Blue Foundry Bancorp (BLFY) Earnings History
Net Loss7 years of earnings data (2019–2025) · Currently unprofitable on a TTM basis
Loading earnings history...
Blue Foundry Bancorp (BLFY) Earnings Overview
As of June 29, 2026, Blue Foundry Bancorp (BLFY) reported trailing twelve-month net income of -$10M, reflecting +7.3% year-over-year growth. The company earned $-0.51 per diluted share over the past four quarters, with a net profit margin of -10.3%.
Looking at the long-term picture, BLFY's historical earnings data spans multiple years. The company achieved its highest annual net income of $5M in fiscal 2019.
Blue Foundry Bancorp is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including NBTB ($184M net income, 19.5% margin), KRNY ($36M net income, 7.6% margin), NFBK ($5M net income, 0.4% margin), BLFY has room to improve margins relative to the peer group. Compare BLFY vs NBTB →
BLFY Earnings vs Peers
Earnings metrics vs comparable public companies
BLFY Historical Earnings Data (2019–2025)
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$10M | +15.8% | -$10M | $-0.51 | -10.3% | -10.3% |
| 2024 | -$12M | -61.0% | -$12M | $-0.55 | -13.7% | -13.7% |
| 2023 | -$7M | -408.7% | -$7M | $-0.31 | -9.1% | -9.1% |
| 2022 | $2M | +106.6% | $3M | $0.09 | 3.7% | 4.2% |
| 2021 | -$36M | -15.3% | -$27M | $-1.38 | -62.1% | -45.7% |
| 2020 | -$32M | -674.7% | -$39M | $-1.13 | -62.9% | -78.7% |
| 2019 | $5M | - | $7M | $0.20 | 8.1% | 10.9% |
Download Data
Export BLFY earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
7+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
BLFY — Frequently Asked Questions
Quick answers to the most common questions about buying BLFY stock.
What is BLFY earnings per share (EPS)?
BLFY trailing twelve-month (TTM) diluted EPS is $-0.51, reflecting +7.3% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2019 to 2025 is available in the table on this page.
What is Blue Foundry Bancorp's net income?
Blue Foundry Bancorp (BLFY) trailing twelve-month net income is $-10M as of 2025. Earnings grew +7.3% year-over-year.
Is BLFY profitable?
BLFY is not currently profitable on a TTM basis, reporting a net loss of $-10M. Net margin is -10.3%. Investors should monitor for a return to profitability.
What is BLFY's earnings growth rate?
BLFY compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2019 to 2025.
What are BLFY's profit margins?
Blue Foundry Bancorp net profit margin is -10.3%, operating margin is -10.3%, and gross margin is +48.4%. Below-average margins reflect competitive or cost pressures. Return on Equity is -3.1%.
Is BLFY growing earnings?
BLFY is growing earnings steadily. YoY EPS growth of +7.3% is consistent with the 5-year CAGR of N/A. TTM net income is $-10M.
What was BLFY's best earnings year?
Blue Foundry Bancorp's highest annual net income on record is $5M, achieved in fiscal year 2019. Earnings history on this page spans 2019 to 2025 and includes all annual and quarterly figures.
What were BLFY's earnings last quarter?
BLFY's most recent reported quarter was Q4 2025. Net income was $-4M with diluted EPS of $-0.19. For a full breakdown of all quarters, see the quarterly earnings table on this page.