Bar Harbor Bankshares (BHB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 36.87M | 38.62M | 36.96M | 29.89M | 29.01M | 29.07M | 28.96M | 27.76M | 28.05M | 28.79M | 29.19M | 28.79M | 30.91M | 32.95M | 29.91M | 26.52M | 24.3M | 23.82M | 25.58M | 22.75M |
| NII Growth % | 27.11% | 32.86% | 27.63% | 7.69% | 3.39% | 0.95% | -0.78% | -3.58% | -9.22% | -12.63% | -2.42% | 8.56% | 27.2% | 38.38% | 16.92% | 16.55% | 3.74% | -6.1% | 3.72% | -7.47% |
| Net Interest Margin % | 0.79% | 0.82% | 0.78% | 0.73% | 0.71% | 0.71% | 0.72% | 0.69% | 0.71% | 0.73% | 0.73% | 0.71% | 0.79% | 0.84% | 0.78% | 0.71% | 0.66% | 0.64% | 0.68% | 0.63% |
| Interest Income | 55.25M | 57.37M | 55.92M | 48.69M | 47.54M | 47.48M | 48.58M | 46.84M | 45.82M | 45.81M | 45.13M | 42.88M | 40.35M | 38.16M | 33.09M | 28.79M | 26.5M | 26.52M | 28.91M | 27.18M |
| Interest Expense | 18.38M | 18.75M | 18.96M | 18.79M | 18.53M | 18.42M | 19.62M | 19.08M | 17.77M | 17.02M | 15.95M | 14.09M | 9.45M | 5.2M | 3.17M | 2.27M | 2.2M | 2.71M | 3.33M | 4.43M |
| Loan Loss Provision | 0 | 0 | 3.89M | 528K | -131K | -772K | 263K | 585K | 274K | 602K | 673K | 795K | 623K | 2.44M | 1.31M | 534K | 703K | 126K | -174K | -765K |
| Non-Interest Income | 0 | 10.32M | 10.57M | 4.65M | 8.28M | 8.22M | 9.65M | 9.46M | 8.58M | 8.85M | 8.61M | 8.98M | 9.18M | 8.23M | 8.82M | 8.96M | 9.31M | 11.16M | 11.35M | 9.51M |
| Non-Interest Income % | 0% | 15.25% | 15.89% | 8.71% | 14.84% | 14.76% | 16.58% | 16.8% | 15.77% | 16.19% | 16.02% | 17.32% | 18.54% | 17.74% | 21.05% | 23.74% | 26% | 29.61% | 28.19% | 25.91% |
| Total Revenue | 55.25M | 67.7M | 66.49M | 53.33M | 55.82M | 55.7M | 58.23M | 56.3M | 54.4M | 54.66M | 53.74M | 51.86M | 49.53M | 46.38M | 41.91M | 37.75M | 35.81M | 37.68M | 40.27M | 36.69M |
| Revenue Growth % | -1.02% | 21.53% | 14.18% | -5.26% | 2.61% | 1.9% | 8.36% | 8.55% | 9.83% | 17.85% | 28.24% | 37.38% | 38.34% | 23.1% | 4.08% | 2.89% | -6.83% | -17.05% | -0.77% | -10.83% |
| Non-Interest Expense | 30.13M | 33.8M | 32.59M | 26.54M | 24.73M | 24.51M | 24.74M | 23.84M | 23.67M | 24.45M | 22.81M | 23.35M | 22.88M | 22.88M | 23.03M | 21.7M | 21.56M | 22.92M | 23.37M | 21.72M |
| Efficiency Ratio | 54.54% | 49.93% | 49.02% | 49.76% | 44.29% | 44% | 42.48% | 42.35% | 43.51% | 44.73% | 42.44% | 45.02% | 46.19% | 49.32% | 54.96% | 57.48% | 60.21% | 60.83% | 58.05% | 59.21% |
| Operating Income | 6.74M | 15.14M | 11.04M | 7.47M | 12.7M | 13.55M | 13.61M | 12.79M | 12.66M | 12.59M | 14.31M | 13.63M | 16.59M | 15.86M | 14.39M | 13.25M | 11.34M | 11.93M | 13.73M | 11.3M |
| Operating Margin % | 12.2% | 22.37% | 16.6% | 14.02% | 22.74% | 24.33% | 23.37% | 22.72% | 23.28% | 23.03% | 26.63% | 26.28% | 33.49% | 34.19% | 34.35% | 35.09% | 31.68% | 31.65% | 34.11% | 30.8% |
| Operating Income Growth % | -46.91% | 11.76% | -18.9% | -41.55% | 0.24% | 7.63% | -4.9% | -6.16% | -23.66% | -20.62% | -0.58% | 2.88% | 46.23% | 32.99% | 4.81% | 17.22% | -2.78% | 9.32% | 30.2% | 5.81% |
| Pretax Income | 17.15M | 14.73M | 11.04M | 7.47M | 12.7M | 13.55M | 13.61M | 12.79M | 12.66M | 12.59M | 14.31M | 13.63M | 16.59M | 15.86M | 14.39M | 13.25M | 11.34M | 11.93M | 13.73M | 11.3M |
| Pretax Margin % | 31.05% | 21.75% | 16.6% | 14.02% | 22.74% | 24.33% | 23.37% | 22.72% | 23.28% | 23.03% | 26.63% | 26.28% | 33.49% | 34.19% | 34.35% | 35.09% | 31.68% | 31.65% | 34.11% | 30.8% |
| Income Tax | 3.62M | 2.97M | 2.18M | 1.38M | 2.48M | 2.55M | 1.42M | 2.53M | 2.57M | 2.64M | 3.21M | 2.84M | 3.58M | 3.35M | 2.96M | 2.74M | 2.23M | 2.16M | 2.71M | 2.27M |
| Effective Tax Rate % | 21.09% | 20.14% | 19.78% | 18.5% | 19.57% | 18.83% | 10.42% | 19.8% | 20.29% | 21% | 22.41% | 20.82% | 21.56% | 21.11% | 20.6% | 20.71% | 19.68% | 18.11% | 19.7% | 20.13% |
| Net Income | 13.54M | 11.76M | 8.86M | 6.09M | 10.21M | 11M | 12.19M | 10.26M | 10.1M | 9.95M | 11.1M | 10.79M | 13.01M | 12.51M | 11.43M | 10.5M | 9.11M | 9.77M | 11.03M | 9.03M |
| Net Margin % | 24.5% | 17.37% | 13.32% | 11.42% | 18.29% | 19.75% | 20.94% | 18.22% | 18.56% | 18.19% | 20.66% | 20.81% | 26.27% | 26.97% | 27.27% | 27.82% | 25.45% | 25.92% | 27.39% | 24.6% |
| Net Income Growth % | 32.57% | 6.93% | -27.38% | -40.61% | 1.15% | 10.6% | 9.81% | -4.95% | -22.42% | -20.52% | -2.85% | 2.74% | 42.8% | 28.12% | 3.65% | 16.38% | -3.88% | 13.03% | 31.25% | 6.41% |
| Net Income (Continuing) | 13.54M | 11.76M | 8.86M | 6.09M | 10.21M | 11M | 12.19M | 10.26M | 10.1M | 9.95M | 11.1M | 10.79M | 13.01M | 12.51M | 11.43M | 10.5M | 9.11M | 9.77M | 11.03M | 9.03M |
| EPS (Diluted) | 0.81 | 0.70 | 0.54 | 0.40 | 0.66 | 0.72 | 0.80 | 0.67 | 0.66 | 0.65 | 0.73 | 0.71 | 0.86 | 0.83 | 0.76 | 0.70 | 0.60 | 0.65 | 0.73 | 0.60 |
| EPS Growth % | 22.73% | -2.78% | -32.5% | -40.3% | 0% | 10.77% | 9.59% | -5.63% | -23.26% | -21.69% | -3.95% | 1.43% | 43.33% | 27.69% | 4.11% | 16.67% | -4.76% | 12.07% | 30.36% | 9.09% |
| EPS (Basic) | 0.81 | 0.70 | 0.55 | 0.40 | 0.67 | 0.72 | 0.80 | 0.67 | 0.66 | 0.66 | 0.73 | 0.71 | 0.86 | 0.83 | 0.76 | 0.70 | 0.61 | 0.65 | 0.74 | 0.60 |
| Diluted Shares Outstanding | 16.8M | 16.76M | 16.28M | 15.37M | 15.39M | 15.35M | 15.33M | 15.28M | 15.27M | 15.22M | 15.2M | 15.18M | 15.19M | 15.15M | 15.11M | 15.08M | 15.1M | 15.07M | 15.05M | 15.04M |