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Cathay General Bancorp(CATY)Earnings, Financials & Key Ratios
CATY•NASDAQ•Banking & Credit
$57.32
$3.84B mkt cap·12.6× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutCathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. As of March 1, 2022, it operated 31 branches in Southern California, 16 branches in Northern California, 10 branches in New York, four branches in Washington, two branches in Illinois, and two branches in Texas, as well as one branch each in Maryland, Massachusetts, Nevada, and New Jersey, and Hong Kong; and a representative office each in Beijing, Taipei, and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California.Show more
- Net Interest Income$742M+10.1%
- Total Revenue$1.38B-0.4%
- Net Income$315M+10.2%
- Return on Equity10.92%+6.6%
- Net Interest Margin3.06%+4.8%
- Efficiency Ratio25.64%-4.8%
- ROA1.33%+7.5%
- Equity / Assets12.07%-2.2%
- Book Value per Share43.03+9.4%
- Tangible BV/Share37.46+9.8%
- Debt/Equity0.07-10.8%
CATY Key Insights
Cathay General Bancorp (CATY) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 25.6% efficiency ratio
- ✓12 consecutive years of dividend growth
- ✓Well capitalized: 12.1% equity/assets
- ✓Healthy dividend yield of 2.4%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CATY Price & Volume
Cathay General Bancorp (CATY) stock price & volume — 10-year historical chart
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CATY Growth Metrics
Cathay General Bancorp (CATY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.03%
5 Years13.25%
3 Years15.1%
TTM-
Profit CAGR
10 Years6.94%
5 Years6.61%
3 Years-4.4%
TTM10.19%
EPS CAGR
10 Years8.65%
5 Years9.61%
3 Years-2.04%
TTM14.65%
Return on Capital
10 Years10.44%
5 Years10.6%
3 Years8.22%
Last Year4.55%
CATY Recent Earnings
Cathay General Bancorp (CATY) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/12 qtrs (40%)●Beat Revenue 6/12 qtrs (67%)
Q2 2026Latest
Apr 22, 2026EPS
$1.29
Est $1.19
+8.4%
Revenue
$213M
Est $211M
+0.8%
Q1 2026
Jan 28, 2026EPS
$1.12
Est $1.20
-6.7%
Revenue
$361M
Q1 2026
Jan 22, 2026EPS
$1.33
Est $1.20
+10.8%
Revenue
$223M
Est $212M
+5.2%
Q4 2025
Oct 21, 2025EPS
$1.13
Est $1.15
-1.7%
Revenue
$211M
Est $203M
+3.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $1.29vs $1.19+8.4% | $213Mvs $211M+0.8% |
| Q1 2026 | Jan 28, 2026 | $1.12vs $1.20-6.7% | $361M |
| Q1 2026 | Jan 22, 2026 | $1.33vs $1.20+10.8% | $223Mvs $212M+5.2% |
| Q4 2025 | Oct 21, 2025 | $1.13vs $1.15-1.7% | $211Mvs $203M+3.9% |
Based on last 12 quarters of dataView full earnings history →
CATY Peer Comparison
Cathay General Bancorp (CATY) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HAFC | 909.33M | 30.42 | 12.12 | 3.55% | 9.85% | 0.35 | ||
 HOPE | 1.62B | 12.63 | 27.46 | -3.23% | 2.62% | 0.17 | ||
 PFBC | 1.17B | 96.08 | 9.23 | -4.11% | 17.29% | 0.49 | ||
 RBB | 414.17M | 24.30 | 16.53 | -1.75% | 5.09% | 0.72 | ||
 BCAL | 612.5M | 19.05 | 9.87 | 26.23% | 11.36% | 0.12 | ||
 EBMT | 180.66M | 22.68 | 11.94 | 4.61% | 8.06% | 0.43 | ||
 WAL | 9.16B | 83.33 | 9.55 | 5.17% | 12.81% | 0.82 | ||
 EWBC | 17.23B | 125.22 | 13.15 | 4.63% | 15.77% | 0.36 |
Compare CATY vs Peers
Cathay General Bancorp (CATY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CATY Income Statement
Cathay General Bancorp (CATY) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 495.71M | 565.9M | 574.91M | 552.11M | 597.75M | 733.7M | 741.75M | 674.05M | 742.46M |
| NII Growth % | 18.63% | 14.16% | 1.59% | -3.97% | 8.27% | 22.74% | 1.1% | -9.13% | 10.15% |
| Net Interest Margin % | 3.17% | 3.37% | 3.18% | 2.9% | 2.86% | 3.34% | 3.21% | 2.92% | 3.06% |
| Interest Income | 576.15M | 687.96M | 769.27M | 700.57M | 666.51M | 851.28M | 1.24B | 1.33B | 1.31B |
| Interest Expense | 80.44M | 122.06M | 194.36M | 148.46M | 68.76M | 117.58M | 500.48M | 660.92M | 566.8M |
| Loan Loss Provision | -2.5M | -4.5M | -7M | 57.5M | -16.01M | 14.54M | 25.98M | 37.5M | 55.43M |
| Non-Interest Income | 30.67M | 31.37M | 44.75M | 42.82M | 54.6M | 56.81M | 68.29M | 55.66M | 75.43M |
| Non-Interest Income % | 5.05% | 4.36% | 5.5% | 5.76% | 7.57% | 6.26% | 5.21% | 4% | 5.45% |
| Total Revenue | 606.82M▲ 0% | 719.32M▲ 18.5% | 814.02M▲ 13.2% | 743.39M▼ 8.7% | 721.11M▼ 3.0% | 908.1M▲ 25.9% | 1.31B▲ 44.3% | 1.39B▲ 6.1% | 1.38B▼ 0.4% |
| Revenue Growth % | 13.97% | 18.54% | 13.16% | -8.68% | -3% | 25.93% | 44.31% | 6.11% | -0.43% |
| Non-Interest Expense | 230.57M | 264.08M | 277.29M | 283.46M | 286.52M | 303.43M | 380.48M | 374.68M | 355.06M |
| Efficiency Ratio | 38% | 36.71% | 34.06% | 38.13% | 39.73% | 33.41% | 29.03% | 26.94% | 25.64% |
| Operating Income | 298.31M▲ 0% | 337.69M▲ 13.2% | 349.37M▲ 3.5% | 253.97M▼ 27.3% | 381.84M▲ 50.4% | 472.54M▲ 23.8% | 403.58M▼ 14.6% | 317.54M▼ 21.3% | 407.4M▲ 28.3% |
| Operating Margin % | 49.16% | 46.95% | 42.92% | 34.16% | 52.95% | 52.04% | 30.8% | 22.83% | 29.42% |
| Operating Income Growth % | 23.17% | 13.2% | 3.46% | -27.31% | 50.35% | 23.75% | -14.59% | -21.32% | 28.3% |
| Pretax Income | 298.31M▲ 0% | 337.69M▲ 13.2% | 349.37M▲ 3.5% | 253.97M▼ 27.3% | 381.84M▲ 50.4% | 472.54M▲ 23.8% | 403.58M▼ 14.6% | 317.54M▼ 21.3% | 390.2M▲ 22.9% |
| Pretax Margin % | 49.16% | 46.95% | 42.92% | 34.16% | 52.95% | 52.04% | 30.8% | 22.83% | 28.18% |
| Income Tax | 122.27M | 65.8M | 70.23M | 25.11M | 83.54M | 111.89M | 49.46M | 31.56M | 75.07M |
| Effective Tax Rate % | 40.99% | 19.49% | 20.1% | 9.89% | 21.88% | 23.68% | 12.25% | 9.94% | 19.24% |
| Net Income | 176.04M▲ 0% | 271.88M▲ 54.4% | 279.13M▲ 2.7% | 228.86M▼ 18.0% | 298.3M▲ 30.3% | 360.64M▲ 20.9% | 354.12M▼ 1.8% | 285.98M▼ 19.2% | 315.12M▲ 10.2% |
| Net Margin % | 29.01% | 37.8% | 34.29% | 30.79% | 41.37% | 39.71% | 27.02% | 20.56% | 22.76% |
| Net Income Growth % | 0.54% | 54.44% | 2.67% | -18.01% | 30.34% | 20.9% | -1.81% | -19.24% | 10.19% |
| Net Income (Continuing) | 176.04M | 271.88M | 279.13M | 228.86M | 298.3M | 360.64M | 354.12M | 285.98M | 315.12M |
| EPS (Diluted) | 2.17▲ 0% | 3.34▲ 53.9% | 3.48▲ 4.2% | 2.87▼ 17.5% | 3.80▲ 32.4% | 4.83▲ 27.1% | 4.86▲ 0.6% | 3.95▼ 18.7% | 4.54▲ 14.9% |
| EPS Growth % | -0.91% | 53.92% | 4.19% | -17.53% | 32.4% | 27.11% | 0.62% | -18.72% | 14.94% |
| EPS (Basic) | 2.19 | 3.35 | 3.49 | 2.88 | 3.81 | 4.85 | 4.88 | 3.97 | 4.57 |
| Diluted Shares Outstanding | 81M | 81.61M | 80.25M | 79.78M | 78.57M | 74.67M | 72.86M | 72.33M | 67.99M |
CATY Balance Sheet
Cathay General Bancorp (CATY) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.87B | 1.84B | 2.05B | 2.46B | 3.58B | 2.64B | 2.43B | 1.71B | 1.8B |
| Cash & Due from Banks | 247.06M | 225.33M | 177.24M | 138.62M | 134.14M | 195.44M | 173.99M | 157.17M | 146.32M |
| Short Term Investments | 1.63B | 1.62B | 1.87B | 2.32B | 3.44B | 2.44B | 2.26B | 1.55B | 1.66B |
| Total Investments | 14.92B | 16.08B | 17.47B | 18.44B | 19.97B | 20.89B | 22B | 21.96B | 1.68B |
| Investments Growth % | 7.61% | 7.75% | 8.62% | 5.56% | 8.3% | 4.63% | 5.31% | -0.19% | -92.37% |
| Long-Term Investments | 13.3B | 14.46B | 15.6B | 16.12B | 16.52B | 18.45B | 19.74B | 20.4B | 17.58M |
| Accounts Receivables | 45.31M | 51.65M | 53.54M | 59.03M | 56.99M | 82.43M | 97.67M | 97.78M | 96.99M |
| Goodwill & Intangibles | 380.25M | 379.38M | 378.49M | 377.62M | 376.82M | 381.45M | 380.16M | 379.03M | 378.38M |
| Goodwill | 372.19M | 372.19M | 372.19M | 372.19M | 372.19M | 375.7M | 375.7M | 375.7M | 375.7M |
| Intangible Assets | 8.06M | 7.19M | 6.3M | 5.43M | 4.63M | 5.76M | 4.46M | 3.33M | 2.68M |
| PP&E (Net) | 103.06M | 103.19M | 138.23M | 133.92M | 127.24M | 124.4M | 123.17M | 117.32M | 121.77M |
| Other Assets | -59.37M | -54.68M | -118.73M | -102.21M | 225.13M | 274.34M | 308.21M | 346.21M | 36.1M |
| Total Current Assets | 1.92B | 1.89B | 2.1B | 2.52B | 3.63B | 2.72B | 2.53B | 1.81B | 1.9B |
| Total Non-Current Assets | 13.72B | 14.89B | 15.99B | 16.53B | 17.25B | 19.23B | 20.55B | 21.25B | 553.83M |
| Total Assets | 15.64B▲ 0% | 16.79B▲ 7.3% | 18.1B▲ 7.8% | 19.04B▲ 5.2% | 20.89B▲ 9.7% | 21.95B▲ 5.1% | 23.08B▲ 5.2% | 23.05B▼ 0.1% | 24.23B▲ 5.1% |
| Asset Growth % | 7.7% | 7.33% | 7.81% | 5.23% | 9.68% | 5.08% | 5.16% | -0.12% | 5.1% |
| Return on Assets (ROA) | 1.17% | 1.68% | 1.6% | 1.23% | 1.49% | 1.68% | 1.57% | 1.24% | 1.33% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 741.62M | 736.75M | 879.71M | 326.33M | 192.97M | 659.25M | 709.72M | 227.73M | 208.92M |
| Net Debt | 494.56M | 511.41M | 699.97M | 187.72M | 58.83M | 463.81M | 535.73M | 70.56M | 62.6M |
| Long-Term Debt | 641.62M | 736.75M | 818.16M | 292.85M | 162.28M | 626.74M | 674.92M | 196.88M | 172.82M |
| Short-Term Debt | 100M | 0 | 25.68M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 235.37M | 223.78M | 227.84M | 189.25M | 188.66M | 309.4M | 309.79M | 295.05M | -208.92M |
| Total Current Liabilities | 12.79B | 13.7B | 14.72B | 16.11B | 18.06B | 18.51B | 19.33B | 19.69B | 9.68B |
| Total Non-Current Liabilities | 876.99M | 960.53M | 1.08B | 515.59M | 381.63M | 968.66M | 1.02B | 522.78M | 0 |
| Total Liabilities | 13.67B | 14.66B | 15.8B | 16.62B | 18.44B | 19.47B | 20.34B | 20.21B | 21.3B |
| Total Equity | 1.97B▲ 0% | 2.12B▲ 7.9% | 2.29B▲ 8.1% | 2.42B▲ 5.4% | 2.45B▲ 1.2% | 2.47B▲ 1.1% | 2.74B▲ 10.6% | 2.85B▲ 4.0% | 2.93B▲ 2.8% |
| Equity Growth % | 7.59% | 7.87% | 8.11% | 5.4% | 1.16% | 1.14% | 10.61% | 3.99% | 2.8% |
| Equity / Assets (Capital Ratio) | 12.58% | 12.64% | 12.68% | 12.7% | 11.71% | 11.27% | 11.86% | 12.34% | 12.07% |
| Return on Equity (ROE) | 9.28% | 13.3% | 12.64% | 9.71% | 12.26% | 14.66% | 13.59% | 10.25% | 10.92% |
| Book Value per Share | 24.29 | 26.00 | 28.59 | 30.31 | 31.13 | 33.14 | 37.56 | 39.34 | 43.03 |
| Tangible BV per Share | 19.59 | 21.36 | 23.87 | 25.58 | 26.34 | 28.03 | 32.34 | 34.10 | 37.46 |
| Common Stock | 891K | 898K | 900K | 906K | 909K | 911K | 914K | 916K | 0 |
| Additional Paid-in Capital | 932.87M | 942.06M | 950.47M | 964.73M | 972.47M | 981.12M | 987.95M | 993.96M | 0 |
| Retained Earnings | 1.28B | 1.48B | 1.66B | 1.79B | 1.99B | 2.24B | 2.5B | 2.69B | 0 |
| Accumulated OCI | -2.51M | -18.01M | 2.3M | 5.31M | -3.06M | -102.3M | -85.42M | -85.61M | 0 |
| Treasury Stock | -239.59M | -282.24M | -318.54M | -342.13M | -509.24M | -650.55M | -667.22M | -751.92M | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CATY Cash Flow Statement
Cathay General Bancorp (CATY) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 248.87M | 336.54M | 434.98M | 319.95M | 334.32M | 467.39M | 384.74M | 329.15M | 368.57M |
| Operating CF Growth % | 6.17% | 35.22% | 29.25% | -26.44% | 4.49% | 39.8% | -17.68% | -14.45% | 11.97% |
| Net Income | 176.04M | 271.88M | 279.13M | 228.86M | 298.3M | 360.64M | 354.12M | 285.98M | 315.12M |
| Depreciation & Amortization | 7.26M | 7.31M | 15.12M | 16.51M | 16.12M | 19.8M | 18.1M | 16.83M | 16.04M |
| Deferred Taxes | 34.55M | 2.34M | 9.82M | -9.49M | 9.17M | -2.09M | -4.78M | -20.76M | 12.14M |
| Other Non-Cash Items | 2.17M | 47.16M | 103.48M | 120.25M | 38.5M | 58.77M | 85.98M | 93.07M | 79.29M |
| Working Capital Changes | 23.11M | -136K | 20.07M | -42.58M | -34.58M | 22.43M | -76.52M | -52.77M | -61.64M |
| Cash from Investing | -903.99M | -1.13B | -1.38B | -242.2M | -859.92M | -1.85B | -1.48B | 184.03M | -857.32M |
| Purchase of Investments | -607.57M | -497.79M | -822.9M | -513.28M | -589.37M | -718.7M | -668.95M | -1.39B | -1.71B |
| Sale/Maturity of Investments | 674.3M | 547.67M | 593.4M | 854.85M | 445.49M | 214.49M | 522.82M | 1.44B | 1.78B |
| Net Investment Activity | 66.72M | 49.88M | -229.5M | 341.56M | -143.88M | -504.21M | -146.13M | 50.23M | 69.41M |
| Acquisitions | -1.39M | 0 | 0 | 0 | 0 | -73.88M | 0 | 0 | 0 |
| Other Investing | -966.13M | -1.18B | -1.15B | -577.99M | -712.32M | -1.27B | -1.33B | 137.44M | -926.74M |
| Cash from Financing | 4.83M | 863.28M | 940.18M | 749.55M | 1.55B | 94.74M | 758.74M | -302.47M | 873.64M |
| Dividends Paid | -69.89M | -83.43M | -99.13M | -98.69M | -99.32M | -100.95M | -98.64M | -97.97M | -93.8M |
| Share Repurchases | 0 | -42.65M | -36.3M | -23.59M | -167.1M | -141.32M | -16.67M | -84.7M | -180.29M |
| Stock Issued | 2.53M | 2.82M | 3.37M | 9.78M | 3.56M | 3.72M | 3.49M | 2.93M | 2.61M |
| Net Stock Activity | 2.53M | -39.83M | -32.94M | -13.82M | -163.54M | -137.6M | -13.18M | -81.77M | -177.68M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | -52.81M | 915.94M | 987.63M | 1.42B | 1.95B | -131.71M | 815.55M | 357.27M | 1.21B |
| Net Change in Cash | -650.28M▲ 0% | 65.49M▲ 110.1% | -6.51M▼ 109.9% | 827.3M▲ 12804.2% | 1.03B▲ 24.3% | -1.29B▼ 225.1% | -333.6M▲ 74.1% | 210.72M▲ 163.2% | 384.89M▲ 82.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 1.19B | 534.8M | 600.29M | 593.78M | 1.42B | 2.45B | 1.16B | 828.8M | 1.04B |
| Cash at End | 534.8M | 600.29M | 593.78M | 1.42B | 2.45B | 1.16B | 828.8M | 1.04B | 1.42B |
| Interest Paid | 81.07M | 116.52M | 182.53M | 162.43M | 75.49M | 105.52M | 484.86M | 662.07M | 0 |
| Income Taxes Paid | 76.71M | 65.87M | 61.55M | 45.37M | 92.69M | 96.88M | 70.33M | 56.17M | 0 |
| Free Cash Flow | 245.69M▲ 0% | 329.87M▲ 34.3% | 427.85M▲ 29.7% | 314.18M▼ 26.6% | 330.59M▲ 5.2% | 464M▲ 40.4% | 381.34M▼ 17.8% | 325.52M▼ 14.6% | 363.66M▲ 11.7% |
| FCF Growth % | 6.41% | 34.26% | 29.7% | -26.57% | 5.22% | 40.36% | -17.81% | -14.64% | 11.72% |
CATY Banking Ratios
Cathay General Bancorp (CATY) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.79% | 9.28% | 13.3% | 12.64% | 9.71% | 12.26% | 14.66% | 13.59% | 10.25% | 10.92% |
| Return on Assets (ROA) | 1.26% | 1.17% | 1.68% | 1.6% | 1.23% | 1.49% | 1.68% | 1.57% | 1.24% | 1.33% |
| Net Interest Margin | 2.88% | 3.17% | 3.37% | 3.18% | 2.9% | 2.86% | 3.34% | 3.21% | 2.92% | 3.06% |
| Efficiency Ratio | 42.2% | 38% | 36.71% | 34.06% | 38.13% | 39.73% | 33.41% | 29.03% | 26.94% | 25.64% |
| Equity / Assets | 12.59% | 12.58% | 12.64% | 12.68% | 12.7% | 11.71% | 11.27% | 11.86% | 12.34% | 12.07% |
| Book Value / Share | 22.88 | 24.29 | 26 | 28.59 | 30.31 | 31.13 | 33.14 | 37.56 | 39.34 | 43.03 |
| NII Growth | 10.04% | 18.63% | 14.16% | 1.59% | -3.97% | 8.27% | 22.74% | 1.1% | -9.13% | 10.15% |
| Dividend Payout | 33.85% | 39.7% | 30.69% | 35.51% | 43.12% | 33.3% | 27.99% | 27.85% | 34.26% | 29.77% |
CATY SEC Filings & Documents
Cathay General Bancorp (CATY) SEC filings — annual & quarterly reports (10-K, 10-Q)
CATY Frequently Asked Questions
Cathay General Bancorp (CATY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Cathay General Bancorp (CATY) saw revenue decline by 0.4% over the past year.
Yes, Cathay General Bancorp (CATY) is profitable, generating $315.1M in net income for fiscal year 2025 (22.8% net margin).
Dividend & Returns
Yes, Cathay General Bancorp (CATY) pays a dividend with a yield of 2.41%. This makes it attractive for income-focused investors.
Cathay General Bancorp (CATY) has a return on equity (ROE) of 10.9%. This is reasonable for most industries.
Industry Metrics
Cathay General Bancorp (CATY) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Cathay General Bancorp (CATY) has an efficiency ratio of 25.6%. This is excellent, indicating strong cost control.
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Cathay General Bancorp (CATY) financial analysis — history, returns, DCA and operating performance tools
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