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BENFBeneficient
$3.87$2.0B
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Beneficient (BENF) Financial Ratios

Latest Ratios: P/E Ratio 60.0x · EV/EBITDA N/A · ROE 89.3%. (2018–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BENF Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Market Cap$2.0B$165M$17M$271M—————
Enterprise Value$2.2B$282M$139M$394M—————
P/E Ratio →60.004.85—71.19—————
P/S Ratio—————————
P/B Ratio36.812.970.294.61—————
P/FCF—————————
P/OCF—————————

P/E links to full P/E history page with 30-year chart

BENF EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
EV / Revenue—————————
EV / EBITDA—————————
EV / EBIT—————————
EV / FCF—————————

BENF Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Gross Margin312.1%312.1%165.8%143.4%143.4%79.6%100.0%95.4%81.4%
Operating Margin304.4%304.4%2677.8%241.1%241.1%-46.5%-224.5%52.1%61.2%
Net Profit Margin-644.0%-644.0%2118.8%124.8%124.8%-56.9%-554.0%-6.3%-22.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
ROE89.3%89.3%-3555.9%-8.9%-9.6%-2.1%-14.0%-0.3%-0.6%
ROA14.1%14.1%-568.7%-7.5%-8.0%-1.9%-12.2%-0.2%-0.4%
ROIC-10.0%-10.0%-1050.0%-11.6%-12.6%-1.2%-3.8%1.4%1.0%
ROCE-13.1%-13.1%-1371.6%-15.4%-16.7%-1.6%-5.0%1.8%1.2%

BENF Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Debt / Equity2.122.122.212.210.060.060.100.140.27
Debt / EBITDA———————7.7413.62
Net Debt / Equity—2.102.082.080.050.030.100.140.27
Net Debt / EBITDA———————7.3113.49
Debt / FCF———————17.48—
Interest Coverage-2.49-2.49-150.34-15.36-16.36-0.46———

BENF Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Current Ratio0.260.260.100.100.361.801.1114.461.44
Quick Ratio0.260.260.100.100.361.801.1114.461.44
Cash Ratio0.010.010.050.050.111.500.500.910.12
Asset Turnover—-0.02-0.27-0.28-0.040.030.020.030.02
Inventory Turnover—————————
Days Sales Outstanding—————————

BENF Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Dividend Yield—————————
Payout Ratio—————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Earnings Yield1.7%20.6%—1.4%—————
FCF Yield—————————
Buyback Yield0.0%————————
Total Shareholder Yield0.0%————————
Shares Outstanding—$529M$3M$325378$0$572596$572596$45M$50M

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Insolvency and liquidity risk

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Distorted Multiples Mask Structural Risk

As reported in financial statements, Beneficient's P/B ratio of 35.19 suggests an extreme valuation premium that appears disconnected from the company's negative equity base, warranting significant caution for investors attempting to apply traditional valuation multiples to this highly speculative and volatile financial services business model.

The absence of meaningful P/E or EV/EBITDA metrics for most periods highlights the difficulty in valuing a firm where mark-to-market volatility renders standard earnings-based multiples largely irrelevant. Investors should monitor whether the current valuation reflects speculative hope for platform adoption or a fundamental misunderstanding of the firm's underlying asset impairment risks.

Capital Efficiency Remains Fundamentally Impaired

Based on historical data, the company's ROIC has frequently dipped into negative territory, including a -138.8% reading in 2024Q2, which indicates that the firm is currently destroying rather than compounding capital as it struggles to generate returns that exceed its cost of funding and regulatory overhead.

The erratic nature of these returns suggests that the business model is not yet achieving the scale or operational efficiency required to generate sustainable value. The persistent inability to maintain positive returns on invested capital implies that the current fiduciary-based liquidity strategy may be structurally unsuited to the firm's high fixed-cost base.

Thin Buffers Threaten Operational Continuity

According to recent quarterly filings, the current ratio has consistently hovered near zero, reaching as low as 0.02 in 2026Q2, which indicates an extremely precarious liquidity position that leaves the firm with virtually no margin for error in meeting its short-term debt and operational obligations.

This lack of liquidity suggests that the company is highly dependent on continuous external financing or asset monetization to remain a going concern. Investors should monitor the firm's ability to maintain its TEFFI-regulated operations without a more robust cash cushion to absorb potential market-driven valuation shocks.

Misapplication of Traditional Margin Metrics

As indicated by the reported gross margin of 312% in certain periods, analysts often misapply traditional margin metrics to Beneficient, failing to recognize that these figures are accounting artifacts resulting from negative revenue rather than genuine operational efficiency or superior pricing power in the secondary market.

Using gross margin as a proxy for profitability in this context is misleading because it ignores the underlying mark-to-market volatility of the asset portfolio. A more appropriate metric for this business model would be a fee-based revenue margin that excludes unrealized gains and losses, providing a clearer view of the platform's actual service-based earning power.

Download Financial Ratios Data

Includes 30+ ratios · 8 years · Updated daily

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BENF — Frequently Asked Questions

Quick answers to the most common questions about buying BENF stock.

What is Beneficient's P/E ratio?

Beneficient's current P/E ratio is 60.0x. The historical average is 38.0x. This places it at the 50th percentile of its historical range.

What is Beneficient's ROE?

Beneficient's return on equity (ROE) is 89.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 7.7%.

Is BENF stock overvalued?

Based on historical data, Beneficient is trading at a P/E of 60.0x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Beneficient's profit margins?

Beneficient has 312.1% gross margin and 304.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.