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BETRBetter Home & Finance Holding Company
$28.43$445M
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HomeStocksBETREarnings History

BETR logoBetter Home & Finance Holding Company (BETR) Earnings History

Net Loss

11 years of earnings data (2015–2025) · Currently unprofitable on a TTM basis

TTM Net Income
-$186M
● Net Loss
TTM EPS (Diluted)
$-11.31
Per share, diluted
YoY EPS Growth
+20.7%
Excellent
Net Margin
-86.7%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin-64.3%
Gross Margin77.7%
Return on Equity-446.1%
Return on Assets-13.7%
Record Annual Net Income$27MFY2016
Record Quarterly EPS$0.12Q4 2016
Consecutive Profitable Years0years
Q1 2026
Net Income-$70M
EPS (Diluted)$-4.28
YoY Growth+20.7%Excellent
QoQ Growth-76.1%Declining

Loading earnings history...

Better Home & Finance Holding Company (BETR) Earnings Overview

As of June 21, 2026, Better Home & Finance Holding Company (BETR) reported trailing twelve-month net income of -$186M, reflecting +20.7% year-over-year growth. The company earned $-11.31 per diluted share over the past four quarters, with a net profit margin of -86.7%.

Looking at the long-term picture, BETR's historical earnings data spans multiple years. The company achieved its highest annual net income of $27M in fiscal 2016.

Better Home & Finance Holding Company is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including UWMC ($27M net income, 0.9% margin), GHLD ($126M net income, 8.3% margin), PFSI ($507M net income, 11.5% margin), BETR has room to improve margins relative to the peer group. Compare BETR vs UWMC →

BETR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BETR logoBETRCurrent
-$186M$-11.31-86.7%-446.1%+20.7%—
UWMC logoUWMC
$27M$0.110.9%1.5%-7.7%
GHLD logoGHLD
$126M$2.018.3%8.0%+343.8%
PFSI logoPFSI
$507M$9.4211.5%12.3%+59.2%
RKT logoRKT
$239M$0.08-1.0%-0.4%-292.3%
LMND logoLMND
-$139M$-1.82-22.4%-29.4%+19.3%
Best in group
Lowest in group

BETR Historical Earnings Data (2015–2025)

7 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$166M+19.6%-$123M$-10.82-86.7%-64.3%
2024-$206M+61.5%-$188M$-13.65-171.8%-156.6%
2023-$536M+38.8%-$291M$-1.16-606.1%-329.1%
2022-$877M-191.3%-$859M$-1.21-222.0%-217.4%
2021-$301M-1203.3%-$240M$-0.41-23.0%-18.3%
2016$27M+176.1%$60M$0.3810.1%22.3%
2015$10M-$37M$0.135.4%19.9%

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BETR — Frequently Asked Questions

Quick answers to the most common questions about buying BETR stock.

What is BETR earnings per share (EPS)?

BETR trailing twelve-month (TTM) diluted EPS is $-11.31, reflecting +20.7% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2015 to 2025 is available in the table on this page.

What is Better Home & Finance Holding Company's net income?

Better Home & Finance Holding Company (BETR) trailing twelve-month net income is $-186M as of 2025. Earnings grew +20.7% year-over-year.

Is BETR profitable?

BETR is not currently profitable on a TTM basis, reporting a net loss of $-186M. Net margin is -86.7%. Investors should monitor for a return to profitability.

What is BETR's earnings growth rate?

BETR compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2015 to 2025.

What are BETR's profit margins?

Better Home & Finance Holding Company net profit margin is -86.7%, operating margin is -64.3%, and gross margin is +77.7%. Below-average margins reflect competitive or cost pressures. Return on Equity is -446.1%.

Is BETR growing earnings?

Yes, BETR earnings are accelerating — EPS growth of +20.7% exceeds the 5-year CAGR of N/A. TTM net income reached $-186M. Earnings momentum is strengthening.

What was BETR's best earnings year?

Better Home & Finance Holding Company's highest annual net income on record is $27M, achieved in fiscal year 2016. Earnings history on this page spans 2015 to 2025 and includes all annual and quarterly figures.

What were BETR's earnings last quarter?

BETR's most recent reported quarter was Q1 2026. Net income was $-70M with diluted EPS of $-4.28. For a full breakdown of all quarters, see the quarterly earnings table on this page.

BETR Earnings Over Time (2015–2025)

Net income & EPS — annual and quarterly view