Bank First Corporation (BFC) Earnings History
Steady Earner28 years of earnings data (1998–2025) · Positive but moderate multi-year EPS trajectory
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Bank First Corporation (BFC) Earnings Overview
As of June 28, 2026, Bank First Corporation (BFC) reported trailing twelve-month net income of $73M, reflecting +11.2% year-over-year growth. The company earned $6.53 per diluted share over the past four quarters, with a net profit margin of 29.7%.
Looking at the long-term picture, BFC's 5-year EPS compound annual growth rate (CAGR) stands at +7.4%, showing solid earnings momentum. The company achieved its highest annual net income of $75M in fiscal 2023.
Bank First Corporation maintains industry-leading profitability with a gross margin of 70.3%, operating margin of 36.7%, and net margin of 29.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FBIZ ($51M net income, 18.0% margin), BWFG ($40M net income, 16.9% margin), MNSB ($17M net income, 11.5% margin), BFC has outperformed on profitability metrics. Compare BFC vs FBIZ →
BFC Earnings vs Peers
Earnings metrics vs comparable public companies
BFC Historical Earnings Data (1998–2025)
28 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $71M | +9.0% | $88M | $7.23 | 29.7% | 36.7% |
| 2024 | $66M | -12.0% | $80M | $6.50 | 29.4% | 35.6% |
| 2023 | $75M | +64.8% | $99M | $7.26 | 40.0% | 53.0% |
| 2022 | $45M | -0.5% | $60M | $5.56 | 34.6% | 45.6% |
| 2021 | $45M | +19.4% | $60M | $5.90 | 38.9% | 51.3% |
| 2020 | $38M | +42.5% | $50M | $5.05 | 32.5% | 42.6% |
| 2019 | $27M | +4.9% | $34M | $3.87 | 27.5% | 35.3% |
| 2018 | $25M | +66.2% | $32M | $3.81 | 30.1% | 37.9% |
| 2017 | $15M | +2.7% | $24M | $2.44 | 25.8% | 40.7% |
| 2016 | $15M | +11.3% | $23M | $2.40 | 29.8% | 45.2% |
| 2015 | $13M | +6.1% | $20M | $2.13 | 29.2% | 44.0% |
| 2014 | $13M | +9.1% | $19M | $1.99 | 28.0% | 42.0% |
| 2013 | $12M | +11.0% | $17M | $1.79 | 27.0% | 38.5% |
| 2012 | $10M | +21.9% | $14M | $1.58 | 23.8% | 33.1% |
| 2011 | $9M | +14.7% | $11M | $1.30 | 20.9% | 27.9% |
| 2010 | $7M | +11.7% | $10M | $1.13 | 15.9% | 20.8% |
| 2009 | $7M | +6.9% | $9M | $0.88 | 12.8% | 16.8% |
| 2008 | $6M | -15.7% | $6M | $0.94 | 11.5% | 11.1% |
| 2007 | $7M | +7.2% | $10M | $1.10 | 13.9% | 18.2% |
| 2006 | $7M | +1.2% | $9M | $1.03 | 14.2% | 18.0% |
| 2005 | $7M | -13.7% | $9M | $1.00 | 17.1% | 21.4% |
| 2004 | $8M | +3.6% | $10M | $1.14 | 22.9% | 29.8% |
| 2003 | $8M | +7.6% | $10M | $1.10 | 21.7% | 27.7% |
| 2002 | $7M | +31.2% | $9M | $1.02 | 19.0% | 23.9% |
| 2001 | $5M | +2.0% | $6M | $0.78 | 20.5% | 24.0% |
| 2000 | $5M | +7.6% | $6M | $1.53 | 23.3% | 27.2% |
| 1999 | $5M | +7.1% | $6M | $1.42 | 29.3% | 35.2% |
| 1998 | $5M | - | $6M | $2.65 | 27.1% | 34.4% |
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BFC — Frequently Asked Questions
Quick answers to the most common questions about buying BFC stock.
What is BFC earnings per share (EPS)?
BFC trailing twelve-month (TTM) diluted EPS is $6.53, reflecting +11.2% year-over-year growth. The 5-year EPS CAGR is +7.4%. Complete EPS history from 1998 to 2025 is available in the table on this page.
What is Bank First Corporation's net income?
Bank First Corporation (BFC) trailing twelve-month net income is $73M as of 2025. Earnings grew +11.2% year-over-year. Bank First Corporation has been profitable for 28 consecutive years.
Is BFC profitable?
Yes, BFC is profitable with a TTM net income of $73M and a net profit margin of +29.7%. Bank First Corporation has generated profits for 28 consecutive years.
What is BFC's earnings growth rate?
BFC compound annual EPS growth rates (CAGR): 1-Year: +11.2%, 3-Year: +9.1%, 5-Year: +7.4%, 10-Year: +13.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1998 to 2025.
What are BFC's profit margins?
Bank First Corporation net profit margin is +29.7%, operating margin is +36.7%, and gross margin is +70.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.1%.
Is BFC growing earnings?
BFC is growing earnings steadily. YoY EPS growth of +11.2% is consistent with the 5-year CAGR of +7.4%. TTM net income is $73M.
What was BFC's best earnings year?
Bank First Corporation's highest annual net income on record is $75M, achieved in fiscal year 2023. Earnings history on this page spans 1998 to 2025 and includes all annual and quarterly figures.
What were BFC's earnings last quarter?
BFC's most recent reported quarter was Q1 2026. Net income was $20M with diluted EPS of $1.78. For a full breakdown of all quarters, see the quarterly earnings table on this page.