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BANLCBL International Limited
$0.37$10M
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  4. Financial Ratios

CBL International Limited (BANL) Financial Ratios

Latest Ratios: P/E Ratio -14.6x · EV/EBITDA N/A · ROE -13.9%. (2020–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BANL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Market Cap$10M$12M$28M$37M———
Enterprise Value$-282752$2M$21M$30M———
P/E Ratio →-14.61——32.24———
P/S Ratio0.020.020.050.08———
P/B Ratio0.510.621.211.45———
P/FCF2.543.06—————
P/OCF2.533.06—————

P/E links to full P/E history page with 30-year chart

BANL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
EV / Revenue—0.000.040.07———
EV / EBITDA———16.37———
EV / EBIT———17.91———
EV / FCF—0.46—————

BANL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Gross Margin0.8%0.8%0.9%1.7%2.0%2.3%2.7%
Operating Margin-0.5%-0.5%-0.6%0.4%1.0%1.3%1.5%
Net Profit Margin-0.6%-0.6%-0.6%0.3%0.8%1.1%1.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
ROE-13.9%-13.9%-15.5%6.1%35.9%53.7%59.2%
ROA-4.1%-4.1%-6.1%2.9%14.0%14.1%12.2%
ROIC-14.1%-14.1%-14.4%9.7%55.0%124.6%—
ROCE-11.4%-11.4%-13.8%8.8%45.7%62.9%69.3%

BANL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Debt / Equity0.110.110.070.020.030.020.05
Debt / EBITDA———0.230.080.030.08
Net Debt / Equity—-0.52-0.28-0.28-0.38-0.34-1.09
Net Debt / EBITDA———-3.85-0.96-0.68-1.52
Debt / FCF—-2.61——-1.49—-1.65
Interest Coverage-2.80-2.80-5.595.4918.191233.895083.62

Net cash position: cash ($12M) exceeds total debt ($2M)

BANL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Current Ratio1.351.351.471.861.791.441.24
Quick Ratio1.351.351.471.861.781.441.24
Cash Ratio0.220.220.170.260.390.160.30
Asset Turnover—7.118.558.1518.0812.109.94
Inventory Turnover————2313.23——
Days Sales Outstanding—28.8023.8522.6614.5420.1727.26

BANL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Dividend Yield———————
Payout Ratio———————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Earnings Yield———3.1%———
FCF Yield39.4%32.6%—————
Buyback Yield0.5%0.4%0.0%0.0%———
Total Shareholder Yield0.5%0.4%0.0%0.0%———
Shares Outstanding—$28M$28M$25M$21M$25M$25M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Margin and credit risk

Structural Margin Erosion Impairs Viability

As reported in recent financial statements, BANL's gross margin has compressed to a precarious 0.7% in 2025Q4, which, when combined with negative operating margins of -0.6%, suggests the firm's current brokerage-based business model is failing to cover its fixed administrative and listing-related overhead costs.

The consistent decline in profitability metrics indicates that the company lacks the pricing power necessary to offset competitive pressures in the marine fuel logistics sector. Investors should monitor whether management can identify higher-margin service niches, as the current trajectory suggests that the firm's earning power is effectively non-existent under existing operational conditions.

Capital Efficiency Decaying Amid Losses

Based on the company's reported figures, ROIC has plummeted from a peak of 38.4% in 2022Q4 to -2.1% in 2025Q4, signaling a rapid deterioration in the firm's ability to generate returns on its invested capital as the business model shifts from profitable growth to persistent operational deficits.

This sharp reversal in capital efficiency highlights the risks inherent in an asset-light brokerage model that lacks a durable competitive moat. The decay in returns suggests that the capital previously deployed is no longer contributing to value creation, warranting further investigation into whether the firm's current strategy can ever return to positive compounding.

Working Capital Volatility Masks Risks

According to historical data, the company's asset turnover has significantly declined from 7.69 in 2022Q4 to 0.95 in 2025Q4, indicating that the firm is requiring a much larger asset base to generate the same volume of revenue, which suggests a loss of operational efficiency in its core logistics activities.

The fluctuation in DSO and DPO metrics implies that the company is struggling to manage its trade credit cycles effectively, which is critical for a business acting as a credit intermediary. This inefficiency may indicate that the firm is being forced to extend more lenient terms to customers to maintain volume, thereby increasing its exposure to potential bad debt.

Market Skepticism Reflected in Multiples

Based on current market data, BANL trades at a P/B of 0.51 and a P/FCF of 2.54, which, as noted in recent institutional research, suggests that the market is pricing the company as a distressed entity rather than a growing participant in the energy midstream sector.

These depressed valuation multiples appear to reflect the market's lack of confidence in the firm's ability to achieve sustainable profitability. While the low P/B might suggest a value opportunity, it more likely reflects the market's assessment that the company's book value is at risk of further erosion due to ongoing operational losses.

Misapplication of Revenue-Based Valuation Metrics

Investors frequently misapply the Price-to-Sales ratio to BANL, which obscures the reality that the firm's top-line revenue is largely a pass-through of fuel costs rather than a reflection of the actual value-added services provided by the company's brokerage and logistics operations.

Using P/S in this context is misleading because it ignores the razor-thin gross margins that define the business model. A more appropriate metric for evaluating the firm's true economic productivity would be gross profit per metric ton, which would strip away the volatility of underlying oil prices and provide a clearer picture of the firm's actual service-based earning potential.

Download Financial Ratios Data

Includes 30+ ratios · 6 years · Updated daily

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BANL — Frequently Asked Questions

Quick answers to the most common questions about buying BANL stock.

What is CBL International Limited's P/E ratio?

CBL International Limited's current P/E ratio is -14.6x. The historical average is 32.2x.

What is CBL International Limited's ROE?

CBL International Limited's return on equity (ROE) is -13.9%. The historical average is 20.9%.

Is BANL stock overvalued?

Based on historical data, CBL International Limited is trading at a P/E of -14.6x. Compare with industry peers and growth rates for a complete picture.

What are CBL International Limited's profit margins?

CBL International Limited has 0.8% gross margin and -0.5% operating margin.