +12.5% | +9.4% | -3.1% | +16.2% | +17.2% | +15.2% | +20.2% | -0.7% | +1.0% | +2.5% | +12.7% | +10.8% | |
| Debt / EBITDA | 9.15 | 41.36 | 60.12 | 34.84 | 28.08 | 70.50 | 92.11 | 83.13 | 85.88 | 93.14 | 86.27 | 85.24 | 169.32 | 73.30 | 72.06 | 68.27 | 59.36 | 57.53 | 68.79 | 61.89 | 59.69 |
| — | -41.3% | -34.7% | -58.1% | -67.3% | -24.3% | +6.8% | -2.5% | -49.3% | +27.1% | +19.7% | +24.9% | +185.3% | +27.4% | +4.8% | +10.3% | -0.6% | +7.1% | +14.8% | +26.1% | -12.9% | |
| Current Ratio | 0.42 | 0.43 | 0.07 | 0.54 | 0.42 | 0.41 | 0.30 | 0.30 | 0.30 | 0.29 | 0.30 | 0.30 | 0.30 | 0.24 | 0.24 | 0.19 | 0.22 | 0.21 | 0.22 | 0.25 | 0.29 |
| — | +4.5% | -75.5% | +78.9% | +36.9% | +40.6% | +0.5% | -1.0% | +0.9% | +21.6% | +23.6% | +59.5% | +37.4% | +13.9% | +7.2% | -24.6% | -23.6% | -18.6% | -13.4% | -12.0% | -8.5% | |
| Quick Ratio | 0.42 | 0.43 | 0.07 | 0.54 | 0.42 | 0.41 | 0.30 | 0.30 | 0.30 | 0.29 | 0.30 | 0.30 | 0.30 | 0.24 | 0.24 | 0.19 | 0.22 | 0.21 | 0.22 | 0.25 | 0.29 |
| — | +4.5% | -75.5% | +78.9% | +36.9% | +40.6% | +0.5% | -1.0% | +0.9% | +21.6% | +23.6% | +59.5% | +37.4% | +13.9% | +7.2% | -24.6% | -23.6% | -18.6% | -13.4% | -12.0% | -8.5% | |
| Interest Coverage | 0.48 | 0.52 | 0.65 | 0.59 | 0.67 | 0.47 | 0.38 | 0.41 | 0.33 | 0.31 | 0.33 | 0.33 | 0.14 | 0.42 | 0.44 | 0.64 | 0.76 | 1.42 | 2.72 | 5.96 | 6.83 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BAC stock.
Bank of America Corporation's current P/E is 11.3x. The average P/E over the last 4 quarters is 13.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Bank of America Corporation's current operating margin is 33.3%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Bank of America Corporation's business trajectory between earnings reports.