Cathay General Bancorp's net interest income has risen roughly 28 percent from $165.3M in Q2 2024 to $211.9M in Q3 2026, while the efficiency ratio improved from 55.6 percent to 40.6 percent, suggesting genuine operating leverage.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 21, 2026 | $1.43-1.4% vs $1.45 | $231M+1.4% vs $227M |
Q3 2026 Jul 22, 2026 | $1.37+1.5% vs $1.35 | $221M+1.3% vs $218M |
Q2 2026 Apr 22, 2026 | $1.29+8.4% vs $1.19 | $213M+0.8% vs $211M |
Q1 2026 Jan 22, 2026 | $1.33+10.8% vs $1.20 | $223M+5.2% vs $212M |
Cathay General Bancorp is rated BUY, with shares up 25% YTD and trading at an attractive valuation relative to sector-leading ROE. CATY's CET1 ratio of 13.5% and low non-performing assets underscore strong credit quality and capital strength. 42% of CATY's loan book will reprice over the next 12 months, supporting NIM and earnings in a higher-rate environment.
Cathay General Bancorp (CATY) Q3 2026 Earnings Call Transcript
Cathay General (CATY) came out with quarterly earnings of $1.43 per share, missing the Zacks Consensus Estimate of $1.44 per share. This compares to earnings of $1.13 per share a year ago.
Cathay General Bancorp NASDAQ: CATY reported third-quarter 2026 net income of $95.2 million, or $1.43 per diluted share, as record net interest income, loan growth and margin expansion helped offset higher credit costs and operating expenses.
Benchmark CATY against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Cathay General Bancorp (CATY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $64.22 | $4.31B | 11.75 | 12.08% | 40.65% | 12.14% | 2.15% | |
| $32.68 | $972.77M | 10.62 | 15.63% | 40.15% | 11.3% | 3.32% | |
| $13.18 | $1.68B | 12.78 | 5.26% | 22.78% | 5.82% | 4.17% | |
| $102.89 | $1.22B | 9.88 | -0.2% | 46.36% | 17.32% | 2.9% | |
| $25.72 | $435.59M | 9.90 | 12.6% | 32.29% | 8.33% | 2.56% | |
| $21.79 | $700.87M | 12.06 | 41.03% | 32.34% | 10.08% | 0.46% |
Cathay General Bancorp (CATY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Cathay General Bancorp (CATY) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 21, 2026·SEC
Jul 22, 2026·SEC
May 19, 2026·SEC
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Cathay General Bancorp (CATY) stock FAQ — growth, dividends, profitability & financials explained
Cathay General Bancorp (CATY) grew revenue by 14.8% over the trailing twelve months, compared with the twelve months before.
Yes. Cathay General Bancorp (CATY) earned $364.8M in net income over the trailing twelve months (a 40.7% net margin).
Yes. Cathay General Bancorp (CATY) pays a dividend that yields 2.15% at the current price, a moderate yield.
Cathay General Bancorp (CATY) had a return on equity (ROE) of 12.1% over the trailing twelve months. That is in line with the market's typical 10-15%.
Cathay General Bancorp (CATY) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Cathay General Bancorp (CATY) has an efficiency ratio of 43.4%. This is excellent, indicating strong cost control.
