Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.23 | 9.17 | 10.98 | 10.39 | 9.70 | 16.09 | 8.01 | 15.21 | 9.93 | 9.33 | 8.72 | 8.20 | 14.82 | 7.81 | 7.92 | — | 19.82 | 18.52 | 19.90 | 19.21 | 19.95 |
| — | -43.0% | +37.1% | -31.7% | -2.3% | +72.5% | -8.2% | +85.5% | -33.0% | +19.4% | +10.1% | — | -25.2% | -57.8% | -60.2% | — | -0.6% | -4.5% | +9.4% | -12.6% | +51.2% | |
| P/S Ratio | 3.12 | 2.88 | 3.17 | 3.19 | 2.89 | 2.64 | 2.40 | 2.66 | 2.90 | 2.75 | 2.20 | 2.13 | 2.68 | 2.02 | 2.02 | 1.95 | 4.81 | 4.95 | 5.13 | 5.68 | 5.62 |
| — | +9.2% | +31.8% | +19.5% | -0.3% | -4.1% | +9.1% | +24.9% | +8.2% | +36.5% | +9.0% | +9.4% | -44.3% | -59.3% | -60.6% | -65.7% | -14.4% | -26.5% | -22.8% | -21.2% | +1.9% | |
| P/B Ratio | 1.15 | 1.13 | 1.22 | 1.05 | 1.06 | 0.79 | 0.92 | 1.00 | 1.10 | 1.04 | 0.84 | 0.82 | 1.11 | 0.91 | 0.88 | 0.69 | 2.64 | 2.60 | 2.47 | 2.69 | 2.59 |
| — | +43.5% | +32.3% | +4.6% | -4.2% | -23.9% | +10.0% | +22.6% | -0.9% | +13.4% | -4.6% | +18.9% | -57.8% | -64.8% | -64.6% | -74.5% | +2.2% | -15.0% | -19.8% | -24.2% | -11.7% | |
| P/FCF | 6.23 | 5.58 | 7.97 | 4.20 | 8.01 | 5.95 | 14.43 | 10.75 | 5.88 | 22.95 | 7.23 | 5.63 | 15.07 | 2.99 | 3.97 | — | 11.34 | 4.94 | 5.12 | 6.46 | 14.96 |
| — | -6.2% | -44.8% | -60.9% | +36.2% | -74.1% | +99.7% | +91.1% | -61.0% | +666.6% | +82.0% | — | +32.9% | -39.4% | -22.5% | — | -24.2% | -40.4% | — | +5.3% | +31.7% | |
| EV / EBITDA | 8.47 | 5.13 | 11.14 | 10.35 | 8.57 | 11.26 | 7.48 | 10.17 | 8.40 | 8.32 | 8.50 | 7.78 | 12.09 | 7.45 | 8.90 | 13617.69 | 14.64 | 13.46 | 13.96 | 10.36 | 10.64 |
| — | -54.5% | +48.9% | +1.7% | +2.0% | +35.4% | -12.0% | +30.7% | -30.5% | +11.7% | -4.6% | -99.9% | -17.4% | -44.7% | -36.3% | +131327.5% | +37.6% | +47.5% | +39.4% | -16.4% | -4.2% | |
| EV / EBIT | 16.13 | 5.13 | 12.19 | 11.20 | 9.67 | 14.49 | 8.69 | 13.05 | 9.99 | 9.87 | 10.46 | 9.62 | 16.07 | 9.04 | 11.09 | — | 15.52 | 14.29 | 14.90 | 11.01 | 11.37 |
| — | -64.6% | +40.3% | -14.2% | -3.2% | +46.8% | -16.9% | +35.6% | -37.9% | +9.2% | -5.7% | — | +3.6% | -36.8% | -25.6% | — | +36.5% | +48.6% | +41.4% | -15.8% | -3.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 94.5% | 95.3% | 96.3% | 95.5% | 100.0% | 88.0% | 94.2% | 94.4% | 94.2% | 94.2% | 93.3% | 96.4% | 89.4% | 93.0% | 96.9% | 75.4% | 90.3% | 91.3% | 93.8% | 98.4% | 100.2% |
| — | +8.3% | +2.2% | +1.2% | +6.1% | -6.6% | +1.0% | -2.0% | +5.4% | +1.3% | -3.8% | +27.8% | -1.0% | +1.9% | +3.3% | -23.4% | -9.9% | -14.0% | -12.4% | -1.6% | +0.2% | |
| Operating Margin | 32.6% | 42.0% | 37.9% | 40.5% | 42.5% | 20.4% | 39.8% | 25.2% | 39.5% | 39.5% | 34.1% | 35.7% | 24.5% | 35.1% | 34.2% | -4.4% | 33.0% | 35.2% | 34.7% | 39.4% | 37.1% |
| — | +105.5% | -4.8% | +60.8% | +7.7% | -48.3% | +16.7% | -29.4% | +61.3% | +12.8% | -0.2% | +909.9% | -25.9% | -0.3% | -1.3% | -111.2% | -10.9% | -24.6% | -28.0% | -8.9% | -9.9% | |
| Net Margin | 23.9% | 31.7% | 28.7% | 30.5% | 30.0% | 16.5% | 29.8% | 17.6% | 29.4% | 29.4% | 25.4% | 26.2% | 18.0% | 25.9% | 25.5% | -3.3% | 24.4% | 26.5% | 25.9% | 29.5% | 27.9% |
| — | +91.9% | -3.8% | +73.2% | +2.0% | -44.0% | +17.2% | -32.7% | +63.3% | +13.8% | -0.1% | +901.2% | -26.1% | -2.4% | -1.7% | -111.1% | -12.8% | -24.3% | -28.4% | -9.5% | -33.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.5% | 3.0% | 2.7% | 2.5% | 2.8% | 1.5% | 2.9% | 1.7% | 2.8% | 2.9% | 2.4% | 2.5% | 1.9% | 2.9% | 2.7% | -0.4% | 3.4% | 3.4% | 3.1% | 3.4% | 3.2% |
| — | +105.7% | -5.1% | +48.1% | -0.2% | -48.7% | +19.1% | -32.9% | +41.9% | -0.7% | -11.9% | +754.1% | -42.6% | -15.7% | -10.4% | -111.2% | +4.9% | -13.5% | -28.1% | -14.9% | -43.1% | |
| ROA | 0.9% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | -0.0% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| — | +109.6% | +7.4% | +71.5% | +15.3% | -42.8% | +28.0% | -29.3% | +54.2% | +9.3% | -7.1% | +826.9% | -31.5% | -5.7% | -4.1% | -111.0% | -8.8% | -22.8% | -32.8% | -18.2% | -44.1% | |
| ROIC | 5.4% | 1.9% | 1.7% | 1.6% | 2.0% | 0.9% | 1.7% | 1.1% | 1.5% | 1.5% | 1.3% | 1.3% | 1.0% | 1.3% | 1.1% | -0.2% | 2.0% | 2.2% | 2.2% | 2.5% | 2.4% |
| — | +110.5% | +0.8% | +53.7% | +30.3% | -42.5% | +35.2% | -19.1% | +55.7% | +18.3% | +10.3% | +831.0% | -51.3% | -41.1% | -48.2% | -107.2% | -14.0% | -23.6% | -26.9% | -5.1% | -6.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.51 | 0.59 | 0.65 | 0.52 | 0.51 | 0.39 | 0.77 | 0.63 | 0.76 | 0.83 | 0.93 | 0.94 | 0.95 | 1.04 | 1.47 | 1.39 | 0.69 | 0.68 | 0.41 | 0.38 | 0.35 |
| — | +49.0% | -15.8% | -17.1% | -32.9% | -52.4% | -17.7% | -33.1% | -20.0% | -20.2% | -36.6% | -32.1% | +37.5% | +52.3% | +254.3% | +260.8% | +95.3% | +93.0% | +6.9% | -12.8% | -40.2% | |
| Debt / EBITDA | 4.49 | 8.17 | 16.20 | 14.46 | 11.65 | 20.07 | 17.33 | 20.72 | 17.07 | 18.79 | 23.40 | 22.29 | 28.16 | 21.56 | 31.81 | 56869.60 | 14.42 | 13.93 | 9.31 | 7.76 | 7.79 |
| — | -59.3% | -6.6% | -30.2% | -31.7% | +6.8% | -25.9% | -7.1% | -39.4% | -12.8% | -26.4% | -100.0% | +95.3% | +54.8% | +241.6% | +733222.2% | +85.0% | +119.5% | +40.9% | -1.2% | -24.0% | |
| Current Ratio | 0.22 | 0.24 | 0.01 | 3.56 | 0.22 | 0.27 | 0.09 | 0.09 | 0.09 | 0.30 | 0.29 | 0.30 | 0.30 | 0.30 | 0.34 | 0.35 | 0.23 | 0.23 | 0.22 | 0.29 | 0.30 |
| — | -9.1% | -87.5% | +3703.1% | +141.1% | -10.4% | -68.8% | -68.6% | -70.6% | -1.0% | -14.4% | -14.6% | +33.3% | +29.0% | +52.7% | +22.1% | -25.2% | -28.3% | -25.1% | -3.8% | +7.1% | |
| Quick Ratio | 0.22 | 0.24 | 0.01 | 3.56 | 0.22 | 0.27 | 0.09 | 0.09 | 0.09 | 0.30 | 0.29 | 0.30 | 0.30 | 0.30 | 0.34 | 0.35 | 0.23 | 0.23 | 0.22 | 0.29 | 0.30 |
| — | -9.1% | -87.5% | +3703.1% | +141.1% | -10.4% | -68.8% | -68.6% | -70.6% | -1.0% | -14.4% | -14.6% | +33.3% | +29.0% | +52.7% | +22.1% | -25.2% | -28.3% | -25.1% | -3.8% | +7.1% | |
| Interest Coverage | 0.82 | 2.35 | 1.24 | 1.15 | 1.32 | 0.51 | 0.91 | 0.56 | 0.80 | 0.73 | 0.60 | 0.65 | 0.53 | 0.86 | 0.93 | -0.19 | 2.40 | 7.00 | 12.93 | 16.93 | 15.67 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying COLB stock.
Columbia Banking System, Inc.'s current P/E is 10.2x. The average P/E over the last 4 quarters is 10.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Columbia Banking System, Inc.'s current operating margin is 32.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Columbia Banking System, Inc.'s business trajectory between earnings reports.