8-K Announcements
6Apr 28, 2026·SEC
Apr 14, 2026·SEC
Feb 3, 2026·SEC
First Busey Corporation (BUSE) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
First Busey Corporation (BUSE) stock price & volume — 10-year historical chart
First Busey Corporation (BUSE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
First Busey Corporation (BUSE) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.56vs $0.57-1.8% | $197Mvs $197M+0.0% |
| Q1 2026 | Jan 27, 2026 | $0.68vs $0.61+11.5% | $201Mvs $198M+1.6% |
| Q4 2025 | Oct 28, 2025 | $0.64vs $0.61+4.7% | $196Mvs $196M+0.2% |
| Q3 2025 | Jul 22, 2025 | $0.63vs $0.61+3.3% | $198Mvs $196M+1.0% |
First Busey Corporation (BUSE) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
First Busey Corporation (BUSE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
First Busey Corporation (BUSE) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 203.37M | 241.41M | 287.22M | 282.94M | 270.7M | 323.44M | 319.45M | 321.76M | 569.61M |
| NII Growth % | 31.49% | 18.71% | 18.98% | -1.49% | -4.32% | 19.48% | -1.23% | 0.72% | 77.03% |
| Net Interest Margin % | 2.59% | 3.13% | 2.96% | 2.68% | 2.11% | 2.62% | 2.6% | 2.67% | 3.15% |
| Interest Income | 224.3M | 286.03M | 356.23M | 326.6M | 298.8M | 359.99M | 479.37M | 522.83M | 893.86M |
| Interest Expense | 20.94M | 44.63M | 69.01M | 43.66M | 28.1M | 36.55M | 159.92M | 201.07M | 324.25M |
| Loan Loss Provision | 5.3M | 4.43M | 10.41M | 38.8M | -15.1M | 4.62M | 2.4M | 8.59M | 52.74M |
| Non-Interest Income | 84.47M | 89.99M | 116.42M | 118.27M | 132.8M | 126.61M | 121.21M | 139.68M | 149.97M |
| Non-Interest Income % | 27.36% | 23.93% | 24.63% | 26.58% | 30.77% | 26.02% | 20.18% | 21.08% | 14.37% |
| Total Revenue | 308.78M▲ 0% | 376.03M▲ 21.8% | 472.65M▲ 25.7% | 444.86M▼ 5.9% | 431.6M▼ 3.0% | 486.6M▲ 12.7% | 600.59M▲ 23.4% | 662.51M▲ 10.3% | 1.04B▲ 57.6% |
| Revenue Growth % | 28.63% | 21.78% | 25.7% | -5.88% | -2.98% | 12.74% | 23.43% | 10.31% | 57.56% |
| Non-Interest Expense | 174.43M | 193.04M | 258.79M | 234.2M | 261.78M | 283.88M | 284.36M | 299.55M | 480.2M |
| Efficiency Ratio | 56.49% | 51.34% | 54.75% | 52.64% | 60.65% | 58.34% | 47.35% | 45.21% | 46% |
| Operating Income | 108.11M▲ 0% | 133.93M▲ 23.9% | 134.44M▲ 0.4% | 128.21M▼ 4.6% | 156.82M▲ 22.3% | 161.74M▲ 3.1% | 153.9M▼ 4.8% | 153.3M▼ 0.4% | 186.64M▲ 21.7% |
| Operating Margin % | 35.01% | 35.62% | 28.44% | 28.82% | 36.33% | 33.24% | 25.63% | 23.14% | 17.88% |
| Operating Income Growth % | 41.48% | 23.88% | 0.38% | -4.64% | 22.32% | 3.13% | -4.84% | -0.39% | 21.75% |
| Pretax Income | 108.11M▲ 0% | 133.93M▲ 23.9% | 134.44M▲ 0.4% | 128.21M▼ 4.6% | 156.82M▲ 22.3% | 161.74M▲ 3.1% | 153.9M▼ 4.8% | 153.3M▼ 0.4% | 186.64M▲ 21.7% |
| Pretax Margin % | 35.01% | 35.62% | 28.44% | 28.82% | 36.33% | 33.24% | 25.63% | 23.14% | 17.88% |
| Income Tax | 45.38M | 35M | 31.48M | 27.86M | 33.37M | 33.43M | 31.34M | 39.61M | 51.38M |
| Effective Tax Rate % | 41.98% | 26.13% | 23.42% | 21.73% | 21.28% | 20.67% | 20.36% | 25.84% | 27.53% |
| Net Income | 62.73M▲ 0% | 98.93M▲ 57.7% | 102.95M▲ 4.1% | 100.34M▼ 2.5% | 123.45M▲ 23.0% | 128.31M▲ 3.9% | 122.56M▼ 4.5% | 113.69M▼ 7.2% | 135.26M▲ 19.0% |
| Net Margin % | 20.31% | 26.31% | 21.78% | 22.56% | 28.6% | 26.37% | 20.41% | 17.16% | 12.96% |
| Net Income Growth % | 26.22% | 57.71% | 4.07% | -2.53% | 23.03% | 3.94% | -4.48% | -7.24% | 18.97% |
| Net Income (Continuing) | 62.73M | 98.93M | 102.95M | 100.34M | 123.45M | 128.31M | 122.56M | 113.69M | 135.26M |
| EPS (Diluted) | 1.45▲ 0% | 2.01▲ 38.6% | 1.87▼ 7.0% | 1.83▼ 2.1% | 2.20▲ 20.2% | 2.29▲ 4.1% | 2.18▼ 4.8% | 1.98▼ 9.2% | 1.47▼ 25.8% |
| EPS Growth % | 3.57% | 38.62% | -6.97% | -2.14% | 20.22% | 4.09% | -4.8% | -9.17% | -25.76% |
| EPS (Basic) | 1.47 | 2.02 | 1.88 | 1.84 | 2.23 | 2.32 | 2.21 | 2.01 | 1.49 |
| Diluted Shares Outstanding | 43.13M | 49.22M | 55.13M | 54.83M | 56.01M | 56.14M | 56.26M | 57.54M | 89.14M |
First Busey Corporation (BUSE) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.23B | 937.66M | 2.18B | 2.95B | 4.82B | 2.69B | 2.81B | 1.93B | 181.04M |
| Cash & Due from Banks | 347.63M | 239.97M | 529.29M | 688.54M | 836.1M | 227.16M | 719.58M | 697.66M | 181.04M |
| Short Term Investments | 872.68M | 697.68M | 1.65B | 2.26B | 3.98B | 2.46B | 2.09B | 1.23B | 0 |
| Total Investments | 6.88B | 6.86B | 8.36B | 9.02B | 11.12B | 11.03B | 10.53B | 10.27B | 16.71B |
| Investments Growth % | 40.6% | -0.38% | 21.88% | 7.97% | 23.24% | -0.84% | -4.49% | -2.48% | 62.72% |
| Long-Term Investments | 6.01B | 6.16B | 6.71B | 6.76B | 7.14B | 8.57B | 8.44B | 9.04B | 16.71B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 308.07M | 300.56M | 373.13M | 363.52M | 375.92M | 364.3M | 353.86M | 365.98M | 480.73M |
| Goodwill | 269.35M | 267.69M | 311.54M | 311.54M | 317.87M | 317.87M | 317.87M | 333.69M | 383.28M |
| Intangible Assets | 38.73M | 32.87M | 61.59M | 51.98M | 58.05M | 46.42M | 35.99M | 32.28M | 97.45M |
| PP&E (Net) | 116.91M | 117.67M | 160.76M | 142.91M | 146.68M | 139.35M | 133.62M | 129.43M | 193.44M |
| Other Assets | 188.35M | 176.53M | 276.15M | 326.43M | 381.18M | 579.28M | 544.66M | 583.61M | 430.67M |
| Total Current Assets | 1.23B | 937.66M | 2.18B | 2.95B | 4.82B | 2.69B | 2.81B | 1.93B | 252.83M |
| Total Non-Current Assets | 6.64B | 6.76B | 7.52B | 7.59B | 8.04B | 9.65B | 9.48B | 10.12B | 17.85B |
| Total Assets | 7.86B▲ 0% | 7.7B▼ 2.0% | 9.7B▲ 25.9% | 10.54B▲ 8.7% | 12.86B▲ 22.0% | 12.34B▼ 4.1% | 12.28B▼ 0.4% | 12.05B▼ 1.9% | 18.1B▲ 50.3% |
| Asset Growth % | 44.89% | -2.01% | 25.88% | 8.75% | 21.96% | -4.07% | -0.43% | -1.93% | 50.29% |
| Return on Assets (ROA) | 0.94% | 1.27% | 1.18% | 0.99% | 1.05% | 1.02% | 1% | 0.93% | 0.9% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 749.69M | 405.64M | 477.42M | 486.29M | 638.82M | 917.7M | 523.58M | 469.19M | 490.06M |
| Net Debt | 402.06M | 165.66M | -51.86M | -202.25M | -197.28M | 690.54M | -196M | -228.47M | 309.01M |
| Long-Term Debt | 225.13M | 219.84M | 253.83M | 298.26M | 340.41M | 323.85M | 312.88M | 302.54M | 284.31M |
| Short-Term Debt | 524.57M | 185.8M | 214.04M | 180.27M | 287.82M | 580.86M | 199.4M | 155.61M | 173.18M |
| Other Liabilities | 49.98M | 52.44M | 95.47M | 109.84M | 133.18M | 201.72M | 196.7M | 211.78M | 11.52B |
| Total Current Liabilities | 6.65B | 6.44B | 8.12B | 8.86B | 11.06B | 10.65B | 10.49B | 10.14B | 3.83B |
| Total Non-Current Liabilities | 275.11M | 272.28M | 358.86M | 415.86M | 484.18M | 538.56M | 520.88M | 525.35M | 11.81B |
| Total Liabilities | 6.94B | 6.71B | 8.51B | 9.27B | 11.54B | 11.19B | 11.01B | 10.66B | 15.64B |
| Total Equity | 935M▲ 0% | 994.96M▲ 6.4% | 1.22B▲ 22.7% | 1.27B▲ 4.1% | 1.32B▲ 3.9% | 1.15B▼ 13.1% | 1.27B▲ 11.0% | 1.38B▲ 8.7% | 2.47B▲ 78.5% |
| Equity Growth % | 57.32% | 6.41% | 22.66% | 4.07% | 3.86% | -13.13% | 11% | 8.75% | 78.49% |
| Equity / Assets (Capital Ratio) | 11.89% | 12.92% | 12.59% | 12.05% | 10.26% | 9.29% | 10.36% | 11.48% | 13.64% |
| Return on Equity (ROE) | 8.2% | 10.25% | 9.29% | 8.06% | 9.54% | 10.41% | 10.14% | 8.56% | 7.02% |
| Book Value per Share | 21.68 | 20.22 | 22.14 | 23.17 | 23.55 | 20.41 | 22.61 | 24.04 | 27.70 |
| Tangible BV per Share | 14.54 | 14.11 | 15.37 | 16.53 | 16.84 | 13.92 | 16.32 | 17.68 | 22.30 |
| Common Stock | 49K | 49K | 56K | 56K | 58K | 58K | 58K | 60K | 93K |
| Additional Paid-in Capital | 1.08B | 1.08B | 1.25B | 1.25B | 1.32B | 1.32B | 1.32B | 1.36B | 2.38B |
| Retained Earnings | -132.12M | -72.17M | -14.81M | 20.83M | 92.46M | 168.77M | 237.2M | 294.05M | 336.71M |
| Accumulated OCI | -2.81M | -6.81M | 14.96M | 33.31M | -23.76M | -273.28M | -218.8M | -207.04M | -124.47M |
| Treasury Stock | -15M | -6.19M | -27.98M | -37.49M | -66.64M | -70.55M | -70.07M | -64.34M | -118.86M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Busey Corporation (BUSE) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 253.36M | 202.55M | 88.32M | 163.17M | 162.01M | 165.79M | 173.39M | 178.27M | 192.57M |
| Operating CF Growth % | 1312.59% | -20.05% | -56.39% | 84.75% | -0.71% | 2.33% | 4.59% | 2.81% | 8.02% |
| Net Income | 62.73M | 98.93M | 102.95M | 100.34M | 123.45M | 128.31M | 122.56M | 113.69M | 135.26M |
| Depreciation & Amortization | 15.37M | 16.94M | 24.14M | 27.95M | 28.18M | 25.65M | 22.7M | 20.56M | 30.2M |
| Deferred Taxes | 14.1M | 7.12M | 1.3M | -3M | 10.23M | 5.06M | 6.08M | 1.38M | 8.07M |
| Other Non-Cash Items | 156.03M | 67.13M | -36.69M | 49.62M | 17.1M | 55.11M | 24.45M | 29M | 45.52M |
| Working Capital Changes | 2.38M | 8.71M | -7.37M | -18.87M | -24.8M | -57.31M | -9M | 5.91M | -43.61M |
| Cash from Investing | -293.85M | -55.35M | 57.44M | -729.54M | -829.19M | -290.86M | 550.99M | 657.9M | 1.1B |
| Purchase of Investments | -494.36M | -342M | -409.49M | -1.3B | -2.31B | -294.9M | -17.05M | -213.03M | -547.2M |
| Sale/Maturity of Investments | 344.33M | 337.65M | 785.02M | 680.34M | 1.17B | 555.67M | 491.87M | 546.26M | 1.09B |
| Net Investment Activity | -150.04M | -4.35M | 375.53M | -614.99M | -1.14B | 260.76M | 474.81M | 333.24M | 538.56M |
| Acquisitions | 26.98M | 0 | -61.48M | 0 | 228.28M | 0 | 0 | 18.38M | 385.8M |
| Other Investing | -155.81M | -39.38M | -243.37M | -108.92M | 90.35M | -546.63M | 85.71M | 312.72M | 192.82M |
| Cash from Financing | 227.06M | -260.5M | 143.56M | 725.61M | 814.74M | -483.86M | -231.96M | -858.09M | -1.69B |
| Dividends Paid | -30.71M | -39.01M | -45.17M | -48.01M | -50.76M | -50.86M | -53.08M | -54.17M | -90.99M |
| Share Repurchases | 0 | 0 | -24.29M | -12.27M | -33.04M | -9.91M | -4.48M | 0 | -69.86M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.39M |
| Net Stock Activity | 0 | 0 | -24.29M | -12.27M | -33.04M | -9.91M | -4.48M | 0 | -68.47M |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | 138.95M | 4.01M | 183.69M | 745.98M | 844.2M | -738.5M | 176.65M | -736.47M | -1.64B |
| Net Change in Cash | 186.57M▲ 0% | -113.3M▼ 160.7% | 289.31M▲ 355.4% | 159.25M▼ 45.0% | 147.56M▼ 7.3% | -608.93M▼ 512.7% | 492.42M▲ 180.9% | -21.92M▼ 104.5% | -403.61M▼ 1741.1% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 166.71M | 353.27M | 239.97M | 529.29M | 688.54M | 836.1M | 227.16M | 719.58M | 697.66M |
| Cash at End | 353.27M | 239.97M | 529.29M | 688.54M | 836.1M | 227.16M | 719.58M | 697.66M | 294.05M |
| Interest Paid | 19.34M | 40.64M | 70.58M | 53.6M | 25.37M | 35.3M | 135.48M | 208.36M | 320.01M |
| Income Taxes Paid | 26.42M | 23.18M | 24.73M | 22.2M | 22.49M | 30.68M | 25.41M | 12.91M | 20.91M |
| Free Cash Flow | 238.38M▲ 0% | 190.93M▼ 19.9% | 75.08M▼ 60.7% | 158.98M▲ 111.7% | 156.97M▼ 1.3% | 160.8M▲ 2.4% | 163.86M▲ 1.9% | 171.84M▲ 4.9% | 173.76M▲ 1.1% |
| FCF Growth % | 897.65% | -19.9% | -60.68% | 111.74% | -1.26% | 2.44% | 1.9% | 4.87% | 1.12% |
First Busey Corporation (BUSE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.27% | 8.2% | 10.25% | 9.29% | 8.06% | 9.54% | 10.41% | 10.14% | 8.56% | 7.02% |
| Return on Assets (ROA) | 1.05% | 0.94% | 1.27% | 1.18% | 0.99% | 1.05% | 1.02% | 1% | 0.93% | 0.9% |
| Net Interest Margin | 2.85% | 2.59% | 3.13% | 2.96% | 2.68% | 2.11% | 2.62% | 2.6% | 2.67% | 3.15% |
| Efficiency Ratio | 61.59% | 56.49% | 51.34% | 54.75% | 52.64% | 60.65% | 58.34% | 47.35% | 45.21% | 46% |
| Equity / Assets | 10.95% | 11.89% | 12.92% | 12.59% | 12.05% | 10.26% | 9.29% | 10.36% | 11.48% | 13.64% |
| Book Value / Share | 16.78 | 21.68 | 20.22 | 22.14 | 23.17 | 23.55 | 20.41 | 22.61 | 24.04 | 27.7 |
| NII Growth | 38.32% | 31.49% | 18.71% | 18.98% | -1.49% | -4.32% | 19.48% | -1.23% | 0.72% | 77.03% |
| Dividend Payout | 45.78% | 48.95% | 39.43% | 43.88% | 47.85% | 41.12% | 39.64% | 43.3% | 47.65% | 67.27% |
First Busey Corporation (BUSE) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 28, 2026·SEC
Apr 14, 2026·SEC
Feb 3, 2026·SEC
Feb 26, 2026·SEC
First Busey Corporation (BUSE) stock FAQ — growth, dividends, profitability & financials explained
First Busey Corporation (BUSE) grew revenue by 57.6% over the past year. This is strong growth.
Yes, First Busey Corporation (BUSE) is profitable, generating $135.3M in net income for fiscal year 2025 (13.0% net margin).
Yes, First Busey Corporation (BUSE) pays a dividend with a yield of 3.82%. This makes it attractive for income-focused investors.
First Busey Corporation (BUSE) has a return on equity (ROE) of 7.0%. This is below average, suggesting room for improvement.
First Busey Corporation (BUSE) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
First Busey Corporation (BUSE) has an efficiency ratio of 46.0%. This is excellent, indicating strong cost control.
First Busey Corporation (BUSE) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates