Blue Foundry Bancorp (BLFY) Earnings History
Annual and quarterly earnings data from 2019 to 2025
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BLFY EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
BLFY Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 48.4% | -10.3% | -10.3% |
| 2024 | 46.6% | -13.7% | -13.7% |
| 2023 | 54.6% | -9.1% | -9.1% |
| 2022 | 85.8% | 4.2% | 3.7% |
| 2021 | 80.7% | -45.7% | -62.1% |
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Blue Foundry Bancorp (BLFY) Earnings Overview
As of May 8, 2026, Blue Foundry Bancorp (BLFY) reported trailing twelve-month net income of -$10M, reflecting +7.3% year-over-year growth. The company earned $-0.51 per diluted share over the past four quarters, with a net profit margin of -10.3%.
Looking at the long-term picture, BLFY's historical earnings data spans multiple years. The company achieved its highest annual net income of $5M in fiscal 2019.
Blue Foundry Bancorp is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), KRNY ($32M net income, 7.6% margin), NFBK ($39M net income, 11.9% margin), BLFY has room to improve margins relative to the peer group. Compare BLFY vs NBTB →
BLFY Earnings vs Peers
Earnings metrics vs comparable public companies
BLFY Historical Earnings Data (2019–2025)
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$10M | +15.8% | -$10M | $-0.51 | -10.3% | -10.3% |
| 2024 | -$12M | -61.0% | -$12M | $-0.55 | -13.7% | -13.7% |
| 2023 | -$7M | -408.7% | -$7M | $-0.31 | -9.1% | -9.1% |
| 2022 | $2M | +106.6% | $3M | $0.09 | 3.7% | 4.2% |
| 2021 | -$36M | -15.3% | -$27M | $-1.38 | -62.1% | -45.7% |
| 2020 | -$32M | -674.7% | -$39M | $-1.13 | -62.9% | -78.7% |
| 2019 | $5M | - | $7M | $0.20 | 8.1% | 10.9% |
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Start ComparisonBLFY — Frequently Asked Questions
Quick answers to the most common questions about buying BLFY stock.
Is BLFY growing earnings?
BLFY EPS stands at $-0.51, with +7.3% growth matching the 5-year CAGR of N/A. TTM net income is $-10M. Earnings trajectory remains consistent.
What are BLFY's profit margins?
Blue Foundry Bancorp net margin is -10.3%, with operating margin at -10.3%. Below-average margins reflect competitive or cost pressures.
How consistent are BLFY's earnings?
BLFY earnings data spans 2019-2025. The current earnings trend is +7.3% YoY. Historical data enables comparison across business cycles.