Beneficient (BENF) Financial Ratios
8 years of historical data (2018–2025) · Financial Services · Asset Management
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
N/A
—
5yr avg: N/A
P/B Ratio
↓
33.48
↑+1177% vs avg
5yr avg: 2.62
30Y Low0.3·High4.6
ROE
↑
89.3%
↓+113% vs avg
5yr avg: -697.4%
30Y Low-14%·High89%
Debt/EBITDA
N/A
—
5yr avg: N/A
30Y Low7.7·High13.6
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
BENF Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Beneficient trades at 54.6x earnings, 44% above its 5-year average of 38.0x, sitting at the 50th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.1x, the stock trades at a premium of 315%.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.9B | $165M | $17M | $271M | — | — | — | — | — |
| Enterprise Value | $2.0B | $282M | $139M | $394M | — | — | — | — | — |
| P/E Ratio → | 54.57 | 4.85 | — | 71.19 | — | — | — | — | — |
| P/S Ratio | — | — | — | — | — | — | — | — | — |
| P/B Ratio | 33.48 | 2.97 | 0.29 | 4.61 | — | — | — | — | — |
| P/FCF | — | — | — | — | — | — | — | — | — |
| P/OCF | — | — | — | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
BENF EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | — | — | — | — | — | — | — | — |
| EV / EBITDA | — | — | — | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | — | — | — | — | — | — | — | — |
BENF Profitability
Margins and return-on-capital ratios measuring operating efficiency
Beneficient earns an operating margin of 304.4%, significantly above the Financial Services sector average of 21.6%. Operating margins have expanded from 241.1% to 304.4% over the past 3 years, signaling improving operational efficiency. Return on equity of 89.3% is exceptionally high — well above the sector median of 9.4%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 312.1% | 312.1% | 165.8% | 143.4% | 143.4% | 79.6% | 100.0% | 95.4% | 81.4% |
| Operating Margin | 304.4% | 304.4% | 2677.8% | 241.1% | 241.1% | -46.5% | -224.5% | 52.1% | 61.2% |
| Net Profit Margin | -644.0% | -644.0% | 2118.8% | 124.8% | 124.8% | -56.9% | -554.0% | -6.3% | -22.3% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | 89.3% | 89.3% | -3555.9% | -8.9% | -9.6% | -2.1% | -14.0% | -0.3% | -0.6% |
| ROA | 14.1% | 14.1% | -568.7% | -7.5% | -8.0% | -1.9% | -12.2% | -0.2% | -0.4% |
| ROIC | -10.0% | -10.0% | -1050.0% | -11.6% | -12.6% | -1.2% | -3.8% | 1.4% | 1.0% |
| ROCE | -13.1% | -13.1% | -1371.6% | -15.4% | -16.7% | -1.6% | -5.0% | 1.8% | 1.2% |
BENF Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Net debt stands at $117M ($118M total debt minus $1M cash).
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.12 | 2.12 | 2.21 | 2.21 | 0.06 | 0.06 | 0.10 | 0.14 | 0.27 |
| Debt / EBITDA | — | — | — | — | — | — | — | 7.74 | 13.62 |
| Net Debt / Equity | — | 2.10 | 2.08 | 2.08 | 0.05 | 0.03 | 0.10 | 0.14 | 0.27 |
| Net Debt / EBITDA | — | — | — | — | — | — | — | 7.31 | 13.49 |
| Debt / FCF | — | — | — | — | — | — | — | 17.48 | — |
| Interest Coverage | -1.62 | -1.62 | -150.84 | -16.36 | -16.36 | -1.46 | — | — | — |
BENF Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.26x is below 1.0, meaning current liabilities exceed current assets. The current ratio has improved from 0.10x to 0.26x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.26 | 0.26 | 0.10 | 0.10 | 0.36 | 1.80 | 1.11 | 14.46 | 1.44 |
| Quick Ratio | 0.26 | 0.26 | 0.10 | 0.10 | 0.36 | 1.80 | 1.11 | 14.46 | 1.44 |
| Cash Ratio | 0.01 | 0.01 | 0.05 | 0.05 | 0.11 | 1.50 | 0.50 | 0.91 | 0.12 |
| Asset Turnover | — | -0.02 | -0.27 | -0.28 | -0.04 | 0.03 | 0.02 | 0.03 | 0.02 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — |
BENF Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Beneficient does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business. The earnings yield of 1.8% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 1.8% | 20.6% | — | 1.4% | — | — | — | — | — |
| FCF Yield | — | — | — | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 8.4% | 3.1% | — | — | — | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 8.4% | 3.1% | — | — | — | — | — |
| Shares Outstanding | — | $529M | $3M | $325378 | $0 | $572596 | $572596 | $45M | $50M |
Peer Comparison
Compare BENF with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 BENFYou | $2B | 54.6 | — | — | 312.1% | 304.4% | 89.3% | -10.0% | — |
 CSWC | $1B | 16.3 | 27.4 | — | 66.5% | 48.5% | 8.6% | 3.5% | 11.2 |
 TPVG | $243M | 4.9 | 9.1 | — | 83.5% | 77.9% | 14.1% | 7.2% | 6.2 |
 PFLT | $888M | 12.4 | 37.7 | 9.3 | 45.6% | 39.4% | 6.8% | 2.1% | 26.3 |
 GAIN | $657M | 9.3 | 16.8 | 5.8 | 68.6% | 72.7% | 13.2% | 5.3% | 7.0 |
 SLRC | $745M | 8.0 | 11.5 | — | 73.3% | 72.9% | 9.3% | 5.8% | 7.0 |
 STEP | $2B | -21.5 | — | 35.3 | -7.6% | -21.3% | -9.8% | -8.7% | — |
 HLNE | $4B | 16.4 | 13.3 | 13.6 | 70.8% | 44.4% | 27.2% | 21.2% | 1.1 |
 ARES | $40B | 62.8 | 26.9 | 26.2 | 74.8% | 27.2% | 6.8% | 6.1% | 7.4 |
 KFRC | $790M | 22.1 | 15.4 | 16.9 | 26.8% | 3.8% | 24.9% | 19.1% | 1.3 |
 BX | $96B | 31.5 | 14.8 | 54.9 | 86.0% | 51.9% | 14.6% | 16.1% | 1.8 |
| Financial Services Median | — | 13.1 | 11.5 | 10.6 | 63.6% | 21.6% | 9.4% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 8 years · Updated daily
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Side-by-side business, growth, and profitability comparison vs Capital Southwest Corporation.
Start ComparisonBENF — Frequently Asked Questions
Quick answers to the most common questions about buying BENF stock.
What is Beneficient's P/E ratio?
Beneficient's current P/E ratio is 54.6x. The historical average is 38.0x. This places it at the 50th percentile of its historical range.
What is Beneficient's ROE?
Beneficient's return on equity (ROE) is 89.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 7.7%.
Is BENF stock overvalued?
Based on historical data, Beneficient is trading at a P/E of 54.6x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are Beneficient's profit margins?
Beneficient has 312.1% gross margin and 304.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.