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BETR logoBetter Home & Finance Holding Company (BETR) Earnings History

Annual and quarterly earnings data from 2015 to 2025

TTM Net Income
-$166M
Net Loss
TTM EPS
$-10.57
Diluted
YoY EPS Growth
+20.7%
Excellent
Net Margin
-86.7%
Profitability
Operating Margin-64.3%
Gross Margin77.7%
ROE-446.1%
ROA-13.7%
Highest Annual Net Income$27M (2016)
Highest Quarterly EPS$0.12 (Q4 2016)
Consecutive Profitable Years0 years
Q4 2025
Net Income-$40M
EPS$-2.54
QoQ Growth-2.0%Slow

Loading earnings history...

BETR EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

BETR Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202577.7%-64.3%-86.7%
2024-35.4%-156.6%-171.8%
2023-69.3%-329.1%-606.1%
2022-75.6%-217.4%-222.0%
202126.1%-18.3%-23.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Better Home & Finance Holding Company (BETR) Earnings Overview

As of May 7, 2026, Better Home & Finance Holding Company (BETR) reported trailing twelve-month net income of -$166M, reflecting +20.7% year-over-year growth. The company earned $-10.57 per diluted share over the past four quarters, with a net profit margin of -86.7%.

Looking at the long-term picture, BETR's historical earnings data spans multiple years. The company achieved its highest annual net income of $27M in fiscal 2016.

Better Home & Finance Holding Company is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including UWMC ($27M net income, 0.9% margin), GHLD ($126M net income, 8.3% margin), PFSI ($507M net income, 11.5% margin), BETR has room to improve margins relative to the peer group. Compare BETR vs UWMC →

BETR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BETR logoBETRCurrent
-$166M$-10.57-86.7%-446.1%+20.7%—
UWMC logoUWMC
$27M$0.110.9%1.5%-7.7%
GHLD logoGHLD
$126M$2.018.3%8.0%+343.8%
PFSI logoPFSI
$507M$9.4211.5%12.3%+59.2%
RKT logoRKT
-$102M$-0.050.5%0.3%-
LMND logoLMND
-$139M$-1.82-22.4%-29.4%+19.3%
Best in group
Lowest in group

BETR Historical Earnings Data (2015–2025)

7 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$166M+19.6%-$123M$-10.82-86.7%-64.3%
2024-$206M+61.5%-$188M$-13.65-171.8%-156.6%
2023-$536M+38.8%-$291M$-1.16-606.1%-329.1%
2022-$877M-191.3%-$859M$-1.21-222.0%-217.4%
2021-$301M-1203.3%-$240M$-0.41-23.0%-18.3%
2016$27M+176.1%$60M$0.3810.1%22.3%
2015$10M-$37M$0.135.4%19.9%

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Compare BETR vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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BETR — Frequently Asked Questions

Quick answers to the most common questions about buying BETR stock.

Is BETR growing earnings?

BETR EPS is $-10.57, with earnings growth accelerating to +20.7%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-166M.

What are BETR's profit margins?

Better Home & Finance Holding Company net margin is -86.7%, with operating margin at -64.3%. Below-average margins reflect competitive or cost pressures.

How consistent are BETR's earnings?

BETR earnings data spans 2015-2025. The accelerating earnings trend is +20.7% YoY. Historical data enables comparison across business cycles.

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BETR Earnings Over Time (2015–2025)

Net income and EPS trends