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Apr 20, 2026·SEC
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Wintrust Financial Corporation(WTFC)Earnings, Financials & Key Ratios
WTFC•NASDAQ•Banking & Credit
$150.46
$10.08B mkt cap·13.0× P/E·Price updated May 6, 2026
AboutWintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.Show more
- Net Interest Income$2.22B+13.3%
- Total Revenue$4.23B+6.7%
- Net Income$824M+18.5%
- Return on Equity12.11%+2.3%
- Net Interest Margin3.13%+3.3%
- Efficiency Ratio35.75%+1.1%
- ROA1.21%+5.6%
- Equity / Assets10.2%+4.3%
- Book Value per Share107.30+9.4%
- Tangible BV/Share94.06+12.2%
- Debt/Equity0.62-7.6%
WTFC Key Insights
Wintrust Financial Corporation (WTFC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 23.0%
- ✓Efficient operations: 35.7% efficiency ratio
- ✓13 consecutive years of dividend growth
- ✓Well capitalized: 10.2% equity/assets
- ✓Trading at only 1.4x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WTFC Price & Volume
Wintrust Financial Corporation (WTFC) stock price & volume — 10-year historical chart
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WTFC Growth Metrics
Wintrust Financial Corporation (WTFC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years15.69%
5 Years17.39%
3 Years24.19%
TTM-
Profit CAGR
10 Years18.05%
5 Years22.97%
3 Years17.36%
TTM18.53%
EPS CAGR
10 Years14.71%
5 Years19.82%
3 Years12.96%
TTM12.12%
Return on Capital
10 Years9%
5 Years8.65%
3 Years8.36%
Last Year6.38%
WTFC Recent Earnings
Wintrust Financial Corporation (WTFC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (73%)●Beat Revenue 7/12 qtrs (64%)
Q2 2026Latest
Apr 20, 2026EPS
$3.22
Est $2.96
+8.8%
Revenue
$713M
Est $707M
+0.8%
Q1 2026
Feb 26, 2026EPS
$3.30
Revenue
$1.1B
Q1 2026
Jan 20, 2026EPS
$3.15
Est $2.93
+7.5%
Revenue
$714M
Est $702M
+1.8%
Q4 2025
Oct 20, 2025EPS
$3.06
Est $2.63
+16.3%
Revenue
$698M
Est $689M
+1.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 20, 2026 | $3.22vs $2.96+8.8% | $713Mvs $707M+0.8% |
| Q1 2026 | Feb 26, 2026 | $3.30 | $1.1B |
| Q1 2026 | Jan 20, 2026 | $3.15vs $2.93+7.5% | $714Mvs $702M+1.8% |
| Q4 2025 | Oct 20, 2025 | $3.06vs $2.63+16.3% | $698Mvs $689M+1.2% |
Based on last 12 quarters of dataView full earnings history →
WTFC Peer Comparison
Wintrust Financial Corporation (WTFC) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 IBCP | 690.04M | 33.52 | 10.25 | -0.3% | 21.73% | 14.2% | 10.17% | 0.23 |
 FULT | 4.15B | 21.58 | 10.38 | 5.03% | 20.71% | 11.6% | 6.85% | 0.37 |
 UMBF | 9.98B | 131.06 | 14.35 | 68.52% | 15.81% | 11.67% | 9.8% | 0.49 |
 WSFS | 3.79B | 71.85 | 14.12 | -3.05% | 21.14% | 10.65% | 5.64% | 0.11 |
 BOKF | 10.38B | 134.76 | 16.56 | 10.4% | 15.57% | 8.91% | 13.78% | 0.80 |
 CVBF | 2.79B | 20.54 | 13.51 | -2.33% | 32.53% | 9.25% | 7.79% | 0.43 |
 HBAN | 25.97B | 16.41 | 11.81 | 4.38% | 17.71% | 10.04% | 8.77% | 0.76 |
 FFIN | 4.58B | 32.22 | 20.65 | 18.79% | 30.24% | 13.25% | 6.39% | 0.12 |
Compare WTFC vs Peers
Wintrust Financial Corporation (WTFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WTFC Income Statement
Wintrust Financial Corporation (WTFC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 832.08M | 964.9M | 1.05B | 1.04B | 1.12B | 1.5B | 1.84B | 1.96B | 2.22B |
| NII Growth % | 15.22% | 15.96% | 9.33% | -1.42% | 8.18% | 32.93% | 22.9% | 6.78% | 13.33% |
| Net Interest Margin % | 2.98% | 3.09% | 2.88% | 2.31% | 2.24% | 2.82% | 3.27% | 3.02% | 3.13% |
| Interest Income | 946.47M | 1.17B | 1.39B | 1.29B | 1.28B | 1.75B | 2.89B | 3.48B | 3.73B |
| Interest Expense | 114.39M | 205.91M | 330.22M | 253.11M | 150.53M | 252.08M | 1.06B | 1.52B | 1.5B |
| Loan Loss Provision | 29.77M | 34.83M | 53.86M | 214.22M | -59.26M | 78.59M | 114.39M | 101.05M | 95.56M |
| Non-Interest Income | 314.75M | 351.89M | 404.25M | 604.19M | 586.12M | 461.05M | 434.11M | 488.32M | 501.95M |
| Non-Interest Income % | 24.96% | 23.11% | 22.59% | 31.85% | 31.48% | 20.88% | 13.05% | 12.31% | 11.87% |
| Total Revenue | 1.26B▲ 0% | 1.52B▲ 20.7% | 1.79B▲ 17.5% | 1.9B▲ 6.0% | 1.86B▼ 1.9% | 2.21B▲ 18.6% | 3.33B▲ 50.7% | 3.97B▲ 19.2% | 4.23B▲ 6.7% |
| Revenue Growth % | 11.73% | 20.73% | 17.52% | 6.03% | -1.88% | 18.63% | 50.66% | 19.2% | 6.66% |
| Non-Interest Expense | 727.06M | 821.82M | 925.21M | 1.04B | 1.13B | 1.18B | 1.31B | 1.4B | 1.51B |
| Efficiency Ratio | 57.65% | 53.97% | 51.71% | 54.82% | 60.84% | 53.31% | 39.45% | 35.37% | 35.75% |
| Operating Income | 390M▲ 0% | 460.13M▲ 18.0% | 480.1M▲ 4.3% | 389.78M▼ 18.8% | 637.8M▲ 63.6% | 700.55M▲ 9.8% | 845.08M▲ 20.6% | 947.09M▲ 12.1% | 1.12B▲ 18.1% |
| Operating Margin % | 30.92% | 30.22% | 26.83% | 20.54% | 34.26% | 31.72% | 25.4% | 23.88% | 26.44% |
| Operating Income Growth % | 17.52% | 17.98% | 4.34% | -18.81% | 63.63% | 9.84% | 20.63% | 12.07% | 18.09% |
| Pretax Income | 390M▲ 0% | 460.13M▲ 18.0% | 480.1M▲ 4.3% | 389.78M▼ 18.8% | 637.8M▲ 63.6% | 700.55M▲ 9.8% | 845.08M▲ 20.6% | 947.09M▲ 12.1% | 1.12B▲ 18.1% |
| Pretax Margin % | 30.92% | 30.22% | 26.83% | 20.54% | 34.26% | 31.72% | 25.4% | 23.88% | 26.44% |
| Income Tax | 132.31M | 116.97M | 124.4M | 96.79M | 171.65M | 190.87M | 222.46M | 252.04M | 294.56M |
| Effective Tax Rate % | 33.93% | 25.42% | 25.91% | 24.83% | 26.91% | 27.25% | 26.32% | 26.61% | 26.34% |
| Net Income | 257.68M▲ 0% | 343.17M▲ 33.2% | 355.7M▲ 3.7% | 292.99M▼ 17.6% | 466.15M▲ 59.1% | 509.68M▲ 9.3% | 622.63M▲ 22.2% | 695.04M▲ 11.6% | 823.84M▲ 18.5% |
| Net Margin % | 20.43% | 22.54% | 19.88% | 15.44% | 25.04% | 23.08% | 18.71% | 17.53% | 19.48% |
| Net Income Growth % | 24.56% | 33.17% | 3.65% | -17.63% | 59.1% | 9.34% | 22.16% | 11.63% | 18.53% |
| Net Income (Continuing) | 257.68M | 343.17M | 355.7M | 292.99M | 466.15M | 509.68M | 622.63M | 695.04M | 823.84M |
| EPS (Diluted) | 4.40▲ 0% | 5.86▲ 33.2% | 6.03▲ 2.9% | 4.68▼ 22.4% | 7.58▲ 62.0% | 8.02▲ 5.8% | 9.58▲ 19.5% | 10.31▲ 7.6% | 11.56▲ 12.1% |
| EPS Growth % | 20.22% | 33.18% | 2.9% | -22.39% | 61.97% | 5.8% | 19.45% | 7.62% | 12.12% |
| EPS (Basic) | 4.53 | 5.95 | 6.11 | 4.72 | 7.69 | 8.14 | 9.72 | 10.47 | 11.58 |
| Diluted Shares Outstanding | 56.69M | 57.21M | 57.62M | 58.02M | 57.79M | 60.09M | 62.09M | 64.7M | 67.65M |
WTFC Balance Sheet
Wintrust Financial Corporation (WTFC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 3.14B | 3.62B | 5.56B | 7.9B | 7.85B | 5.5B | 5.8B | 8.76B | 6.7B |
| Cash & Due from Banks | 1.34B | 1.49B | 2.45B | 5.12B | 5.78B | 2.48B | 2.51B | 4.86B | 467.87M |
| Short Term Investments | 1.8B | 2.13B | 3.11B | 2.78B | 2.07B | 3.02B | 3.29B | 3.9B | 6.24B |
| Total Investments | 24.45B | 27.16B | 31.31B | 36.76B | 40.72B | 46.22B | 49.58B | 55.99B | 59.34B |
| Investments Growth % | 9.06% | 11.1% | 15.29% | 17.39% | 10.78% | 13.51% | 7.27% | 12.93% | 5.98% |
| Long-Term Investments | 22.64B | 25.03B | 28.21B | 33.98B | 38.65B | 43.2B | 46.29B | 52.09B | 53.11B |
| Accounts Receivables | 26.43M | 12.61M | 16.57M | 17.44M | 26.07M | 16.39M | 10.59M | 18.1M | 0 |
| Goodwill & Intangibles | 519.5M | 622.57M | 692.28M | 681.75M | 683.46M | 675.71M | 679.56M | 918.63M | 895.96M |
| Goodwill | 501.88M | 573.14M | 645.22M | 645.71M | 655.15M | 653.52M | 656.67M | 796.94M | 797.96M |
| Intangible Assets | 17.62M | 49.42M | 47.06M | 36.04M | 28.31M | 22.19M | 22.89M | 121.69M | 98M |
| PP&E (Net) | 834.23M | 904.38M | 985.52M | 1.01B | 1.01B | 1.02B | 1.03B | 1.06B | 781.61M |
| Other Assets | 658.41M | 789.81M | 1.16B | 1.49B | 1.92B | 1.62B | 1.76B | 2.03B | 9.66B |
| Total Current Assets | 3.26B | 3.89B | 5.57B | 7.92B | 7.88B | 6.44B | 6.5B | 8.78B | 6.7B |
| Total Non-Current Assets | 24.66B | 27.35B | 31.05B | 37.16B | 42.27B | 46.51B | 49.76B | 56.1B | 64.44B |
| Total Assets | 27.92B▲ 0% | 31.24B▲ 11.9% | 36.62B▲ 17.2% | 45.08B▲ 23.1% | 50.14B▲ 11.2% | 52.95B▲ 5.6% | 56.26B▲ 6.3% | 64.88B▲ 15.3% | 71.14B▲ 9.7% |
| Asset Growth % | 8.76% | 11.92% | 17.21% | 23.1% | 11.23% | 5.6% | 6.25% | 15.32% | 9.65% |
| Return on Assets (ROA) | 0.96% | 1.16% | 1.05% | 0.72% | 0.98% | 0.99% | 1.14% | 1.15% | 1.21% |
| Accounts Payable | 537.24M | 669.64M | 1.04B | 0 | 1.12B | 1.65B | 1.8B | 0 | 0 |
| Total Debt | 1.22B | 1.21B | 1.78B | 2.44B | 2.43B | 3.6B | 3.66B | 4.24B | 4.48B |
| Net Debt | -122.34M | -278.78M | -668.02M | -2.69B | -3.36B | 1.12B | 1.16B | -623.81M | 4.01B |
| Long-Term Debt | 856.57M | 1.16B | 1.76B | 2.36B | 2.34B | 3.3B | 3.65B | 4.24B | 4.48B |
| Short-Term Debt | 361.87M | 52.58M | 26.99M | 74.35M | 84.2M | 307.61M | 13.43M | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 1.23B | 0 | 0 | 0 | 1.79B | 10.93B |
| Total Current Liabilities | 24.08B | 26.82B | 31.17B | 37.37B | 43.3B | 44.86B | 47.21B | 52.51B | 48.47B |
| Total Non-Current Liabilities | 856.57M | 1.16B | 1.76B | 3.6B | 2.34B | 3.3B | 3.65B | 6.02B | 15.41B |
| Total Liabilities | 24.94B | 27.97B | 32.93B | 40.96B | 45.64B | 48.15B | 50.86B | 58.54B | 63.88B |
| Total Equity | 2.98B▲ 0% | 3.27B▲ 9.8% | 3.69B▲ 13.0% | 4.12B▲ 11.5% | 4.5B▲ 9.3% | 4.8B▲ 6.6% | 5.4B▲ 12.6% | 6.34B▲ 17.5% | 7.26B▲ 14.4% |
| Equity Growth % | 10.44% | 9.76% | 12.97% | 11.51% | 9.3% | 6.63% | 12.56% | 17.5% | 14.41% |
| Equity / Assets (Capital Ratio) | 10.66% | 10.46% | 10.08% | 9.13% | 8.97% | 9.06% | 9.6% | 9.78% | 10.2% |
| Return on Equity (ROE) | 9.09% | 10.99% | 10.22% | 7.51% | 10.82% | 10.97% | 12.21% | 11.84% | 12.11% |
| Book Value per Share | 52.52 | 57.12 | 64.06 | 70.94 | 77.85 | 79.83 | 86.97 | 98.06 | 107.30 |
| Tangible BV per Share | 43.35 | 46.23 | 52.05 | 59.19 | 66.02 | 68.58 | 76.02 | 83.86 | 94.06 |
| Common Stock | 56.07M | 56.52M | 57.95M | 58.47M | 58.89M | 60.8M | 61.27M | 66.56M | 67.06M |
| Additional Paid-in Capital | 1.53B | 1.56B | 1.65B | 1.65B | 1.69B | 1.9B | 1.94B | 2.48B | 2.53B |
| Retained Earnings | 1.31B | 1.61B | 1.9B | 2.08B | 2.45B | 2.85B | 3.35B | 3.9B | 4.54B |
| Accumulated OCI | -41.84M | -76.87M | -34.68M | 15.38M | 4.09M | -427.64M | -361.23M | -508.33M | -295.75M |
| Treasury Stock | -4.99M | -5.63M | -6.93M | -100.36M | -109.9M | -304K | -2.22M | -6.15M | -9.16M |
| Preferred Stock | 125M | 125M | 125M | 412.5M | 412.5M | 412.5M | 412.5M | 412.5M | 425M |
WTFC Cash Flow Statement
Wintrust Financial Corporation (WTFC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 401.63M | 377.18M | 265.99M | -518.47M | 1.13B | 1.38B | 744.38M | 721.56M | 910.35M |
| Operating CF Growth % | 29.15% | -6.09% | -29.48% | -294.92% | 318.12% | 21.59% | -45.86% | -3.07% | 26.16% |
| Net Income | 257.68M | 343.17M | 355.7M | 292.99M | 466.15M | 509.68M | 622.63M | 695.04M | 823.84M |
| Depreciation & Amortization | 63.11M | 67.67M | 88.36M | 96.37M | 101.8M | 82.07M | 84.76M | 100.08M | 0 |
| Deferred Taxes | 63.24M | 55.22M | 44.56M | -4.06M | -2.86M | 22.06M | -19.71M | 11.01M | 0 |
| Other Non-Cash Items | 99.78M | 45.03M | -85.67M | -813.42M | 292.41M | 434.02M | 61.8M | 64.97M | 86.5M |
| Working Capital Changes | -95.05M | -147.4M | -148.26M | -85.41M | 257.2M | 295.43M | -38.61M | -187.65M | 0 |
| Cash from Investing | -2.3B | -2.76B | -4.02B | -7.18B | -5.93B | -3.49B | -3.24B | -5.95B | -6.17B |
| Purchase of Investments | -1.08B | -1.35B | -2.76B | -2.17B | -3.73B | -3.75B | -2.71B | -1.88B | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Net Investment Activity | -1.07B | -1.35B | -2.76B | -2.17B | -3.73B | -3.75B | -2.71B | -1.88B | 0 |
| Acquisitions | -284K | -53.87M | -108.36M | 0 | -585.4M | 0 | -5.15M | 531.31M | 0 |
| Other Investing | -1.9B | -1.87B | -3.21B | -7.95B | -3.35B | -317.56M | -2.96B | -7.17B | -6.17B |
| Cash from Financing | 1.91B | 2.5B | 3.65B | 7.74B | 4.89B | 2.2B | 2.43B | 5.26B | 5.27B |
| Dividends Paid | -40.54M | -50.99M | -65.11M | -85.89M | -98.63M | -108.21M | -125.69M | -143.28M | 0 |
| Share Repurchases | -397K | -648K | -1.3M | -93.43M | -9.54M | -304K | -1.91M | -3.94M | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 285.73M | 0 | 0 | 0 |
| Net Stock Activity | -397K | -648K | -1.3M | -93.43M | -9.54M | 285.43M | -1.91M | -3.94M | 0 |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Other Financing | 1.55B | 2.56B | 3.15B | 7B | 5.01B | 818.18M | 2.5B | 4.81B | 5.27B |
| Net Change in Cash | 7.55M▲ 0% | 114.61M▲ 1418.8% | -105.72M▼ 192.2% | 36M▲ 134.0% | 88.73M▲ 146.5% | 79.76M▼ 10.1% | -67.5M▼ 184.6% | 35.07M▲ 152.0% | -458.54M▼ 1407.4% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 270.05M | 277.59M | 392.2M | 286.48M | 322.47M | 411.2M | 490.97M | 423.46M | 458.54M |
| Cash at End | 277.59M | 392.2M | 286.48M | 322.47M | 411.2M | 490.97M | 423.46M | 458.54M | 0 |
| Interest Paid | 112.78M | 197.91M | 327.33M | 257.41M | 156.87M | 239.21M | 1.03B | 1.52B | 0 |
| Income Taxes Paid | 76.81M | 69.12M | 60.84M | 105.27M | 178.57M | 153.5M | 231.65M | 252.85M | 0 |
| Free Cash Flow | 342.43M▲ 0% | 308.91M▼ 9.8% | 183.97M▼ 40.4% | -582.11M▼ 416.4% | 1.07B▲ 284.5% | 1.32B▲ 23.1% | 697.97M▼ 47.2% | 635.52M▼ 8.9% | 910.35M▲ 43.2% |
| FCF Growth % | 23.6% | -9.79% | -40.44% | -416.41% | 284.47% | 23.07% | -47.19% | -8.95% | 43.24% |
WTFC Banking Ratios
Wintrust Financial Corporation (WTFC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.2% | 9.09% | 10.99% | 10.22% | 7.51% | 10.82% | 10.97% | 12.21% | 11.84% | 12.11% |
| Return on Assets (ROA) | 0.85% | 0.96% | 1.16% | 1.05% | 0.72% | 0.98% | 0.99% | 1.14% | 1.15% | 1.21% |
| Net Interest Margin | 2.81% | 2.98% | 3.09% | 2.88% | 2.31% | 2.24% | 2.82% | 3.27% | 3.02% | 3.13% |
| Efficiency Ratio | 59.59% | 57.65% | 53.97% | 51.71% | 54.82% | 60.84% | 53.31% | 39.45% | 35.37% | 35.75% |
| Equity / Assets | 10.5% | 10.66% | 10.46% | 10.08% | 9.13% | 8.97% | 9.06% | 9.6% | 9.78% | 10.2% |
| Book Value / Share | 49.67 | 52.52 | 57.12 | 64.06 | 70.94 | 77.85 | 79.83 | 86.97 | 98.06 | 107.3 |
| NII Growth | 12.57% | 15.22% | 15.96% | 9.33% | -1.42% | 8.18% | 32.93% | 22.9% | 6.78% | 13.33% |
| Dividend Payout | 18.64% | 15.73% | 14.86% | 18.3% | 29.32% | 21.16% | 21.23% | 20.19% | 20.61% | - |
WTFC SEC Filings & Documents
Wintrust Financial Corporation (WTFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
WTFC Frequently Asked Questions
Wintrust Financial Corporation (WTFC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Wintrust Financial Corporation (WTFC) grew revenue by 6.7% over the past year. This is steady growth.
Yes, Wintrust Financial Corporation (WTFC) is profitable, generating $823.8M in net income for fiscal year 2025 (19.5% net margin).
Dividend & Returns
Wintrust Financial Corporation (WTFC) has a return on equity (ROE) of 12.1%. This is reasonable for most industries.
Industry Metrics
Wintrust Financial Corporation (WTFC) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Wintrust Financial Corporation (WTFC) has an efficiency ratio of 35.7%. This is excellent, indicating strong cost control.
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Wintrust Financial Corporation (WTFC) financial analysis — history, returns, DCA and operating performance tools
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